Technological Dissemination in the Portuguese Payments System

Author(s):  
Sara Pinto ◽  
Fernando Ferreira

Nowadays, few would contest that the contribution of ICT – Information and Communication Technologies – for the progress of the payments system in Portugal has been significant. The continuous irruption of new payment forms, as well as the emergence of more attractive and profitable offers, triggers countless changes. In fact, there has been an organizational restructuring of the banks, aiming at achieving higher efficiency levels, resulting from the use of ICT. In broad terms, the payments system in Portugal has been revealing high levels of modernity. However, is that adhesion to ICT similar in all the regions that are part of the Portuguese territory? The main goal of this study focuses on an empirical analysis which allows to investigate the degree of convergence, regarding the technological dissemination for banking purposes, between the region of Santarém and the national trends.

Author(s):  
Sara Pinto ◽  
Fernando Ferreira

Nowadays, few would contest that the contribution of ICT – Information and Communication Technologies – for the progress of the payments system in Portugal has been significant. The continuous irruption of new payment forms, as well as the emergence of more attractive and profitable offers, triggers countless changes. In fact, there has been an organizational restructuring of the banks, aiming at achieving higher efficiency levels, resulting from the use of ICT. In broad terms, the payments system in Portugal has been revealing high levels of modernity. However, is that adhesion to ICT similar in all the regions that are part of the Portuguese territory? The main goal of this study focuses on an empirical analysis which allows to investigate the degree of convergence, regarding the technological dissemination for banking purposes, between the region of Santarém and the national trends.


Author(s):  
Francesca Sgobbi

Workers with low skill transferability risk longer unemployment spells between jobs and face higher probability of poorer working conditions. Those risks are particularly strong for professionals in the area of Information and Communication Technologies (ICTs), due to fast changing technologies and processes. The empirical analysis provided in this paper tests the borders of skill transferability for ICT employees by assessing the return to employer mobility for firm changers in the same industry and firm changers moving outside the ICT industry compared to firm stayers. The 1990-2004 empirical analysis is based on WHIP, a longitudinal dataset including a representative sample of employment relationships in Italy. The results show that firm changers benefit from a wage premium, provided that they remain in the ICT industry.


2018 ◽  
Vol 1 (2) ◽  
pp. 156-165 ◽  
Author(s):  
Linda Linda ◽  
Ida Ri'aeni

Abstract   The objective of this research is to find out the use of Whatsapp Messenger as a mobile media to learn writing in EFL classes.Several researchers have attempted to prove applicability of mobile learning as modern ways of teaching and learning (Naismith, 2004:115). Moreover, applying portable technologies have been demanded by most of the modern learners who oftentimes are forced to study anywhere, and anytime, for example, at work, in the bus or at weekends (Evans, 2008:115).The research was motivated by the students’ difficulties in writing. The sample of this research was three classes of first grade students of English Department of Unswagati. The instrument of this research was questionnaire sheet. Data from questionnaire sheet was analyzed based on the frequency students’ answers and then was calculated and interpreted into percentages. The result shows WhatsApp Messenger attracts the students interest and also the students have positive responses towards the using ofWhatsAppMessenger. In applying WhatsApp group, the writer concluded that, learning using WhatsApp group has effective to develop their creativity in writing skill. On the other hand, the result from the questionnaire sheet indicated that almost of students is active in learning to writing recount text. Students can learn out of the classroom. Beside WhatsApp can be used privately, it can be used for students’ education. The students can use their gadget positively for their ability in learning English. The students can improve their knowledge in learning ICTs (Information and Communication Technologies). Keyword: WhatsApp Messenger,EFL writing, Instructional Media, ICTs (Information and Communication Technologies).


Author(s):  
Tomas Brusell

When modern technology permeates every corner of life, there are ignited more and more hopes among the disabled to be compensated for the loss of mobility and participation in normal life, and with Information and Communication Technologies (ICT), Exoskeleton Technologies and truly hands free technologies (HMI), it's possible for the disabled to be included in the social and pedagogic spheres, especially via computers and smartphones with social media apps and digital instruments for Augmented Reality (AR) .In this paper a nouvel HMI technology is presented with relevance for the inclusion of disabled in every day life with specific focus on the future development of "smart cities" and "smart homes".


2017 ◽  
Vol 23 (1) ◽  
pp. 3-8
Author(s):  
R. P. BAIN ◽  
D. P. RAI ◽  
SIDDARTH NAYAK

If we want to convert our rural population into knowledge driven, progressive, self sufficient, self reliant, sustainable society, the role of Information and Communication Technologies (ICT’s) cannot be ignored. Timely availability information is considered as most important factor in Indian agriculture. At present ICT is the technology of this millennium. Transferring the developed technology to all end users is time-consuming and tiresome task and is often not completed due to paucity of resources and lack of manpower. In India, agriculture and rural development has gained significantly from ICT due to its widespread extension and adoption. In this era of internet, ICT is committed to provide real, timely accurate authentic information to the farmers and rural peoples.


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