scholarly journals Access to Rural Credit Markets in Developing Countries, the Case of Vietnam: A Literature Review

2019 ◽  
Vol 11 (5) ◽  
pp. 1468 ◽  
Author(s):  
Ta Linh ◽  
Hoang Long ◽  
Le Chi ◽  
Le Tam ◽  
Philippe Lebailly
Keyword(s):  
Developing Countries ◽  
Literature Review ◽  
Poverty Reduction ◽  
Credit Markets ◽  
Emerging Market ◽  
Secondary Data ◽  
Capital Allocation ◽  
Credit Access ◽  
Rural Credit ◽  
Rural Credit Markets

Agricultural sectors play an important role in the process of economic development of a country, especially in developing ones. Vietnam is known as an emerging market, which depends directly on agriculture-related activities for their livelihood, in which the issue of rural credit access still remains a confounding problem. The paper focuses on the characteristics of rural credit markets, the determinants of farmer access to the markets, the socio-economic impacts of credit access in Vietnam and briefly comparing with those of some developing countries. This question is addressed by reviewing existing literature and empirical evidence, followed by a comprehensive case study in Vietnam. Comprehensive literature review with secondary data collection and key informant interviews are methods that are applied in this research. The results of this analysis indicate the features of Vietnam markets as participated constraints, government intervention, and segmentation. Other results reveal the significant determinants of credit accessibility. Impacts of credit access on output production, household income, and poverty reduction are highlighted in this paper. Some managerial implications are recommended for households through participation in lending networks; for financial institutions relating to expand target clients as well as capital allocation; and, for policy-makers via ensuring market competitiveness and sustainable development in the long run.

scholarly journals PENGARUH ZIS (ZAKAT, INFAK, SEDEKAH) DAN ZAKAT FITRAH TERHADAP PENURUNAN KEMISKINAN DI INDONESIA PERIODE 1998 - 2010

Media Ekonomi ◽  
2017 ◽  
Vol 20 (1) ◽  
pp. 83
Author(s):  
Jumadin Lapopo
Keyword(s):  
Time Series ◽  
Developing Countries ◽  
Regression Analysis ◽  
Poverty Reduction ◽  
Time Series Data ◽  
Secondary Data ◽  
Series Data ◽  
Analysis Model ◽  
Independent Variables

<p>Poverty is being a problem in all developing countries including Indonesia. Among goverment programs, poverty has become the center offattention in policy at both of the regional and national levels. Looking at thephenomenon of poverty, Islam present with solution to reduce poverty through Zakat. This study aims to analyze the effect of ZIS and Zakat Fitrah against poverty in Indonesia in 1998 until 2010, data used in this study is secondary data and uses time series data, for the dependent variabel is poverty and for independent variables are ZIS and Zakat Fitrah. The analysis tools used in this study is to use multiple regression analysis model and the assumptions of classical test using the software Eviews-4. In this study also concluded that the ZIS variables significantly affect to the reduction of poverty in Indonesia although the effect is very small. In the variable Zakat Fitrah not significantly affect poverty reduction in Indonesia because of the nature of Zakat Fitrah is for consumption and not for long-term needs. The results of this study can be used for the management of zakat to be able to develop the management and to get a better system for distribution of zakat so that the main purpose of zakat can be achieved to reduce poverty.<br />Keywords : Poverty, Zakat Fitrah, ZIS.</p>

scholarly journals Determinants of Farming Households’ Credit Accessibility in Rural Areas of Vietnam: A Case Study in Haiphong City, Vietnam

2020 ◽  
Vol 12 (11) ◽  
pp. 4357
Author(s):  
Ta Linh ◽  
Dang Anh Tuan ◽  
Phan Thu Trang ◽  
Hoang Trung Lai ◽  
Do Quynh Anh ◽  
...  
Keyword(s):  
Rural Areas ◽  
Poverty Reduction ◽  
Market Access ◽  
Emerging Market ◽  
National Income ◽  
Linear Regression Models ◽  
Informal Markets ◽  
Informal Credit ◽  
Credit Access

The role of agricultural sectors in the economic development of a country is undeniable, especially in developing and least-developed ones, ensuring food supply, increasing national income, export earnings and poverty reduction. Vietnam is known as an emerging market, depending directly on agriculture-related activities for their livelihood, in which the issue of rural credit access still remains a confounding problem. The paper focuses on identifying the determinants of credit access in rural areas of Vietnam using Haiphong city as a case study, including formal and informal credit. The paper uses data collected from a survey of 180 rural households in a district of Haiphong city. The probit and linear regression models are applied to investigate the factors that determine household credit accessibility, i.e., the household’s decision to borrow and borrowing amounts. Results of this analysis reveal the different significant determinants of formal and informal credit market access. Group membership and connection are found to have significantly strong impacts on formal credit accessibility while informal credit access is strongly influenced by agriculture income and dependency ratio. The implications of these findings for enhancing formal credit accessibility and decreasing the dependence on informal markets are discussed.

The Allocation of Capital in Rural Credit Markets

2016 ◽  
Vol 28 (8) ◽  
pp. 1381-1395 ◽  
Author(s):  
Alfredo Burlando ◽  
Andrea Canidio
Keyword(s):  
Credit Markets ◽  
Rural Credit ◽  
Rural Credit Markets

scholarly journals Rural Credit Markets and Aggregate Shocks: The Experience of Nuits St. Georges, 1756–1776

1994 ◽  
Vol 54 (2) ◽  
pp. 288-306 ◽  
Author(s):  
Jean-Laurent Rosenthal
Keyword(s):  
Asymmetric Information ◽  
Rural Area ◽  
Capital Markets ◽  
Credit Markets ◽  
Large Fraction ◽  
Aggregate Shocks ◽  
Rural Credit ◽  
Complete Enumeration ◽  
Rural Credit Markets ◽  
Credit Contracts

Using a complete enumeration of credit contracts for a rural area in Burgundy, this article examines how credit markets functioned and what role they served. Credit markets distributed funds to a large fraction of the population, and they were organized to mediate problems of asymmetric information. A central constraint on credit markets, however, was the threat of government intervention. Because of this threat, capital markets remained relatively isolated from one another.

scholarly journals Credit rationing in rural credit markets of India

2012 ◽  
Vol 44 (7) ◽  
pp. 803-812 ◽  
Author(s):  
Kausik Chaudhuri ◽  
Mary M. Cherical
Keyword(s):  
Credit Markets ◽  
Credit Rationing ◽  
Rural Credit ◽  
Rural Credit Markets
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