Predictors of credit card use and perceived financial well-being in female college students: a Brazil-United States comparative study

2015 ◽  
Vol 40 (2) ◽  
pp. 133-142 ◽  
Author(s):  
Danilo Braun Santos ◽  
Wesley Mendes-Da-Silva ◽  
Eduardo Flores ◽  
Jill M. Norvilitis
2013 ◽  
Vol 1 (1) ◽  
pp. 132 ◽  
Author(s):  
Jill M. Norvilitis ◽  
Wesley Mendes-Da-Silva

Although research on credit card debt in developed countries has identified predictors of debt among<br />college students, it is unknown whether these same predictors apply in emerging markets, such as<br />Brazil. To examine this issue, a total of 1257 college students, 814 from Brazil and 443 from the United<br />States, participated in a study exploring the utility of a theory of planned behavior as a predictor of<br />credit card debtand student loans among college students, as well as perceived financial well-being.<br />Compared to the Brazilian participants, the American sample was more financially self-confident,<br />reported better financial well-being, and was more likely to believe that credit cards are negative.<br />Similar predictors of financial well-being emerged in the samples. Specifically, parenting practices<br />related to money and better self-reported delay of gratification are related to more positive financial<br />attitudes and lower levels of debt. Although the debt to income ratio among card holders was similar,<br />Brazilian students held more credit cards than American students. Greater delay of gratification was<br />related to lower levels of student loans in the United States, but there were no significant predictors of<br />student loans in Brazil.


1993 ◽  
Vol 76 (1) ◽  
pp. 147-151 ◽  
Author(s):  
Joan C. Gustavson ◽  
Carl R. Gustavson ◽  
Monica P. Gabaldon

College students (56 women and 43 men) attending state colleges in the southwestern United States were tested for body-image dissatisfaction using a computer-based graphical body-image task. A reliable relationship between desired stature and desired body-image was observed for the women. Women of large stature showed a greater discrepancy between verbally reported desired stature and redrawn images of desired stature than women of average or smaller than average stature. No reliable discrepancy between desired body-image and verbally reported desired stature was shown by the men.


2009 ◽  
Vol 18 (8) ◽  
pp. 1195-1200 ◽  
Author(s):  
Lisa L. Lindley ◽  
Heather M. Brandt ◽  
Lucy Annang ◽  
Corrie L. Barnett ◽  
James W. Hardin ◽  
...  

1997 ◽  
Vol 81 (1) ◽  
pp. 299-306 ◽  
Author(s):  
Katsunori Sumi

The present study examined the relationship between self-reported scores on optimism, social support, and stress and on physical and psychological well-being in 176 Japanese female college students. The significant interactions found among scores on optimism, social support, and stress suggest that individuals who reported higher optimism and social support also rated themselves higher with respect to physical and psychological well-being, regardless of their reported stress.


2016 ◽  
Vol 3 (3) ◽  
Author(s):  
Dr. Ramesh D. Waghmare

The purpose of the present study was to investigate the impact of gender and location of the college students on psychological well being. The sample for the study comprised of 100 college students from jalna city. In each 50 male students (25 urban and 25 rural male students) and 50 female students (25 Urban and 25 rural female college students). The scale was used for data collection psychological well being scale by Bholge and prakash (1995). Where gender and location were considered as independent variables and psychological well being as dependent variables. 2×2 factorial design was used and data were analysis by Mean, SD and ‘t’ values. Results revered no significant difference between male and female, Urban and Rural college students on psychological well being.


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