The Impact of Minority Group Status on the Projected Retirement Income of Divorced Women in the Baby Boom Cohort

2014 ◽  
pp. 81-102
Keyword(s):  
Baby Boom ◽  
Minority Group ◽  
Retirement Income ◽  
Group Status ◽  
The Impact

Minority group favoritism in service encounters

2020 ◽  
Vol 54 (8) ◽  
pp. 1937-1962
Author(s):  
Mauricio Palmeira ◽  
Shahin Sharifi
Keyword(s):  
Sexual Orientation ◽  
Political Ideology ◽  
Minority Groups ◽  
Meta Analysis ◽  
Minority Group ◽  
Group Status ◽  
Content Type ◽  
Consumer Reactions ◽  
The Usa ◽  
The Impact

Purpose This paper aims to investigate consumer reactions to minority retail employees. The paper argues that despite the persistence of racism and homophobia in society, the vast majority of the population is strongly against these forms of discrimination. Because of the profound negativity of such behavior, the study hypothesizes that consumers will be motivated to see themselves unequivocally as individuals free of prejudice. As a result, rather than treating all people equally, the study proposes that consumers will overcompensate and exhibit favoritism toward a retail employee when the latter is a member of a minority group. Design/methodology/approach This study presents ten studies in which participants evaluated employees who were a member of a minority or majority group. Studies 1a–1d use sexual orientation to contrast reactions to majority or minority bank managers in four countries (USÀ, Germany, Italy and South Korea), whereas Studies 1e and 1f use ethnicity (White vs Black) to examine the same question (UK and Canada). Study 1g offers a single-paper meta-analysis, testing the robustness of the observed effect. Studies 2 and 3 examine the roles of political ideology and its associated values, and Study 4 examines choice of an advisor in an online, but consequential setting. Findings Across several contexts and countries, the study finds a consistent pro-minority bias in evaluations of service employees. The study show that, in the USA, this bias is prevalent among liberals, but not among conservatives. This difference in the impact of political ideology is explained by adherence to traditionalism. Research limitations/implications This paper investigates consumer reactions to gays and Blacks and do not test for consumer reactions to other minority groups. Regarding employees’ sexual orientation, the findings of this study are limited to gay men only. Practical implications To elicit favorable evaluations from customers, managers may consider the match between employees’ sexual orientation or ethnicity and consumers’ liberal beliefs. In particular, managers may want to hire people from those minority groups in areas known for their liberal values. On the other hand, the findings suggest that managers should not worry about their new recruits’ sexual orientation and ethnicity in conservative areas, because the results suggest that conservatives show no favoritism toward employees in response to their group status. Originality/value To the best of the authors’ knowledge, this paper is the first paper in marketing investigating consumer reactions to employees who belong to minority groups. The study reports a pro-minority bias that holds across samples and countries, thereby attesting to the population validity of the hypotheses. Further, the study identifies boundary conditions of the effect of employees’ group status by identifying managerially relevant moderators (i.e. political ideology and traditionalism).

scholarly journals Immunization Strategies for Funding Multiple Inflation-Linked Retirement Income Benefits

Risks ◽  
2021 ◽  
Vol 9 (4) ◽  
pp. 60
Author(s):  
Cláudia Simões ◽  
Luís Oliveira ◽  
Jorge M. Bravo
Keyword(s):  
Interest Rate ◽  
Yield Curve ◽  
Risk Measure ◽  
Management Strategies ◽  
Interest Rate Risk ◽  
Insurance Companies ◽  
Retirement Income ◽  
Investment Strategies ◽  
Immunization Strategies ◽  
The Impact

