Determinants of Intention to use Mobile Payment: an Empirical Study of MSMEs in Indonesia by the Millennial Actors

Author(s):  
Digniti Prihatini ◽  
Hernawati W. Retno Wirratih ◽  
Ikramina Larasati Hazrati Havidz ◽  
Shinta Amalina Hazrati Havidz ◽  
M. Havidz Aima
2015 ◽  
Vol 14 (4) ◽  
pp. 171-184 ◽  
Author(s):  
Phuong Y Nguyen ◽  
Sung Taek Lee ◽  
Wi Man Kang ◽  
Jeong Suk Kim ◽  
Gwang Yong Gim

2021 ◽  
Vol 1793 (1) ◽  
pp. 012014
Author(s):  
Fahmi Zaidi Abdul Razak ◽  
Maszita Mohd. Dom ◽  
Muhammad Hisyamudin Baharudin

2016 ◽  
Vol 8 (1) ◽  
pp. 117 ◽  
Author(s):  
The Ninh Nguyen ◽  
Tuan Khanh Cao ◽  
Phuong Linh Dang ◽  
Hien Anh Nguyen

<p>Mobile payment has relative advantages compared to other payment methods, thus providing benefits for both consumers and the society. This study attempts to examine factors influencing consumer intention to use mobile payment services. Survey data are used to investigate the impact of consumers’ perceptions of mobile payment services and social influence on use intention. Empirical evidence from 489 Vietnamese consumers confirms a significant relationship between the factors and behavioral intention, and reveals that perceived trust is the strongest predictor of intention to use mobile payment services followed by perceived ease of use, perceived enjoyment, perceived behavioral control, perceived usefulness and subjective norm, respectively. The results contribute to the evolving literature, and suggest that mobile payment service providers should particularly focus on building up consumer trust, and making their services clear, understandable and easy to use. Future research directions for extending this study are also discussed.</p>


Author(s):  
Amira F. A. Mahran ◽  
Hala M. Labib Enaba

Mobile services are becoming increasingly commonplace in everyday life; however, Mobile payment (M-payment) is not among frequently used mobile services. The slowness of the diffusion of this service is the point of departure of the current research. The authors discuss why consumers are slow in adopting M-payment service and develop a proposed model that measures the customer’s attitude and intention to use this technology in Egypt. Different theories from diverse fields are reviewed to formulate the study’s conceptual framework. Empirical data were collected via an online survey for a sample of 490 students in “open education”, a type of e-distance learning. The results suggest that although the most important determinants influencing the customer’s attitude toward the service are perceived behavioral control and perceived usefulness, those influencing the intention to use it are perceived innovativeness, perceived expressiveness, facilitating condition, perceived usefulness, and social pressure. The results of the research differ from those of previous studies because of the effect of the Egyptian culture. Service providers can benefit from the results when formulating the marketing strategies to increase the usage of this service, improving mobile commerce.


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