Student Debt in the United States

2021 ◽  
pp. 92-104
Author(s):  
Fenaba R. Addo
2018 ◽  
pp. 16-18
Author(s):  
Sandy Baum

The general notion of a student debt “crisis” in the United States is rooted in misperceptions. The problems lie largely with students who leave school without a credential, with those who attend for-profit institutions, and with older adults returning to school—not with young, four-year college graduates.


PLoS ONE ◽  
2013 ◽  
Vol 8 (9) ◽  
pp. e74693 ◽  
Author(s):  
Robert A. Dugger ◽  
Abdulrahman M. El-Sayed ◽  
Anjali Dogra ◽  
Catherine Messina ◽  
Richard Bronson ◽  
...  

Significance Student loans are the second-largest source of household debt in the United States. About one-fifth of those with student loans are in default, a total of some 8 million mostly young people. Impacts New bankruptcies seem inevitable soon among for-profit colleges, due to stricter regulation and fierce competition. New debt relief measures are expected to be taken by the Department of Education in coming months and years. The student debt crisis looks more than ever susceptible to triggering a new financial crisis.


2018 ◽  
Vol 2 (93) ◽  
pp. 16
Author(s):  
Sandy Baum

The general notion of a student debt “crisis” in the United States is rooted in misperceptions. The problems lie largely with students who leave school without a credential, with those who attend for-profit institutions, and with older adults returning to school—not with young, four-year college graduates.


Economies ◽  
2019 ◽  
Vol 7 (4) ◽  
pp. 100
Author(s):  
José Alberto Fuinhas ◽  
Victor Moutinho ◽  
Estefano Silva

We research the response of the proportion of student borrowers with ninety or more days of delinquency or in default to variables such as unemployment and the average debt per borrower after the financial crisis of 2007–2008, in the United States, using panel data of 50 states from 2008 to 2015. The proportion of borrowers with delinquency or default was modelled as a function of unemployment, the average debt per borrower, consumer sentiment, and financial stress, using a logit and probit binomial model. The specification tests support that no relevant variable was omitted. Unemployment and the average debt per borrower are statistically significant and contribute to increasing delinquency or default in the 50 states of the panel sample. The results also reveal a differential impact of unemployment among the four regions considered by the US Census Bureau.


Author(s):  
A. Hakam ◽  
J.T. Gau ◽  
M.L. Grove ◽  
B.A. Evans ◽  
M. Shuman ◽  
...  

Prostate adenocarcinoma is the most common malignant tumor of men in the United States and is the third leading cause of death in men. Despite attempts at early detection, there will be 244,000 new cases and 44,000 deaths from the disease in the United States in 1995. Therapeutic progress against this disease is hindered by an incomplete understanding of prostate epithelial cell biology, the availability of human tissues for in vitro experimentation, slow dissemination of information between prostate cancer research teams and the increasing pressure to “ stretch” research dollars at the same time staff reductions are occurring.To meet these challenges, we have used the correlative microscopy (CM) and client/server (C/S) computing to increase productivity while decreasing costs. Critical elements of our program are as follows:1) Establishing the Western Pennsylvania Genitourinary (GU) Tissue Bank which includes >100 prostates from patients with prostate adenocarcinoma as well as >20 normal prostates from transplant organ donors.


Author(s):  
Vinod K. Berry ◽  
Xiao Zhang

In recent years it became apparent that we needed to improve productivity and efficiency in the Microscopy Laboratories in GE Plastics. It was realized that digital image acquisition, archiving, processing, analysis, and transmission over a network would be the best way to achieve this goal. Also, the capabilities of quantitative image analysis, image transmission etc. available with this approach would help us to increase our efficiency. Although the advantages of digital image acquisition, processing, archiving, etc. have been described and are being practiced in many SEM, laboratories, they have not been generally applied in microscopy laboratories (TEM, Optical, SEM and others) and impact on increased productivity has not been yet exploited as well.In order to attain our objective we have acquired a SEMICAPS imaging workstation for each of the GE Plastic sites in the United States. We have integrated the workstation with the microscopes and their peripherals as shown in Figure 1.


Sign in / Sign up

Export Citation Format

Share Document