Intelligent Modeling of Financing Model Innovation for Small and Micro Enterprises under the Background of Internet Finance

2021 ◽  
Author(s):  
Li Ma
Keyword(s):  
Intelligent Modeling ◽  
Internet Finance ◽  
Financing Model ◽  
Micro Enterprises

scholarly journals Innovation of Internet Finance and Small and Micro Enterprise Financing Mode

2021 ◽  
Vol 236 ◽  
pp. 04015
Author(s):  
Qiufeng Pan
Keyword(s):  
Financial Services ◽  
Rapid Development ◽  
Development Mode ◽  
Financial Products ◽  
Financing Mode ◽  
Starting Point ◽  
Financing Costs ◽  
Internet Finance ◽  
Important Position ◽  
Micro Enterprises

With the rapid development of the Internet, Internet financial services are also constantly popularizing, constantly occupying an important position in the financial market, the rapid development of Internet finance has improved the way of social financial services, enriched the types of financial products, effectively solved the problems of small and micro enterprises in financing difficulties, high financing costs, slow financing speed, and played an important role in the financing of small and micro enterprises. But under the development mode of Internet finance, the financing mode of small and micro enterprises still faces some shortcomings and problems. The purpose of this paper is to introduce the current situation of Internet finance and small and micro enterprise financing, take this as the starting point to study, further analyze the problems and reasons, and analyze the relevant countermeasures according to the problems.

scholarly journals Analysis on the Financing Dilemma and Countermeasures of China's Small, Medium and Micro Enterprises in the Information Age

CONVERTER ◽  
2021 ◽  
pp. 162-169
Author(s):  
Haiyang LI
Keyword(s):  
Target Selection ◽  
Information Age ◽  
Internet Technology ◽  
The Internet ◽  
Data Matching ◽  
Financing Channels ◽  
Financing Model ◽  
Micro Enterprises ◽  
Financing Dilemma

Expand financing channels for small, medium and micro enterprises, reduce loan costs, solve financing data matching, and improve financing efficiency. Analyze P2P financing model, e-commerce microfinance financing model, and online crowdfunding model. To a certain extent, the problems of narrow financing channels, high costs, high risks, and difficulty in applying for small, medium and micro enterprises have been alleviated. Using the ever-changing Internet technology to innovate the "Internet +" financing model, overcome the financing difficulties caused by insufficient government attention, discrimination in bank target selection, and the relatively small size of the enterprise itself, expand financing channels, and improve financing efficiency, Enabling small, medium and micro enterprises to get out of the “embarrassed” situation in which development is hindered by financing difficulties.

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