scholarly journals Risk Perceptions and Flood Insurance: Insights from Homeowners on the Georgia Coast

2020 ◽  
Vol 12 (24) ◽  
pp. 10372
Author(s):  
Craig Landry ◽  
Dylan Turner
Keyword(s):  
Risk Perceptions ◽  
Risk Tolerance ◽  
Flood Insurance ◽  
Protective Behaviors ◽  
Flood Zone ◽  
Community Risk ◽  
Coastal Retreat ◽  
Potential Factors ◽  
Georgia Coast ◽  
Coastal Residents

Scholars highlight a wide array of factors that can influence individual decision-making under risk. Utilizing survey data, we explore many potential factors that affect risk perception and protective behaviors. Our focus is on coastal Georgia, which has lower historical risk relative to the rest of the Southeast U.S., and which many people perceive as relatively safe, but was recently adversely affected by two major storms. The results indicate a majority of coastal residents expect coastal storms and other hazards to be worse in the future. The regression results suggest perceived damages, risk tolerance, wealth exposure, and flood zone are robust determinants of flood insurance purchase. Other factors, like flood zone awareness and attitudes towards community risk management initiatives—like shoreline armoring, beach replenishment, and coastal retreat—are also indicated to have a high correlation with flood insurance purchase.

scholarly journals The Role of Risk Perceptions and Affective Consequences in COVID-19 Protective Behaviors

2021 ◽  
Author(s):  
Katie E. Alegria ◽  
Sara E. Fleszar-Pavlović ◽  
Dalena D. Ngo ◽  
Aislinn Beam ◽  
Deanna M. Halliday ◽  
...  
Keyword(s):  
Risk Perceptions ◽  
Protective Behaviors ◽  
Affective Consequences

scholarly journals Examining the Effects of Message Framing and Social Norms on Judgments of Earthquake Legislation

2021 ◽  
Author(s):  
◽  
Lauren Vinnell
Keyword(s):  
Risk Perceptions ◽  
Social Norm ◽  
Message Framing ◽  
Journal Article ◽  
Psychological Research ◽  
Risk Tolerance ◽  
Earthquake Risk ◽  
Injunctive Norms ◽  
Different Types ◽  
Types Of Information

<p>To increase earthquake preparation, it is beneficial to understand the effects of different types of information used in risk communications. This thesis adapts methods that have been used with other hazards or in hypothetical situations and applies them to increasing support for current earthquake-strengthening legislation in Wellington, New Zealand (NZ). Study 1 examined valence and numerical format framing. Expressing the number of buildings affected by the legislation as a negatively-valenced frequency was found to be most effective at increasing earthquake-related judgments¹. Study 2 examined descriptive and injunctive norms and found that a range of subject factors such as age and previous knowledge of the legislation influenced the effects of norms. Study 3 used the same manipulation and included a sample from Palmerston North, where earthquake risk perceptions are lower. This study showed several clear norm effects, with the combination of both descriptive and injunctive norms the most effective at increasing support for the earthquake legislation. All three studies showed that belief in the effectiveness of strengthening earthquake-prone buildings predicted support for the legislation and lower earthquake-risk tolerance, suggesting that this could be a key perception to target in communications. Overall, these studies suggest that certain messages are more effective at increasing support for the governmental legislation, but also that framing and social norm effects on real-world issues interact with other variables such as age and knowledge which ought to be examined further to increase the usefulness of psychological research to risk communication.  ¹ The results of this study have been accepted for publication as a peer-reviewed journal article: Vinnell, L. J., McClure, J., & Milfont, T. L. (in press). Do framing messages increase support for earthquake legislation? Disaster Prevention and Management, 26(1).</p>

scholarly journals Contrasting the Perceived Severity of COVID-19 and HIV Infection in an Online Survey of Gay, Bisexual, and Other Men Who Have Sex With Men During the U.S. COVID-19 Epidemic

2020 ◽  
Vol 14 (5) ◽  
pp. 155798832095754
Author(s):  
Rob Stephenson ◽  
Tanaka M. D. Chavanduka ◽  
Matthew T. Rosso ◽  
Stephen P. Sullivan ◽  
Renée A. Pitter ◽  
...  
Keyword(s):  
Hiv Infection ◽  
Risk Perceptions ◽  
Online Survey ◽  
The United States ◽  
Poor Mental Health ◽  
Protective Behaviors ◽  
Perceived Severity ◽  
Banner Advertisements ◽  
Public Health Messages ◽  
Sex With Men

