Exploration of PPP Investment and Financing Model for Infrastructure: A Case Study of the Beijing-Tianjin-Hebei Region

With the overall weakening of the macroeconomic situation, the investment growth in Beijing-Tianjin-Hebei continued to slow down. This article focuses on the reform and innovation of investment and financing models in the vertical and horizontal collaborative construction of Beijing-Tianjin-Hebei infrastructure. Under the framework of the PPP model, this article discusses how to design a market-oriented platform of infrastructure investment and financing model, introduce and use private capital, build remote capital access and exit mechanism, measure the government’s financial capacity and financial risks in the PPP model, set up PPP institutions, and improve relevant laws and regulations to make the infrastructure construction and operation more efficient, thus promoting the coordinated development of infrastructure construction in the Beijing-Tianjin-Hebei region.

Addressing the agricultural financing gap in Malaysia via Manihah Agricultural Financing Model: will Islamic banks go the extra mile?

PurposeThis paper introduces the concept of manihah and develops a conceptual framework to address Malaysia's abandoned lands and food security issues.Design/methodology/approachThis is a conceptual paper based on insights from the existing literature and secondary data on food security, abandoned lands and manihah. Based on the prevailing gaps, the study proposes a conceptual framework of the Manihah Agricultural Financing Model to address Malaysia's abandoned land and food security issues.FindingsThe proposed model can address abandoned lands and food security issues due to the new incorporation of manihah within Malaysia's agricultural and Islamic financial industries' milieu.Research limitations/implicationsThis is a conceptual paper mainly intended to spark a discussion on the potentiality of manihah.Practical implicationsThe paper contends that Islamic banks have a crucial role in furthering the socio-economic development agenda under the value-based intermediation (VBI). The paper will also be an excellent introduction to Islamic bank practitioners in understanding manihah's relevance to their daily operation.Originality/valueThis paper introduces manihah as the potential solution to food security issues by utilizing abandoned lands.

THE ADVANTAGES OF THE MICRO EQUITY MODEL FOR MSME BUSINESS RESILIENCE IN YOGYAKARTA DURING PANDEMIC

Many MSME business enterprises were severely hit during the Covid-19 pandemic. This study examined a micro equity financing model as an innovative answer to conventional loans in assisting MSME to survive during and after the pandemic. The micro equity financing model employed a profit-sharing system with flexible repayment and without collateral. A qualitative, descriptive data processing approach was employed. Interviews were conducted online with respondents of MSME that use the micro equity model in the Trust Network Finance (TNF) project in Yogyakarta. It was found more than 75% of MSMEs in Yogyakarta had experienced contractions on the marketing of their business. And more than 50% of MSME players in Yogyakarta had experienced problems in repaying loans due to the Covid-19 pandemic crisis. We suggested from the results that the micro equity model had shown to provide many benefits to MSME, especially in marketing and financial aspects, such as more accessible loan applications, flexible repayment schedules, and business assistance.

Methodological Features of the Formation of the Model of Healthcare Financing

The situation when, in the context of unsystematic risks caused by the influence of unpredictable factors, there is a need to implement reasonable methods of regulating the state of the health sector, manifested itself in practice during the period of threat to public health. In this regard, the theoretical substantiation of the ways of implementing the functions of healthcare management based on the assessment of the state and stages of development is an urgent area of research. Based on the study of threats to the economic security of the socio-economic system from healthcare in the regions of the Russian Federation, the article examines the main provisions of the theory of life cycles and evaluates the legitimacy of the formulated hypothesis about its applicability to the healthcare financing model. In the article, taking into account the substantiation of the legitimacy of the author's hypothesis about the dependence of the economic security of the socio-economic system on the healthcare financing mechanism, the requirements for the methodological approach to the model for assessing the economic security of the region are proposed. It is shown that on the basis of the implementation of the main provisions of the life cycle theory, subject to their meaningful development, it is possible to form such a model of the evolutionary transformation of the healthcare financing mechanism, which ensures a stable state of the socio-economic system of the region. Requirements for the healthcare financing model, which ensure the necessary state of economic security of the regional socio-economic system, are formulated.

Analysis on the Financing Dilemma and Countermeasures of China's Small, Medium and Micro Enterprises in the Information Age

Expand financing channels for small, medium and micro enterprises, reduce loan costs, solve financing data matching, and improve financing efficiency. Analyze P2P financing model, e-commerce microfinance financing model, and online crowdfunding model. To a certain extent, the problems of narrow financing channels, high costs, high risks, and difficulty in applying for small, medium and micro enterprises have been alleviated. Using the ever-changing Internet technology to innovate the "Internet +" financing model, overcome the financing difficulties caused by insufficient government attention, discrimination in bank target selection, and the relatively small size of the enterprise itself, expand financing channels, and improve financing efficiency, Enabling small, medium and micro enterprises to get out of the “embarrassed” situation in which development is hindered by financing difficulties.