scholarly journals Analysis of Factors Influencing Access to Credit for Vegetable Farmers in the Gulf Prefecture of Togo

2021 ◽  
Vol 11 (05) ◽  
pp. 392-415
Author(s):  
Hadoufeyi Essowè Julien ◽  
Ayenagbo Kossi ◽  
Egbendewe Y. Gregoire Aklésso
2020 ◽  
Vol 7 (2) ◽  
pp. 59-82
Author(s):  
Fritz Jerald V. Principe ◽  
Jeanette Angeline B. Madamba ◽  
James Roldan S. Reyes ◽  
Loida E. Mojica ◽  
Mar B. Cruz

2014 ◽  
Vol 2 (1) ◽  
pp. 86 ◽  
Author(s):  
Phindile Shongwe ◽  
Micah B. Masuku ◽  
Absalom M. Manyatsi

The increased involvement of food relief agencies nearly on an annual basis is a clear indication that agricultural production continues to decline as a result of climate change. In order to mitigate the negative effect of climate change, households engage on adaptation strategies. The extent to which these impacts are felt depends mostly on the level of adaptation in response to climate change. The main objectives of the study were to identify the adaptation strategies employed by households and to analyse factors influencing the choice of adaptation strategies by households using personal interviews. The study used data from a random sample of 350 households. Descriptive statistics and multinomial logistic regression model were used to analyse the data. The results showed that adaptation strategies employed were; drought tolerant varieties, switching crops, irrigation, crop rotation, mulching, minimum tillage, early planting, late planting and intercropping. The results showed that the choice of adaptation strategies by households was significantly (p <0.05) influenced by; age of household head, occupation of household head, being a member of a social group, land category, access to credit, access to extension services and training, high incidences of crop pest and disease, high input prices, high food prices, perceptions of households towards climate change. Moreover, the analysis showed that perceptions of households towards climate change significantly influence all adaptation strategies. However, sex and education level of the household head were insignificant in influencing household choice when adapting to climate change. It is recommended that there is need to educate households about the negative impact of climate change on cropping systems. The study also recommends that agriculture extension services should be strengthened, agriculture financial institutions should accommodate subsistence farmers on communal land and rural micro-finance institutions should be developed, in order to facilitate farmers to choose effective adaptation strategies. 


2017 ◽  
Vol 2 (3) ◽  
pp. 1
Author(s):  
Bernard Mulandi ◽  
Dr. Sifunjo Kisaka

Purpose: The purpose of this study was to determine the factors influencing credit access for firms in the biogas sub sector in Kenya.Methodology: The study adopted descriptive survey. The target population of the study was the firms in biogas sub sector in Kenya. A sample of 40 firms was selected from all the firms using the random sampling technique. Both qualitative and quantitative data was collected using a questionnaire that consisted of both open ended and close ended questions. Data was analyzed using Statistical Package for Social Sciences (SPSS) and results presented in frequency tables to show how the responses for the various questions posed to the respondents. The data was then analyzed in terms of descriptive statistics like frequencies, means and percentages.Results: The study findings revealed that firms in biogas sub sector had low access to credit from the banks. It was also possible to conclude that age of firm, capital invested, size of the business, financial records, risk preference and access to information influence the level of access to credit by renewable energy sector firms.Policy recommendation: It is recommended that micro financing institutions should regulate the products and services they offer to SMEs so as to have all clients enclosed in their loan portfolio. The study further recommends that banks should work hand in hand with the government to support upcoming businesses and offer financial support.


AGROFOR ◽  
2020 ◽  
Vol 5 (3) ◽  
Author(s):  
Adanna HENRI-UKOHA

The study on choice of climate change adaptation strategies practiced by cassavabased farmers was conducted in Southern Nigeria. The following specific objectives were achieved: to ascertain the perceived effects of climate change in the study area and to determine factors influencing the choice of using climate change adaptation strategies by cassava-based farmers in the study area. Data were obtained through the administration of questionnaire to 300 randomly sampled cassava-based farmers in the study area. Data were analyzed using descriptive statistics such as mean, frequencies, percentages and inferential statistics such as Multinomial Logit Regression technique. The result revealed that farmers perceived increase in flood incidence (91.33%), drought (90.67%), high incidence of pests and diseases (55%) and low yield (50%) as the effects of climate change in the study area. Also, from the results, 58% of the farmers chose not to employ the use of climate change adaptation strategies while only 42% decided to choose using climate change adaptation options in the study area. The result also showed that age of the farmer, farming experience, gender, marital status, level of education, household size, access to credit, access to agricultural extension services and membership of association were the factors influencing the choice climate change adaptation strategies used by the farmers. The study concluded that socioeconomic attributes of the farmers affected their choice of climate change adaptation strategies. Policy should be targeted at designing climate change adaptation technology to farmers as well as providing the enabling environment that would encourage them to employ it.


Agriculture ◽  
2020 ◽  
Vol 10 (7) ◽  
pp. 287
Author(s):  
Adella Albert Ng’atigwa ◽  
Aloyce Hepelwa ◽  
Mastewal Yami ◽  
Victor Manyong

Involvement of youth in horticulture agribusiness has become a vital approach to create employment opportunities among the youth in Tanzania. This study aimed at examining the extent of youth participation and factors influencing youth involvement in horticulture agribusiness with a focus on innovations in post-harvest management (PHM). Data were collected from a sample of 576 male and female youth in Njombe region using a multi-stage random sampling technique. Data were analyzed using an ordered logit model and descriptive statistics. Results of the ordered logit analysis showed that primary school education, Form IV and above, management innovation, access to credit, good perception of horticulture for agribusiness and improved packaging materials positively and significantly influence youth involvement in horticulture agribusiness. Gender and land size had a negative and significant influence on youth involvement in horticulture agribusiness, as indicated by higher percentages of male youth (59%) participation in the horticulture agribusiness. Therefore, this study suggests increased investment in capacity development of the youth on PHM innovations and the development of rural infrastructure such as agro-processing and storage facilities by the government and private sector. Increasing the availability of improved packaging materials and provision of youth-friendly credit schemes could encourage youth in horticulture agribusiness.


Author(s):  
Tomas Adriano Sitoe ◽  
Afonso Sitole

Currently, the creation of farmers’ association has been suggested as an instrument for improving farmer’s well-being in developing countries, either to its potential contribution to markets access as well as by strengthening dissemination of information between farmers. However, most urban agriculture studies deal with production and marketing. Few studies analyze the determinants of producers' engagement in farmers’ associations. Therefore, the study has evaluated the determinants of producer’s participation in farmers’ associations in Maputo green belts, Mozambique. The random sampling technique has been used to collect data from 126 smallholders, of which 63 are the members of farmers’ association. A log it regression model has been used for quantifying the factors influencing farmer’s decision to affiliate on farmers’ association. The results of this study indicate that the variables with more influence on farmer’s decision to affiliate on farmers’ association are: gender, age, household size, and household income. Men are more likely to become members of farmer’s associations than women. The results also suggest that farmers outside farmers’ association have higher incomes and apparently have little interest for being affiliated to farmers associations because they can self-finance their agricultural activities. Access to credit and the size of cultivated area are not significant, however, the probability associated with the odds ratio for these variables have positive effects. The study recommends the implementation of agricultural programs and policies that encourage young farmers especially those with larger areas, and incomes to participate on agricultural and marketing associations.


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