A credit rating model of microfinance based on fuzzy cluster analysis and fuzzy pattern recognition: Empirical evidence from Chinese 2,157 small private businesses

2016 ◽  
Vol 31 (6) ◽  
pp. 3095-3102 ◽  
Author(s):  
Baofeng Shi ◽  
Nan Chen ◽  
Jing Wang
2012 ◽  
Vol 594-597 ◽  
pp. 2843-2846
Author(s):  
Shuang Yue Liu ◽  
Li Na Chen

Traditionally, it is usually depended on engineers’ personal experience and habits to establish the strata layers on the basis of the original data when they doing the desk studies of a site investigation work, which are greatly subjective and nondeterministic. A method in combining the fuzzy cluster analysis and fuzzy pattern recognition is presented to classify stratum. Firstly, the sample integration is classified by adopting clustering analysis method. The fuzzy model is set up for different degree. Afterwards, the undetermined forecasting sample is predicted by applying fuzzy pattern recognition. Through actual validation, the reliability of the prediction is tested and verified.


Author(s):  
G. Efendiyev ◽  
M. Karazhanova ◽  
D. Akhmetov ◽  
I. Piriverdiyev

The article discusses the results of the use of cluster analysis in assessing the degree of oil recovery complexity and its impact on the performance indicator. For this purpose, clustering was performed using a fuzzy cluster analysis algorithm. It should be noted that along with the deposits of heavy and highly viscous oils, a large share of hard-to-recover reserves is also confined to conditions with very low reservoir permeability values. Data on viscosity, oil density and oil permeability of in-situ conditions from various fields of Kazakhstan are collected. Using the results of this classification, a statistical analysis of indicators of various types of hard-torecover oils was performed. In the process of analysis, a generalized characteristic was determined for each class of oil, including viscosity, oil density and reservoir permeability. The generic characteristic is a linear transformation of the three characteristics. The results were subjected to statistical processing. At the same time, an attempt was made to establish and analyze the relationship between the degree of recovery complexity of hard-to-recover oils and oil recovery coefficient. In the course of the analysis, the average values of the oil recovery coefficient and the index of the degree of recovery complexity of hard-to-recover oil within each cluster were calculated and the relationship between them was plotted. The observed dependence, built on averaged points, is close to a power law, and, as one would expect, with an increase in the degree of oil recovery complexity, the oil recovery coefficient falls. The obtained estimates of the degree of oil recovery complexity allow us to rank different types of oils by their viscosity, density and reservoir permeability, which can be used to compare types of hard-to-recover oils by the value of the quality indicator. Methods to solve the problem of hard-to-remove high-viscosity and heavy oils should be aimed at reducing the viscosity of oil in the reservoir: injection of hot water / steam into the reservoir, the use of electric heaters, etc. Purpose. Assessment of the degree of oil recovery complexity and its impact on the efficiency of field development. The technique. The solution of the tasks set in the work was carried out on the method of mathematical statistics and the theory of fuzzy sets. In this case, the methods of processing the results, the correlation analysis, and the algorithm of fuzzy cluster analysis were used. Results. As a result of studies, 4 classes were obtained, each of which characterizes the degree of oil recovery complexity, a parameter was proposed for quantifying the degree of complexity, including oil density and viscosity, reservoir permeability, a relationship between this parameter and oil recovery coefficient was obtained. Scientific novelty. A classification of hard-to-recover reserves based on a fuzzy cluster analysis has been performed, and a parameter has been proposed for quantifying the degree of oil recovery complexity, a relationship has been obtained that allows judging the oil recovery by the degree of oil recovery complexity. Practical significance. The results obtained make it possible to classify hard-to-recover reserves and make decisions on the choice of methods for influencing the reservoir in various geological conditions.


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