Risk Management for Real Estate Investments

This chapter captures an overview of how real-estate risk is transferred to investors through securitization channels. A large part is dedicated to a less known financial instrument called balance guaranteed swap, which is a type of multi-period derivative contingent on cash-flows generated by a pool of mortgage loans. Emphasis is placed on the problems arising from modelling cash-flows and also revealed is the difficult task of dynamically managing the risk of the balance guaranteed swaps.

Real Estate Investments

Scientific American ◽

10.1038/scientificamerican05011891-77cbuild ◽

1891 ◽

Vol 11 (5build) ◽

pp. 77-77

Keyword(s):

Real Estate ◽

Real Estate Investments

Information security in the South Australian real estate industry

Information Management & Computer Security ◽

10.1108/imcs-10-2012-0060 ◽

2014 ◽

Vol 22 (1) ◽

pp. 24-41 ◽

Cited By ~ 9

Author(s):

Deepa Mani ◽

Kim-Kwang Raymond Choo ◽

Sameera Mubarak

Keyword(s):

Risk Management ◽

Information Security ◽

Real Estate ◽

South Australia ◽

Security Threats ◽

The South ◽

Content Type ◽

The Real ◽

The Real Estate ◽

Real Estate Sector

Purpose – Opportunities for malicious cyber activities have expanded with the globalisation and advancements in information and communication technology. Such activities will increasingly affect the security of businesses with online presence and/or connected to the internet. Although the real estate sector is a potential attack vector for and target of malicious cyber activities, it is an understudied industry. This paper aims to contribute to a better understanding of the information security threats, awareness, and risk management standards currently employed by the real estate sector in South Australia. Design/methodology/approach – The current study comprises both quantitative and qualitative methodologies, which include 20 survey questionnaires and 20 face-to-face interviews conducted in South Australia. Findings – There is a lack of understanding about the true magnitude of malicious cyber activities and its impact on the real estate sector, as illustrated in the findings of 40 real estate organisations in South Australia. The findings and the escalating complexities of the online environment underscore the need for regular ongoing training programs for basic online security (including new cybercrime trends) and the promotion of a culture of information security (e.g. when using smart mobile devices to store and access sensitive data) among staff. Such initiatives will enable staff employed in the (South Australian) real estate sector to maintain the current knowledge of the latest cybercrime activities and the best cyber security protection measures available. Originality/value – This is the first academic study focusing on the real estate organisations in South Australia. The findings will contribute to the evidence on the information security threats faced by the sector as well as in develop sector-specific information security risk management guidelines.