Protecting against unexpected yield curve, inflation, and longevity shifts are some of the most critical issues institutional and private investors must solve when managing post-retirement income benefits. This paper empirically investigates the performance of alternative immunization strategies for funding targeted multiple liabilities that are fixed in timing but random in size (inflation-linked), i.e., that change stochastically according to consumer price or wage level indexes. The immunization procedure is based on a targeted minimax strategy considering the M-Absolute as the interest rate risk measure. We investigate to what extent the inflation-hedging properties of ILBs in asset liability management strategies targeted to immunize multiple liabilities of random size are superior to that of nominal bonds. We use two alternative datasets comprising daily closing prices for U.S. Treasuries and U.S. inflation-linked bonds from 2000 to 2018. The immunization performance is tested over 3-year and 5-year investment horizons, uses real and not simulated bond data and takes into consideration the impact of transaction costs in the performance of immunization strategies and in the selection of optimal investment strategies. The results show that the multiple liability immunization strategy using inflation-linked bonds outperforms the equivalent strategy using nominal bonds and is robust even in a nearly zero interest rate scenario. These results have important implications in the design and structuring of ALM liability-driven investment strategies, particularly for retirement income providers such as pension schemes or life insurance companies.

scholarly journals Investigating Sustainable Commuting Patterns by Socio-Economic Factors

2021 ◽  
Vol 13 (4) ◽  
pp. 2180 ◽  
Author(s):  
Woo Jang ◽  
Fei Yuan ◽  
Jose Javier Lopez
Keyword(s):  
Low Income ◽  
Older Workers ◽  
Central City ◽  
Minority Group ◽  
Primary Data ◽  
Economic Factors ◽  
Group Status ◽  
Multiple Variables ◽  
Commuting Patterns ◽  
Socio Economic Factors

This research aims to analyze how modes of transportation differ according to socio-economic factors in an urban space. The study area is Ramsey County, the most densely populated county in Minnesota. The primary data used were from the recent 2012–2016 Census Transportation Planning Products (CTPP). We performed regression models to identify the relationship between mode of transport and socio-economic variables, and further analyzed disaggregate trip data to provide a more realistic evaluation of commuting patterns by use of multiple variables in combination. The research found that sustainable commuting patterns correlated significantly with both poverty and minority group status, but bore no significant relationship to older workers. Additionally, there was a significant correlation between commuting alone by car with both minority group status and older workers, but not with poverty. This research also confirmed that the sustainable commuting patterns of the working poor were mostly located in the downtown area, while causes of low-income workers driving alone typically involved much longer commutes to and from points throughout the study area, suggesting that more efficient commutes are a significant quality of life factor for the urban poor when evaluating residential and employment opportunities in the central city.

Disability and the Urban Environment: A Perspective on Los Angeles

1986 ◽  
Vol 4 (3) ◽  
pp. 273-288 ◽  
Author(s):  
H Hahn
Keyword(s):  
Los Angeles ◽  
Sense Of Community ◽  
Minority Group ◽  
Primary Source ◽  
Disabled Persons ◽  
Social Attitudes ◽  
Geographic Dispersion ◽  
Personal Appearance ◽  
The Individual ◽  
The Impact

Increasingly, research on disability has been guided by a definition that focuses on the interaction between the individual and the environment and by a minority-group perspective based on the propositions that discriminatory attitudes are the primary source of the problems of disabled citizens, that the environment is shaped by public policy, and that policies reflect prevalent social attitudes and values. The implications of this approach for an analysis of the experience of disabled persons in Los Angeles are examined by assessing major characteristics of this urban area such as geographic dispersion, the absence of a sense of community, and the impact of pervasive standards of personal appearance. The investigation indicates a pressing need to provide increased accessibility for disabled residents to fulfill constitutional principles of freedom and equality.

303 Sleep Midpoint and Efficiency Moderate the Link Between Stress and Academic Cognitions in Latinx College Students

SLEEP ◽  
2021 ◽  
Vol 44 (Supplement_2) ◽  
pp. A121-A121
Author(s):  
Jeri Sasser ◽  
Emma Lecarie ◽  
Michaela Gusman ◽  
HyeJung Park ◽  
Leah Doane
Keyword(s):  
College Students ◽  
Self Efficacy ◽  
Academic Motivation ◽  
Minority Group ◽  
Well Being ◽  
Sleep Efficiency ◽  
First Year ◽  
T1 And T2 ◽  
College Stress ◽  
The Impact

