Semi-Systematic Review of the Perceived Cost of Mobile Payment in Sub-Saharan Africa

Background. The World Health Organization is planning a pilot introduction of a new malaria vaccine in three sub-Saharan African countries. To inform considerations about including a new vaccine in the vaccination program of those and other countries, estimates from the scientific literature of the incremental costs of doing so are important. Methods. A systematic review of scientific studies reporting the costs of recent vaccine programs in sub-Saharan countries was performed. The focus was to obtain from each study an estimate of the cost per dose of vaccine administered excluding the acquisition cost of the vaccine and wastage. Studies published between 2000 and 2018 and indexed on PubMed could be included and results were standardized to 2015 US dollars (US$). Results. After successive screening of 2119 titles, and 941 abstracts, 58 studies with 80 data points (combinations of country, vaccine type, and vaccination approach–routine v. campaign) were retained. Most studies used the so-called ingredients approach as costing method combining field data collection with documented unit prices per cost item. The categorization of cost items and the extent of detailed reporting varied widely. Across the studies, the mean and median cost per dose administered was US$1.68 and US$0.88 with an interquartile range of US$0.54 to US$2.31. Routine vaccination was more costly than campaigns, with mean cost per dose of US$1.99 and US$0.88, respectively. Conclusion. Across the studies, there was huge variation in the cost per dose delivered, between and within countries, even in studies using consistent data collection tools and analysis methods, and including many health facilities. For planning purposes, the interquartile range of US$0.54 to US$2.31 may be a sufficiently precise estimate.

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Mobile Money Services as a Panacea to Financial Inclusion in Sub-Saharan Africa

International Journal of Technology Diffusion ◽

10.4018/ijtd.2017100106 ◽

2017 ◽

Vol 8 (4) ◽

pp. 77-88 ◽

Cited By ~ 3

Author(s):

Emmanuel Eilu ◽

Theresa Odur Auma

Keyword(s):

African Country ◽

Financial Inclusion ◽

Sub Saharan Africa ◽

Service Usage ◽

Mobile Money ◽

Financial Exclusion ◽

Sub Saharan ◽

Key Barrier ◽

High Level ◽

Sustainable Economic Growth

One of the most important drivers for sustainable economic growth and development is financial inclusion. This explains why financial exclusion is a leading cause of extreme poverty and a key barrier to growth. The level of financial inclusion in Sub-Saharan Africa still remains low. However, there is evidence that mobile money technology, taking advantage of the high level of mobile phone penetration in the region, has been seen to drive financial inclusion. However, very few studies have been conducted in the region to particularly establish the extent mobile money service usage has leveraged financial inclusion. In this study, we investigate the extent to which three most common mobile money services namely, sending money, receiving money and bill payment have leveraged financial inclusion in a Sub-Saharan African country like Uganda. Our study reveals that the most widely used mobile money service in this rural area was for receiving money. This has greatly enhanced financial inclusion by facilitating both domestic and international remittance.

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Mobile Money Transfer

Advances in Finance, Accounting, and Economics - Impact of Mobile Payment Applications and Transfers on Business ◽

10.4018/978-1-7998-2398-8.ch001 ◽

2020 ◽

pp. 1-15

Author(s):

Martin Kang'ethe Gachukia

Keyword(s):

Financial Inclusion ◽

Sub Saharan Africa ◽

Economic Policies ◽

African Countries ◽

Middle Income ◽

The Sustainable Development ◽

Mobile Money ◽

International Remittances ◽

Money Transfer ◽

Sub Saharan

The chapter reviews the growth of mobile money transactions (MMTs) and their effect on international remittances and financial inclusion. The novelty of MMTs is its widening adaptation beyond Sub-Saharan Africa with increased confidence in use of MMTs by international humanitarian agencies and governments in reaching out to citizenry through government-to-people (G2P) as well as people-to-government (P2G) payment platforms. The chapter is conceptualized on the emergent themes emanating from the World Bank data under the G20 financial inclusion indicators in 60 countries with remarkable MMTs per 100,000 adults. Emergent findings from the data indicates of MMT benefits to small countries such as the Pacific Island countries, benign economic policies under West African countries, increased uptake of cash and voucher transfers through humanitarian support, and the pursuit of cashless economy through mobile wallets. In essence, the growth of MMTs is currently viewed as leap-frog strategy to the low- and middle-income countries embracing MMTs in promoting the sustainable development goals.

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Mobile Money Services as a Panacea to Financial Inclusion in Sub-Saharan Africa

Wealth Creation and Poverty Reduction ◽

10.4018/978-1-7998-1207-4.ch034 ◽

2020 ◽

pp. 569-581

Author(s):

Emmanuel Eilu ◽

Theresa Odur Auma

Keyword(s):

Growth And Development ◽

Financial Inclusion ◽

Sub Saharan Africa ◽

Service Usage ◽

Mobile Money ◽

Financial Exclusion ◽

Sub Saharan ◽

Key Barrier ◽

High Level ◽

Sustainable Economic Growth

One of the most important drivers for sustainable economic growth and development is financial inclusion. This explains why financial exclusion is a leading cause of extreme poverty and a key barrier to growth. The level of financial inclusion in Sub-Saharan Africa still remains low. However, there is evidence that mobile money technology, taking advantage of the high level of mobile phone penetration in the region, has been seen to drive financial inclusion. However, very few studies have been conducted in the region to particularly establish the extent mobile money service usage has leveraged financial inclusion. In this study, we investigate the extent to which three most common mobile money services namely, sending money, receiving money and bill payment have leveraged financial inclusion in a Sub-Saharan African country like Uganda. Our study reveals that the most widely used mobile money service in this rural area was for receiving money. This has greatly enhanced financial inclusion by facilitating both domestic and international remittance.

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Mobile money services will expand in East Africa

Emerald Expert Briefings ◽

10.1108/oxan-db214798 ◽

2016 ◽

Keyword(s):

East Africa ◽

Financial Services ◽

Service Providers ◽

Sub Saharan Africa ◽

Content Type ◽

Mobile Money ◽

Record Keeping ◽

Telecommunication Companies ◽

New Entrants ◽

Sub Saharan

Significance The carrier's performance was driven in part by a 34% increase in revenue from M-Pesa, its mobile money service. Among regions, sub-Saharan Africa (SSA) has the most active mobile money users. Impacts Increased transactions on mobile money platforms will offer improved record keeping for tax collectors. Telecommunication companies will play a greater role in financial services, diversifying the market. As the largest service providers grow, new entrants will emerge with greater innovation in niche products.

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