scholarly journals ANALISIS EFISIENSI TEKNIS BANK PEMBANGUNAN DAERAH DI INDONESIA PERIODE TAHUN 2008 – 2009 DENGAN MENGGUNAKAN METODE DEA (DATA ENVELOPMENT ANALYSIS)

Media Ekonomi ◽  
2017 ◽  
Vol 19 (2) ◽  
pp. 52
Author(s):  
Amrina Rosyada
Keyword(s):  
Data Envelopment Analysis ◽  
Regional Development ◽  
Technical Efficiency ◽  
Maximum Efficiency ◽  
Data Envelopment ◽  
Net Income ◽  
Development Bank ◽  
Input Variables ◽  
Regional Development Banks ◽  
Regional Development Bank

The purpose of this research is to acknowledge the level of efficiency from Regional Development Bank (Bank Pembangunan Daerah)/BPD) in Indonesia. This research use non - parametric approach which is DEA (Data Envelopment Analysis), to measure the efficiency of input and output of the Regional Development Banks. The input variables include are interest expense, administration and public expenses and salary expenses and the output variables are interest net income and other operasional income. The research concluded shows that the performance of the technical efficiency of banks BPD is not all reach the level of 100% and showed a fluctuation grow from 2008 – 2009. Pursuant to the technical efficiency level showed that there are 4 banks from 26 existing banks are showing a maximum efficiency. While the remaining 21 BPD banks fluctuating during 2008 to 2009. Keywords : Efficiency, Data Envelopment Analysis (DEA), Regional Development Bank

scholarly journals DETERMINAN TINGKAT EFISIENSI BANK PEMBANGUNAN DAERAH (BPD) SYARIAH DI INDONESIA: TWO-STAGE DATA ENVELOPMENT ANALYSIS

2019 ◽  
Vol 5 (10) ◽  
pp. 804
Author(s):  
Hilda Sukma Puspita ◽  
Atina Shofawati
Keyword(s):  
Data Envelopment Analysis ◽  
Regional Development ◽  
Financial Statements ◽  
Data Envelopment ◽  
Business Unit ◽  
Development Bank ◽  
Second Stage ◽  
The One ◽  
Regional Development Bank ◽  
Observation Period

This study aims to analyze the efficiency level of Sharia Regional Development Bank on the first stage and to analyze the influence of Bank Size, ROA, NPF, FDR and Inflation for the efficiency level of Sharia Regional Development Bank on the second stage. The population in this study is the Sharia Regional Development Bank in Indonesia. The sample used in this research is 14 Shariah Regional Development Bank that fulfill the criteria of taking the sample that is having Sharia Business Unit, presenting the financial statements and has been published, and no change of business entity. The observation period of the study is from 2012 to 2016. This researchanalysis technique used DEAP 2.1. on the one stage and Tobit on the twostage. The result of this study indicates that the Bank Size, ROA and FDR positif significant influence to efficiency level, while the NPF and Inflation don’t have influence to efficiency level.

scholarly journals The Effect Of CAR, NPL & LDR On The Profit Improvement Of Regional Development Bank In Indonesia By Using Credit Growth As Intervening Variable (Research on Regional Development Banks in Java, Bali & NTT) Period 2011 – 2015

2018 ◽  
Vol 1 (2) ◽  
pp. 188-201
Author(s):  
Ririn Poerwanti ◽  
Titis Puspitaningrum Dewi Kartika
Keyword(s):  
Regional Development ◽  
P Value ◽  
Development Bank ◽  
Earning Growth ◽  
Credit Growth ◽  
Significance Level ◽  
Development Banks ◽  
Regional Development Banks ◽  
Regional Development Bank ◽  
Profit Growth