Abstract Introduction Latinx students are the largest ethnic/racial minority group in higher education, but are also the group least likely to graduate from a four-year institution. Research suggests that heightened stress perceptions may impede college students’ ability to perform well academically. Poorer sleep may compound the impact of stress on academic functioning. The present study examined the multiplicative effect of college-stress and actigraphy-measured sleep on academic cognitions within-and-across semesters. Methods 209 Latinx college students (Mage=18.95; 64.4% female, 85.1% Mexican descent) were assessed in the spring of the first year of college (T1) and fall of the second year (T2). At T1, participants wore an actigraph watch for 7 nights to measure total sleep time, sleep efficiency, and sleep midpoint. College-stress was assessed at T1 using the College Stress Scale. At T1 and T2, participants completed the Behavioral-Emotional-Cognitive School Engagement Scale, the Academic Self-Efficacy Scale, and a scale assessing academic motivation. Confirmatory factor analysis (CFA) was conducted to assess the model fit of a two-factor model representing academic cognitions (engagement, self-efficacy, motivation) at T1 and T2. Latent variable path analysis models testing for moderation were conducted using Mplus. Results The CFA indicated excellent fit (χ2(5)= 2.91, p=.71, RMSEA=.00, CFI=1.00, TLI=1.01, SRMR=.02). College-stress was concurrently (β=-.19, p=.02), but not longitudinally, associated with academic cognitions. Sleep midpoint predicted academic cognitions at T1 (β=-.24, p<.01) and T2 (β=-.18, p=.03). Sleep efficiency (β=.18, p=.01) and sleep midpoint (β=-.17, p=.02) moderated associations between college-stress and T2 academic cognitions. Higher college-stress was longitudinally linked with lower academic cognitions for students with lower sleep efficiency (b=-.12, p=.01) and later sleep midpoints (b=-.14, p=.01). Conclusion Greater college-stress is concurrently linked with lower academic cognitions, whereas later sleep timing has both immediate and enduring consequences on students’ academic mindsets. The impact of college-stress on academic cognitions may depend on the quality and timing of sleep at the time of these stress perceptions. Programs that address stress reduction and sleep health may be promising interventions for improving academic well-being among first-year Latinx college students. Support (if any) This work was supported by a William T. Grant Foundation Scholars Award (184370) to L.D. Doane.

"As Fifty Years ago so Today, the Uncovering of a Richer and Fuller History is Inextricably Linked to the Continuing Struggle for a Better World"

2020 ◽  
Vol 29 (2) ◽  
pp. 11-34
Author(s):  
Timothy Ashplant
Keyword(s):  
Cultural History ◽  
Baby Boom ◽  
Educational Institutions ◽  
Research Themes ◽  
Interdisciplinary Approaches ◽  
The Matrix ◽  
Scholarly Networks ◽  
Post War ◽  
The Impact ◽  
Univer Sity

In this interview, Prof. Timothy Ashplant reflects autobiographically on the intersecting effects – on his chosen research topics, and methodological approaches – of his social location (within successive educational institutions, in a first booming and then de-industrialising Britain), his professional position (working in a Polytechnic/"New Univer-sity"), and the knowledge exchanges arising from his involvement in successive and over-lapping (formal and informal, national and then international) scholarly networks. A member of the post-war "baby-boom" generation, whose student years included the multi-ple upheavals of 1968, he became and remains a member of a political and cultural gener-ation whose concerns – a desire to democratise society and remove (multiple) social and economic inequalities – shaped the matrix within which he formulated historical questions. He traces the impact on his research themes and methods of the transitions from labour to social and cultural history; the development of interdisciplinary approaches; and a grow-ing focus on the construction of class, national and gendered subjectivities, theorised through psychoanalytic concepts and investigated through the analysis of ego-documents. He concludes by evaluating both the defeats and the achievements of his generation's am-bitions, and the continuing relevance of the questions which British social and cultural historians have explored to current crises in Britain and elsewhere in Europe.

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