Stages in the development of consumers' online trust as mediating variable in online banking system: a proposed model

2019 ◽  
Vol 9 (3) ◽  
pp. 170
Author(s):  
Candy Lim Chiu ◽  
Jason Lim Chiu ◽  
Somkiat Mansumitrchai
Keyword(s):  
Banking System ◽  
Online Banking ◽  
Online Trust ◽  
System A ◽  
Proposed Model

Security and Trust Model Analysis for Banking System

2019 ◽  
Vol 10 ◽  
Author(s):  
Dinesh Kumar Saini ◽  
Hemraj Saini ◽  
Surjeet Singh
Keyword(s):  
Banking System ◽  
Trust Model ◽  
Model Analysis ◽  
Online Banking ◽  
Mobile Banking ◽  
Banking Systems ◽  
Proposed Model ◽  
The Future ◽  
Individual Nodes

: Security and trsut are the two major issues in current banking systems. There are mainly three types of banking which includes traditional banking, online banking, and mobile banking. Appropriate securities in the banking systems must be in place for reliability and trust of the customers. In this paper, we formulate a model that represents a means for detecting and describing the transmission of malicious objects through various individual nodes in banking systems. Proposed model can help in understanding the mechanism by which malicious object spread, to predict the future course of an outbreak and to evaluate the strategies to control. In addition, a trust model for the banking system in online or offline modes is also provided. This depicts how to maintain Trust in the banking system in different scenarios.

NPLs — The Solution Recipe for Albania

2015 ◽  
Vol 3 (1) ◽  
pp. 48
Author(s):  
Elona Shehu ◽  
Elona Meka
Keyword(s):  
Interest Rate ◽  
Negative Relationship ◽  
Banking System ◽  
Gdp Growth ◽  
System A ◽  
Analysis Technique ◽  
Recent Financial Crisis ◽  
The Stability ◽  
Asset Quality ◽  
Macroeconomic Determinants

The quality of the loan portfolio in Albanian banking system is facing many obstacles during the last decade. In this paper we look at possible determinants of assets quality. During the recent financial crisis commercial banks were confronted with deteriorating asset quality that threatened not only the banking industry, but also the stability of the entire financial system. This study aims to examine the correlation between non-performing loans and the macroeconomic determinants in Albania during the last decade. NPLs are considered to be of a high importance as they represent the high risk exposure of banking system. A solid bank with healthy assets increases the market efficiency. Our approach is based on a panel data regression analysis technique from 2005-2015. Within this methodology this study finds robust evidence on the existing relationship between lending interest rate, real GDP growth and NPLs. We expect to find a negative relationship between lending interest rate and asset quality. Further we assume an inverse relationship between GDP growth and non-performing loans, suggesting that NPLs decrease if the economy is growing. Furthermore this study proposes a solution platform, which looks deeper into the possibility of creating a secondary active market for troubled loans, restructuring the banking system or implementing the Podgorica model. This research paper opens a new lieu of discussion in terms of academic debates and decision-making policies.

scholarly journals Modeling and Implementation of MPPT based Wind Energy System Using Cuckoo Search

2018 ◽  
Vol 7 (2.7) ◽  
pp. 671
Author(s):  
Kaleem SK ◽  
Rama Subbanna S
Keyword(s):  
Wind Energy ◽  
Control Strategy ◽  
Cuckoo Search ◽  
Energy System ◽  
System A ◽  
Wind Turbine System ◽  
Proposed Model ◽  
Wind Energy System ◽  
Mppt Controller ◽  
And Performance

This paper presents adjustable speed generators for wind turbines. In order to improve the potential and performance of wind turbine system this paper proposes a concept DFIG. Generally wind nature is not fixed it varies linearly w.r.t time, hence, a MPPT controller is proposed in this paper. This paper presents the DFIG wind energy system. A Control strategy implemented and controlled by framing rotor reference frame axis in terms of direct and quadrature axis coordinates. A PI based RSC and GSC controllers are introduced to control the power through the wind system to grid. This proposed model is implemented and verified by using Matlab/Simulink.  

scholarly journals Maqāṣid al-Sharīʿah and the Online Banking System: Implications for Service Delivery

2018 ◽  
Author(s):  
International Journal of Fiqh and Usul al-Fiqh Studies
Keyword(s):  
Service Delivery ◽  
Banking System ◽  
Online Banking ◽  
Ease Of Use ◽  
Essential Services ◽  
Cost Implications ◽  
Financial Transactions ◽  
Ideal Practice ◽  
Financial Technology ◽  
The Ideal

One of the Sharīʿah’s requirements in conducting transactions is realising the Maqāṣid al-Sharīʿah. The Modern online banking system is very common to everyone, so it is considered as al-ʿUrf or al-ʿādah (common practice or custom) under the Sharīʿah. However, its practice is surrounded with security concerns, ease of use, and trust and cost implications that need observance of some Sharīʿah rulings. This qualitative analytic study uses the framework for the Maqāṣid al-Sharīʿah to explicate the ideal practice of online banking in service delivery to realize the Maqāṣid al-Sharīʿah. While Islam places more attention on the essential needs, online banking should as well be intended to provide essential services to customers and remove hardship in financial transactions. Banks should hence desist from causing any harm through the charging of hidden fees, causing more confusion to their clients, and even devising deceptive means that lead to the charging of ribā. Instead, banks should use online services to introduce means that promote the realization of the Maqāṣid al-Sharīʿah. This paper stresses the importance of financial technology in realising the Maqāṣid al-Sharīʿah.

scholarly journals Stability analysis of the banking system: a complex systems approach

2017 ◽  
Vol 10 (3) ◽  
pp. 273-284
Author(s):  
Alan Karaev ◽  
Marina Melnichuk ◽  
Timur Guev ◽  
Grzegorz Mentel
Keyword(s):  
Stability Analysis ◽  
Complex Systems ◽  
Systems Approach ◽  
Banking System ◽  
System A

scholarly journals Bank Stability Measures in Dual Banking System: A Critical Review

2019 ◽  
Vol 5 (2) ◽  
pp. 59
Author(s):  
Norzitah Abdul Karim ◽  
Amirul Afiff Muhamat ◽  
Azreen Roslan ◽  
Sharifah Faigah Syed Alwi ◽  
Mohamad Nizam Jaafar
Keyword(s):  
Global Financial Crisis ◽  
Financial Institution ◽  
Banking System ◽  
Banking Supervision ◽  
Basel Committee ◽  
System A ◽  
Overall Stability ◽  
Regulatory Bodies ◽  
Banking Stability ◽  
Definition Of

The 2007-2009 Global Financial Crisis showed that despite reported as ‘healthy’ financial institution prior to crisis had indeed suffered many problems including liquidity during the crisis. Thus, there is confusion on the healthy financial institutions, leading to loss of confidence on the overall stability of the banking system. Thus, there is an urgent need to review the current measures of financial as well as banking stability. This paper aims to look at the definition of ‘stability’ used in the academic researches and by different regulatory bodies, like International Monetary Fund, Basel Committee for Banking Supervision (BCBS) and central banks in selected countries with dual banking systems. It is then, critically review indicators used as measures of financial as well as banking stability. This review is hope to identify areas of strengths as well as weaknesses of the current measures of stability and serves as foundation for further research in future.

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