scholarly journals Postal Savings: An Historical and Critical Study of the Postal Savings Bank System in the United States.

1919 ◽  
Vol 82 (1) ◽  
pp. 91
Author(s):  
E. B. ◽  
Edwin W. Kemmerer





1950 ◽  
Vol 4 (3) ◽  
pp. 383-399 ◽  
Author(s):  
Percy E. Corbett

Since the summer of 1949 a number of resolutions embodying proposals for world or regional federation have been pending in the Congress of the United States. During the early months of 1950, extended hearings on these various proposals have been held by the Senate Subcommittee on Foreign Relations headed by Senator Elbert Thomas. The purpose of this article is to present a critical study of the background, content, and the implications of the projects thus submitted for congressional action.



2019 ◽  
Vol 124 (5) ◽  
pp. 1591-1629 ◽  
Author(s):  
Tyler Anbinder ◽  
Cormac Ó Gráda ◽  
Simone A. Wegge

Abstract For decades, historians portrayed the immigrants who arrived in the United States in the mid-nineteenth century fleeing the great Irish Famine as a permanent proletariat, doomed to live out their lives in America in poverty due to illiteracy, nativism, and a lack of vocational skills. Recent research, however, primarily by economic historians, has demonstrated that large numbers of Famine refugees actually fared rather well in the United States, saving surprising sums in bank accounts and making strides up the American socioeconomic ladder. These scholars, however, have never attempted to explain why some Famine immigrants thrived in the U.S. while others struggled merely to scrape by. Utilizing the unusually detailed records of New York’s Emigrant Savings Bank in conjunction with the methods of the digital humanities, this article seeks to understand what characteristics separated those Irish Famine immigrants who fared well financially from those who did not. Analysis of a database of more than 15,000 depositors suggests that networking was the key to economic advancement for the Famine immigrants. Those who lived in residential enclaves with other immigrants born in the same Irish parish saved significantly more than other immigrants, and those who created employment niches based on an Irish birthplace also amassed more wealth than those who did not. The electronic version of the article provides easy access to the database and interactive maps, allowing readers to ask their own questions of the data. The article also fleshes out the life stories of many of the immigrants found in the database, using documents found on genealogy websites such as Ancestry.com. These handwritten census records, ship manifests, and bank ledgers are hyperlinked to the electronic version of the article. That makes this essay ideal for classroom use—students can move effortlessly to the documents that underpin each paragraph and see clearly how historians use archival evidence to formulate arguments and shape historical narratives.



Author(s):  
Russell Walker

In November 2005 Fidelity Homestead, a savings bank in Louisiana, began noticing suspicious charges from Mexico and southern California on its customers' credit cards. More than a year later, an audit revealed peculiarities in the credit card data in the computer systems of TJX Companies, the parent company of more than 2,600 discount fashion and home accessories retail stores in the United States, Canada, and Europe.The U.S. Secret Service, the U.S. Justice Department, and the Royal Canadian Mounted Police found that hackers had penetrated TJX's systems in mid-2005, accessing information that dated as far back as 2003. TJX had violated industry security standards by failing to update its in-store wireless networks and by storing credit card numbers and expiration dates without adequate encryption. When TJX announced the intrusion in January 2007, it admitted that hackers had compromised nearly 46 million debit and credit card numbers, the largest-ever data breach in the United States.After analyzing and discussing the case, students should be able to: Understand imbedded operational risks Analyze how operational risk decisions are made in a firm Understand the challenges in the electronic payment transmission process, which relies on each participant in the process to operate best-in-class safety systems to ensure the safety of the entire process Recognize the sophistication of IT security threats



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