scholarly journals Determinants of Bank Efficiency: Evidence from Indonesian Regional Development Banks Using Data Envelopment Analysis

2019 ◽  
Vol 53 (3) ◽  
2019 ◽  
Vol 5 (1) ◽  
pp. 90
Author(s):  
Bahrullah Akbar ◽  
Achmad Djazuli ◽  
Jariyatna Jariyatna

This study explores the efficiency and effectiveness of Regional Development Banks (BPD) based on the results of performance audit conducted by the Audit Board of the Republic of Indonesia (BPK RI). Performance audit produces conclusion and recommendation on economy, efficiency and effectiveness (3E). BPDs are expected to be regional champions in their respective regions. Data envelopment analysis (DEA) is used to calculate the level of production and operational efficiency of the BPDs while the level of effectiveness is assessed based on the results of performance audit conducted by BPK RI. The results show that both efficiency and effectiveness are not always achieved.  This study also identifies BPD that have the highest value of production and operational efficiency and the level of effectiveness. The BPD obtained the highest efficiency and effectiveness values that could be used as a reference for other BPDs to make improvements and become a regional champion in their respective regions.


Media Ekonomi ◽  
2017 ◽  
Vol 19 (2) ◽  
pp. 52
Author(s):  
Amrina Rosyada

The purpose of this research is to acknowledge the level of efficiency from Regional Development Bank (Bank Pembangunan Daerah)/BPD) in Indonesia. This research use non - parametric approach which is DEA (Data Envelopment Analysis), to measure the efficiency of input and output of the Regional Development Banks. The input variables include are interest expense, administration and public expenses and salary expenses and the output variables are interest net income and other operasional income. The research concluded shows that the performance of the technical efficiency of banks BPD is not all reach the level of 100% and showed a fluctuation grow from 2008 – 2009. Pursuant to the technical efficiency level showed that there are 4 banks from 26 existing banks are showing a maximum efficiency. While the remaining 21 BPD banks fluctuating during 2008 to 2009. Keywords : Efficiency, Data Envelopment Analysis (DEA), Regional Development Bank


2019 ◽  
Author(s):  
Wira Mardila ◽  
Afriyeni Afriyeni

This study was conducted to determine the level of liquidity in the regional development banks (BPD) western Sumatra main branch in the period December 2013 - December 2015. the purpose of this study was to analyze the financial statement balance in regional development banks (BPD) western Sumatra. This research is a descriptive study using data from the financial statements. analysis using liquidity ratios used to assess the soundness of banks based Quick ratio (QR), banking ratio (BR), and Loan to Deposit Ratio (LDR). The Research shows that the level of bank liquidity seen from the Quick Ratio (QR) regional development banks (BPD) west Sumatra year period from December 2013 - December 2015, including the year 2013 amounted to QR 27.82%, 2014 amounted to 25.56% and 2015 amounted to 29.11% the results are included in the category of healthy. Banking Ratio (BR) in December 2013 by 93.85%, and then in December 2014 amounted to 93.06% and in December 2015 amounted to 94.71%. These results are included in the category of unhealthy because exceed the standard requirements of Bank Indonesia. Loan to Deposit Ratio (LDR) in December 2013 amounted to 83.16%, 81.92% by December 2014 and December 2015 amounted to 82.17%. These results included into the category of healthy.


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