The Effects of International Economy on Housing Finance in South Africa

Author(s):  
M.W. Dlamini ◽  
D.G.B. Boshoff ◽  
J.A. Yacim
Author(s):  
Vuyisani Moss ◽  
Hasan Dinçer ◽  
Ümit Hacıoğlu

This chapter is based on the premise of Social Housing Institutions (SHIs) sustainability mechanisms. It is informed largely by National Housing Finance Corporation's (NHFC's) research findings on social housing developments commissioned on its behalf. The broad aim of the study was to conduct an audit survey through a critical appraisal and analysis of one of South Africa's social housing projects. The methodological approach was primarily through a thorough literature and documentation review this study had examined in addition to quantitative findings; the definition of social housing as a concept and how it has been operationalized in different markets. According to the findings the low levels of employment, low levels of income and the lack of industries in the area suggest that the affordability levels of the project tenants are low.


Author(s):  
Vuyisani Moss ◽  
Hasan Dinçer ◽  
Ümit Hacıoğlu

This chapter is based on the premise of Social Housing Institutions (SHIs) sustainability mechanisms. It is informed largely by National Housing Finance Corporation's (NHFC's) research findings on social housing developments commissioned on its behalf. The broad aim of the study was to conduct an audit survey through a critical appraisal and analysis of one of South Africa's social housing projects. The methodological approach was primarily through a thorough literature and documentation review this study had examined in addition to quantitative findings; the definition of social housing as a concept and how it has been operationalized in different markets. According to the findings the low levels of employment, low levels of income and the lack of industries in the area suggest that the affordability levels of the project tenants are low.


2006 ◽  
Vol 10 (1) ◽  
pp. 23-38 ◽  
Author(s):  
Kahilu Kajimo-Shakantu ◽  
Kathy Evans

Currently, South African banks exclude most low‐income households from access to formal housing loan finance with which to resolve housing problems. The research reported here examined the banks’ resilience to change the status quo so as to become more flexible and all‐inclusive. Using naturalistic enquiry, the research gathered evidence from five banks and a leading housing organisation. The main findings include that while there is potential for banks to expand their role in this area of housing finance; factors such as risk and cost minimisation as well as lack of research constrain this potential. The research concluded that the low‐income group requires a different business model that is suited to their needs and which calls for new ways of thinking and doing business.


2008 ◽  
Vol 15 (1) ◽  
pp. 121-142 ◽  
Author(s):  
Meenal Shrivastava

1972 ◽  
Vol 1 ◽  
pp. 27-38
Author(s):  
J. Hers

In South Africa the modern outlook towards time may be said to have started in 1948. Both the two major observatories, The Royal Observatory in Cape Town and the Union Observatory (now known as the Republic Observatory) in Johannesburg had, of course, been involved in the astronomical determination of time almost from their inception, and the Johannesburg Observatory has been responsible for the official time of South Africa since 1908. However the pendulum clocks then in use could not be relied on to provide an accuracy better than about 1/10 second, which was of the same order as that of the astronomical observations. It is doubtful if much use was made of even this limited accuracy outside the two observatories, and although there may – occasionally have been a demand for more accurate time, it was certainly not voiced.


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