Purpose: This study aimed to analyze the effect of CAR, NPL, and LDR on credit growth in the 8 (eight) Regional Development Bank in Indonesia, especially in Java, Bali & NTT in the period 2011-2015. Design/methodology/approach: The samples used were taken using census method which includes the entire population.. Findings: Partial test result indicate that CAR is negative and significant effect on credit growth as well as a significantly positive effect on earning growth. NPL ratio partially no significant effect on credit growth but significant effect on earning growth.   Research limitations/implications: LDR no significant effect on credit growth but significantly and positively affect profit growth while existing credit growth is able to mediate the perpetually perfect (perfect mediation) between CAR, NPL and LDR on regional development bank profit growth in Java, Bali and NTT in the period 2011 to 2015. Practical implications: 2.  The financial ratios assessed from the CAR, NPL and LDR before involving intervening variables of credit growth significantly affected the increase in profit at Regional Development Banks in Java, Bali and NTT as evidenced by simultaneous test results with P-value of F or significance of 0.019 <a '(5%). Originality/value: The ratio of CAR, NPL and LDR significantly affects credit growth in Regional Development Banks in Java, Bali and NTT through simultaneous testing with P value of F or a significance level of 0.004 <a '(5%).  Paper type: Research paper

scholarly journals PENGARUH PERUBAHAN STANDAR AKUNTANSI KEUANGAN (SAK) TERHADAP EFISIENSI BANK PERKREDITAN RAKYAT (BPR) DENGAN PENDEKATAN DATA ENVELOPMENT ANALYSIS (DEA)

2013 ◽  
Vol 2 (1) ◽  
Author(s):  
Suprihadi Suprihadi
Keyword(s):  
Data Envelopment Analysis ◽  
Bootstrap Method ◽  
Accounting Standards ◽  
Financial Statements ◽  
Financial Accounting ◽  
Third Party ◽  
Data Envelopment ◽  
Net Income ◽  
Fixed Assets ◽  
Input Variables

<p><em>The study was conducted to examine the effect of changes in Financial Accounting Standards (SAK) business Rural Bank (BPR), with the enactment of the Financial Accounting Standards Un Accountability Public-entity-(SAK-ETAP) and the Rural Bank Accounting Guidelines (PA-BPR), to BPR efficiency. SAK changes may result in changes to the financial performance of business efficiencies, especially BPR. Efficiency is one of the performance parameters which theoretically can be used as a basis for determining the performance of the bank.</em><em> </em><em>Non-parametric approach to Data-Envelopment Analysis (DEA), used as a tool for evaluating the efficiency of BPR, with input variables (cash, placements with other banks, fixed assets, other assets, third party financing, interest income, interest expense, expense fees and expenses operational) and the output variable (that is given credit, loans received, and net income). Analysis of the influence of changes in accounting standards on the efficiency of BPR, performed using Analysis of Variance analysis tools-(ANOVA) and regression bootstrap method. The results showed that, for BPR in East Java which has total assets of Rp. 10 (ten) million, changes in accounting standards had no effect on the efficiency of BPR. The condition is caused by, changes in financial accounting standards, fundamentally, is the reclassification and changes in the presentation of accounts in the financial statements BPR.</em></p> <p><br /> <strong>Key words</strong>: Financial Accounting Standards, Efficiency, BPR, DEA</p>

Considerations in the Initial Design of Regional Development Banks

2021 ◽  
pp. 223-242
Author(s):  
Steven D. Roper
Keyword(s):  
Regional Development ◽  
Single Case ◽  
Development Bank ◽  
Initial Development ◽  
Substantial Role ◽  
Initial Design ◽  
International Environment ◽  
Similarities And Differences ◽  
Regional Development Banks ◽  
Regional Development Bank

This chapter examines the origins, lending policies, and regional development bank (RDB) relationships with the International Bank for Reconstruction and Development from a comparative perspective focusing on the Inter-American Development Bank (IADB) and the European Bank for Reconstruction and Development (EBRD). Generally, existing historical works tend to focus on single case studies rather than explore similarities and differences among RDB. By comparing these two RDB in terms of the broader political considerations in which they were formed, we develop a greater understanding of the diversity and the similarity of RDB. This chapter argues that the international environment and regional competition among states played a substantial role in the initial development of each of these banks which in turn has fundamentally influenced the nature of lending and types of projects supported.

scholarly journals Efisiensi Kinerja Lembaga Amil Zakat Dalam Mengelola Dana Dengan Metode DEA (Studi Pada Yayasan Dana Sosial al-Falah Surabaya)

