Money Attitudes, Credit Card Use, and Compulsive Buying among American College Students

2001 ◽  
Vol 35 (2) ◽  
pp. 213-240 ◽  
Author(s):  
JAMES A. ROBERTS ◽  
ELI JONES
2016 ◽  
Vol 10 ◽  
pp. 75-87 ◽  
Author(s):  
Kelmara Mendes Vieira ◽  
Marta Olivia Rovedder de Oliveira ◽  
Franciele Inês Reis Kunkel

2000 ◽  
Vol 86 (2) ◽  
pp. 643-652 ◽  
Author(s):  
Mary Beth Pinto ◽  
Diane H. Parente ◽  
Todd S. Palmer

Much has been written in the popular press on credit card use and spending patterns of American college students. The proliferation of credit cards and their ease of acquisition ensure that students today have more opportunities for making more credit purchases than any other generation of college students. Little is known about the relationship between students' attitudes towards materialism and their use of credit cards. A study was conducted at three college campuses in the northeastern part of the United States where a total of 1,022 students were surveyed. Students' attitudes toward use of credit and their credit card balances were evaluated relative to their scores on Richins and Dawson's Materialism Scale (1992). Our findings suggest no significant difference between those individuals scoring high versus low on the Materialism Scale in terms of the number of credit cards owned and the average balance owed. Individuals high on materialism, however, significantly differed in terms of their uses for credit cards and their general attitude toward their use.


2011 ◽  
Vol 19 (1) ◽  
pp. 81-96 ◽  
Author(s):  
Kay M. Palan ◽  
Paula C. Morrow ◽  
Allan Trapp ◽  
Virginia Blackburn

2003 ◽  
Vol 92 (3_suppl) ◽  
pp. 1067-1078 ◽  
Author(s):  
Phylis M. Mansfield ◽  
Mary Beth Pinto ◽  
Diane H. Parente

This study assessed the relationship between sell-control and credit-card use with a convenience sample of 165 traditional-age college students of whom 69 (42%) were women. Students' self-control was measured on Grasmick, et al.'s Self-control Scale, which has six subscales, one of which is Impulsivity. Comparisons were made between those students who paid their cards off each month, called convenience users, and those who carried a monthly balance forward on scores on total self-control and impulsivity, and number of credit cards possessed. A significant difference in self-control scores was found between these two groups and also for mean impulsivity scores. Significantly fewer credit cards were possessed by students who paid their cards off each month than by those who carried a monthly balance.


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