While there is evidence of variations in the risk perceptions of COVID-19 and that they are linked to both engagement in health-protective behaviors and poor mental health outcomes, there has been a lack of attention to how individuals perceive the risk of COVID-19 relative to other infectious diseases. This paper examines the relative perceptions of the severity of COVID-19 and HIV among a sample of U.S. gay, bisexual, and other men who have sex with men (GBMSMs). The “Love and Sex in the Time of COVID-19” survey was conducted online from April 2020 to May 2020. GBMSMs were recruited through paid banner advertisements featured on social networking platforms, resulting in a sample size of 696. The analysis considers differences in responses to two scales: the Perceived Severity of HIV Infection and the Perceived Severity of COVID-19 Infection. Participants perceived greater seriousness for HIV infection (mean 46.67, range 17–65) than for COVID-19 infection (mean 38.81, range 13–62). Some items reflecting more proximal impacts of infection (anxiety, loss of sleep, and impact on employment) were similar for HIV and COVID-19. Those aged over 25 and those who perceived higher prevalence of COVID-19 in the United States or their state were more likely to report COVID-19 as more severe than HIV. There is a need to develop nuanced public health messages for GBMSMs that convey the ongoing simultaneous health threats of both HIV and COVID-19.

Aligning IT Teams' Risk Management to Business Requirements

2011 ◽  
pp. 301-315 ◽  
Author(s):  
Corey Hirsch ◽  
Jean-Noel Ezingeard
Keyword(s):  
Risk Management ◽  
Risk Perception ◽  
Information Security ◽  
Risk Perceptions ◽  
Management Strategy ◽  
Risk Tolerance ◽  
Management Teams ◽  
Enterprise Information ◽  
Management Plans ◽  
Perceive Risk

Achieving alignment of risk perception, assessment, and tolerance among and between management teams within an organisation is an important foundation upon which an effective enterprise information security management strategy can be built .We argue the importance of such alignment based on information security and risk assessment literature. Too often lack of alignment dampens clean execution of strategy, eroding support during development and implementation of information security programs . We argue that alignment can be achieved by developing an understanding of enterprise risk management plans and actions, risk perceptions and risk culture. This is done by examining context, context and process. We illustrate this through the case of LeCroy Corp., illustrating how LeCroy managers perceive risk in practice, and how LeCroy fosters alignment in risk perception and execution of risk management strategy as part of an overall information security program. We show that in some circumstances diversity of risk tolerance profiles aide a management teams’ function. In other circumstances, variances lead to dysfunction. We have uncovered and quantified nonlinearities and special cases in LeCroy executive management’s risk tolerance profiles.

scholarly journals Risk Perceptions and Protective Behaviors Toward Bovine Tuberculosis Among Abattoir and Butcher Workers in Ethiopia

2018 ◽  
Vol 5 ◽  
Author(s):  
Fikre Fekadu ◽  
Tariku Jibat Beyene ◽  
Ashenafi Feyisa Beyi ◽  
Bedaso Mammo Edao ◽  
Takele Beyene Tufa ◽  
...  
Keyword(s):  
Bovine Tuberculosis ◽  
Risk Perceptions ◽  
Protective Behaviors

scholarly journals Influence of flood risk characteristics on flood insurance demand: a comparison between Germany and the Netherlands

2013 ◽  
Vol 13 (7) ◽  
pp. 1691-1705 ◽  
Author(s):  
I. Seifert ◽  
W. J. W. Botzen ◽  
H. Kreibich ◽  
J. C. J. H. Aerts
Keyword(s):  
The Netherlands ◽  
Flood Risk ◽  
Risk Perceptions ◽  
Private Insurance ◽  
Insurance Coverage ◽  
Individual Risk ◽  
Flood Insurance ◽  
Insurance Demand ◽  
Information Campaigns ◽  
Demand For Insurance

Abstract. The existence of sufficient demand for insurance coverage against infrequent losses is important for the adequate function of insurance markets for natural disaster risks. This study investigates how characteristics of flood risk influence household flood insurance demand based on household surveys undertaken in Germany and the Netherlands. Our analyses confirm the hypothesis that willingness to pay (WTP) for insurance against medium-probability medium-impact flood risk in Germany is higher than WTP for insurance against low-probability high-impact flood risk in the Netherlands. These differences in WTP can be related to differences in flood experience, individual risk perceptions, and the charity hazard. In both countries there is a need to stimulate flood insurance demand if a relevant role of private insurance in flood loss compensation is regarded as desirable, for example, by making flood insurance compulsory or by designing information campaigns.

Understanding the motivations of coastal residents to voluntarily purchase federal flood insurance

2016 ◽  
Vol 20 (6) ◽  
pp. 760-775 ◽  
Author(s):  
Samuel D. Brody ◽  
Wesley E. Highfield ◽  
Morgan Wilson ◽  
Michael K. Lindell ◽  
Russell Blessing
Keyword(s):  
Flood Insurance ◽  
Coastal Residents

scholarly journals Risk Perceptions and Protective Behaviors: Evidence from COVID-19 Pandemic

2021 ◽  
Author(s):  
M. Kate Bundorf ◽  
Jill DeMatteis ◽  
Grant Miller ◽  
Maria Polyakova ◽  
Jialu Streeter ◽  
...  
Keyword(s):  
Risk Perceptions ◽  
Protective Behaviors
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