2019 ◽  
Vol 6 (2) ◽  
pp. 148
Author(s):  
Rusmini Rusmini ◽  
Tony Seno Aji
Keyword(s):  
Data Envelopment Analysis ◽  
Measurement Data ◽  
Secondary Data ◽  
Maximum Efficiency ◽  
Data Envelopment ◽  
It Use ◽  
Input And Output ◽  
The People ◽  
Input Variables ◽  
Production Approach

<p><em>Efficiency is a parameter to measure the performance of companies and organizations. As an institution in charge of managing the funds of the people, this institution need for special attention, it use to see the professionalism of these institutions manage ZIS fund. This study aims to determine the efficiency of the management of zakat, donation and sadaqah (ZIS) at amil zakat Yayasan Dana Sosial Al - Falah (YDSF) Surabaya by using descriptive quantitative approach. The technique of collecting data in the form of documentation and interviews, using secondary data in the form of financial statements institute period 2015 - 2017. The data analysis technique uses data envelopment analysis (DEA) with the production approach, the orientation of the input and output. Input variables include total assets and operating costs, while the output variable includes the amount of ZIS funds collected and distributed, using the assumption of a variable return to scale (VRS). </em><em>The results showed that the production approach Yayasan Dana Sosial Al - Falah (YDSF) had maximum efficiency with a value of 100 percent or 1, in the period 2015, 2016 and 2017. Based on these results mean Yayasan Dana Sosial Al - Falah (YDSF) has reached optimal performance in managing ZIS, it proved by using input and output which is in accordance with the actual value and the target at the measurement Data envelopment analysis (DEA). </em><em></em></p>

scholarly journals PENGARUH PENYALURAN KREDIT USAHA RAKYAT (KUR), TINGKAT SUKU BUNGA TERHADAP KINERJA KEUANGAN BANK PEMBANGUNAN DAERAH MELALUI NON PERFORMING LOAN (NPL) DAN BIAYA OPERASI DAN PENDAPATAN OPERASI (BOPO)

2019 ◽  
Vol 2 (2) ◽  
pp. 148
Author(s):  
Ratih Setyo Rini ◽  
Eko Aristanto
Keyword(s):  
Financial Performance ◽  
Interest Rates ◽  
Regional Development ◽  
Small And Medium Enterprises ◽  
Development Bank ◽  
Development Banks ◽  
Credit Financing ◽  
Medium Enterprises ◽  
Regional Development Banks ◽  
Regional Development Bank

People's Business Credit (KUR) is a Credit / Financing scheme specifically for Micro, Small and Medium Enterprises and Cooperatives whose businesses are feasible but do not have sufficient collateral required by the bank (unbankable). The research objective was to analyze the Effect of People's Business Credit (KUR) Distribution, Interest Rates on Financial Performance of Regional Development Banks Through Non-Performing Loans (NPL) and Operating Costs and Operating Revenues (BOPO) and analyze the differences in financial performance of Regional Development Banks before and after becoming KUR distribution Bank. The sample used in this study is the Regional Development Bank in Java, which has been incorporated in the KUR Distribution Bank in 2008, namely BPD in Yogyakarta, BPD East Java and BPD DKI Jakarta. The observation used data from the Regional Development Bank for the period 2005-2015. The results of the credit distribution and interest rates in the KUR distribution did not have a significant impact on the NPL and BOPO and showed that there were no better significant differences in the financial performance variables in the years BPD became the KUR distributor. The result recommends BPD to continue distributing KUR.

Technical efficiency of private sector hospitals in India using data envelopment analysis

2018 ◽  
Vol 25 (9) ◽  
pp. 3570-3591 ◽  
Author(s):  
Aradhana Vikas Gandhi ◽  
Dipasha Sharma
Keyword(s):  
Data Envelopment Analysis ◽  
Technical Efficiency ◽  
Malmquist Productivity Index ◽  
Productivity Index ◽  
Data Envelopment ◽  
Hospital Industry ◽  
Technological Advancement ◽  
Tobit Regression ◽  
Content Type ◽  
Input Variables

