scholarly journals Life Insurance Accounting Trends in the United States and IFRS for the Last 10 Years

2020 ◽  
Vol 2020 (651) ◽  
pp. 651_1-651_24
Author(s):  
Munehiko Yanagida
Keyword(s):  
United States ◽  
Life Insurance ◽  
The United States

The Pioneer in American Life Insurance Marketing

1938 ◽  
Vol 12 (5) ◽  
pp. 65-75
Author(s):  
J. Owen Stalson
Keyword(s):  
United States ◽  
Eighteenth Century ◽  
North America ◽  
Life Insurance ◽  
General Public ◽  
Colonial America ◽  
The United States ◽  
Insurance Companies ◽  
Insurance Company ◽  
Fire Insurance

Colonial America gave little thought to life insurance selling. The colonists secured protection against marine risks from private underwriters, first in London, eventually at home. It has been asserted that Philadelphia had no fire insurance until 1752; Boston none before 1795. The first corporations formed in this country for insuring lives were those of the Presbyterian Ministers Fund (1759) and a similar company organized for the benefit of Episcopal ministers (1769). Neither of these corporations offered insurance to the general public. In the last decade of the eighteenth century many insurance companies were formed in the United States. At least five were chartered to underwrite life risks, but only one, The Insurance Company of North America, appears to have accepted any. There is no basis for saying that any of these early companies tried to sell life insurance.

scholarly journals On Legislation as to Life Insurance and Life Insurance Companies

1871 ◽  
Vol 16 (2) ◽  
pp. 77-98 ◽  
Author(s):  
T. B. Sprague
Keyword(s):  
United States ◽  
United Kingdom ◽  
Life Insurance ◽  
United States Of America ◽  
The United States ◽  
Insurance Companies ◽  
The Past ◽  
Life Assurance ◽  
The United Kingdom ◽  
The Law

The past session of Parliament has witnessed the passing of an Act for the regulation of Life Assurance Companies in the United Kingdom, which, while introducing great changes in the law, still stops very far short of the system of legislation which has been for several years in operation in a few of the United States of America, and which is warmly approved of and urgently recommended for adoption by some persons in this country. The present may therefore be considered a fitting time for reviewing what has been done and considering whether any further legislation is desirable, and if any, of what nature it should be.

Variable Annuities and Variable Life Insurance in the United States of America

1972 ◽  
Vol 20 (02) ◽  
pp. 69-112
Author(s):  
S. Hamilton Leckie
Keyword(s):  
United States ◽  
Life Insurance ◽  
United States Of America ◽  
Special Problem ◽  
The United States ◽  
Current Status ◽  
Variable Annuities ◽  
Winston Churchill ◽  
The United Kingdom ◽  
Comprehensive Treatise

The purpose of this paper is to outline the development and current status of variable annuities and variable life insurance in the United States of America. The author was fortunate in being granted a Fellowship by the Winston Churchill Memorial Trust which enabled him to travel extensively in North America for two months in the summer of 1971. It is pointed out that this paper is the result of a large number of impressions formed by the author and has no claim to be a comprehensive treatise on the subjects. However, it is hoped that the paper will be of real interest to actuaries and others in the United Kingdom.Part I of the paper deals with variable annuities, Part II with variable life insurance, and Part III with the special problem of providing minimum death benefit guarantees and maturity value guarantees for these variable products. Variable annuities are much more established in the United States than in this country, but variable life insurance is just in the process of being developed. Mention will be made of the broader issues as well as of actuarial matters.

Morals and Markets: The Development of Life Insurance in the United States.

Social Forces ◽  
1980 ◽  
Vol 59 (2) ◽  
pp. 576
Author(s):  
Robert M. Khoury ◽  
Viviana A. Rotman Zelizer
Keyword(s):  
United States ◽  
Life Insurance ◽  
The United States

scholarly journals Basic characteristics of tontine insurance

2021 ◽  
Vol 59 (3) ◽  
pp. 268-284
Author(s):  
Vladimir Čolović
Keyword(s):  
United States ◽  
Life Insurance ◽  
Early Stage ◽  
The United States ◽  
Eu Law ◽  
Group Life ◽  
Insurance Group ◽  
Mutual Insurance ◽  
The Republic ◽  
Basic Characteristics

Tontine insurance is tied to life insurance. This type of insurance is also a type of mutual insurance. However, we must look at tontines separately, having in mind its origin and goal. Tontine insurance originated in the 17th century and was developed in England and the United States, until the beginning of the 20th century, when it became banned. Tontine insurance at an early stage contained elements of group annuity insurance, group life insurance and lottery. Today, tontine insurance is a type of fund within which policyholders, i.e., members, agree to jointly capitalize, i.e., finance their contributions to the fund and to divide the capitalized assets between those policyholders who reach a certain age and the heirs of the deceased insured. The Act on Insurance of the Republic of Serbia also regulates tontine insurance. The author pays attention to the provisions of EU law in this area.

scholarly journals Group Life Insurance in the United States

2014 ◽  
Vol 2014 (627) ◽  
pp. 627_63-627_83
Author(s):  
Hiroshi Matsuoka
Keyword(s):  
United States ◽  
Life Insurance ◽  
The United States ◽  
Group Life

Disability Benefits in Conjunction with Life Insurance Policies

1930 ◽  
Vol 61 (2) ◽  
pp. 214-267
Author(s):  
L. K. File
Keyword(s):  
United States ◽  
Life Insurance ◽  
The United States ◽  
Disability Benefits ◽  
Insurance Policies

In Canada and in the United States the writing of disability coverage in connection with life insurance policies is a matter of great importance, and the demand on the part of the insuring public for this additional coverage in a life contract is a marked feature of underwriting conditions in those countries.

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