Purpose The purpose of this paper is to ascertain the performance of Indian hospitals in recent past and derive meaningful insights for policy makers and practicing managers in this area. Design/methodology/approach This paper analyses the technical efficiency of select Indian private hospitals using three related methodologies: data envelopment analysis (DEA), Malmquist Productivity Index (MPI) and Tobit regression. Two output variables (i.e. total income and profit after tax) and four input variables (i.e. cost of labour, net fixed assets, current assets and other operating expenses) were selected for the purpose of the study. Findings DEA analysis has shown that 14 out of 37 hospitals are found to be efficient under the Cooper and Rhodes model of DEA and 20 out of 37 hospitals are efficient under the Banker, Charles and Cooper model of DEA. The empirical results pertaining to MPI indicate an overall productivity progress in the private Indian hospital industry during the study period, which is largely due to technological advancement in the industry. Tobit regression demonstrates that chain affiliated, specialized and multi-city located hospitals exhibit a higher technical efficiency. Research limitations/implications This study has a limitation with reference to the unavailability of data on the input and output parameters of the model. The data related to the number of beds, number of doctors, number of nurses, etc., were not available for the period under consideration. Originality/value This study seems to be one of the few studies applying productivity and performance analysis using DEA, MPI and Tobit regression for the Indian private hospital industry.

scholarly journals MEASURING EFFICIENCY AND EFFECTIVENESS OF INDONESIAN REGIONAL DEVELOPMENT BANKS

2019 ◽  
Vol 5 (1) ◽  
pp. 90
Author(s):  
Bahrullah Akbar ◽  
Achmad Djazuli ◽  
Jariyatna Jariyatna
Keyword(s):  
Data Envelopment Analysis ◽  
Regional Development ◽  
Operational Efficiency ◽  
Data Envelopment ◽  
Measuring Efficiency ◽  
Efficiency And Effectiveness ◽  
Performance Audit ◽  
Development Banks ◽  
The Republic ◽  
Regional Development Banks

This study explores the efficiency and effectiveness of Regional Development Banks (BPD) based on the results of performance audit conducted by the Audit Board of the Republic of Indonesia (BPK RI). Performance audit produces conclusion and recommendation on economy, efficiency and effectiveness (3E). BPDs are expected to be regional champions in their respective regions. Data envelopment analysis (DEA) is used to calculate the level of production and operational efficiency of the BPDs while the level of effectiveness is assessed based on the results of performance audit conducted by BPK RI. The results show that both efficiency and effectiveness are not always achieved.  This study also identifies BPD that have the highest value of production and operational efficiency and the level of effectiveness. The BPD obtained the highest efficiency and effectiveness values that could be used as a reference for other BPDs to make improvements and become a regional champion in their respective regions.

scholarly journals Komparasi Efisiensi Teknis Bank Umum Konvensional (BUK) dan Bank Umum Syariah (BUS) di Indonesia Dengan Metode Data Envelopment Analysis (DEA)

2014 ◽  
Vol 6 (2) ◽  
pp. 179-194
Author(s):  
Abdul Wahab ◽  
Muhammad Nadratuzzaman Hosen ◽  
Syafaat Muhari
Keyword(s):  
Data Envelopment Analysis ◽  
Technical Efficiency ◽  
Third Party ◽  
Data Envelopment ◽  
Islamic Banks ◽  
Parametric Data ◽  
Fixed Assets ◽  
Input Variables ◽  
Conventional Banks ◽  
Better Than

The Comparation of Technical Efficiency Between Conventional Banks and Islamic Banks in Indonesia Using DEA MethodThis research is to compare the levels of technical efficiency between BUK and BUS by employing non-parametric Data Envelopment Analysis (DEA). This research assigns Third Party Funds, Labor Expenses and Fixed Assets which are input variable, meanwhile Total Credit and Other Incomes are determined as Output Variables. This research also examines the Profitability of BUK and BUS by Using Panel Regression Model with CAR, LDR, NPL and BOPO as independent variables, where ROA and ROE are dependent variables. The result showed that the average technical efficiency of the Conventional Banks is better than that of the Islamic Banks. That is because of the inefficient utilization of Input Variables, namely Third Party Funds, Labor Expenses and Fixed Assets in the Islamic Banks  DOI:10.15408/aiq.v6i2.1229

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