Capital adequacy and asset quality: A comparative study of public and private sector banks

2013 ◽  
Vol 18 (4) ◽  
pp. 38 ◽  
Author(s):  
Himani Sharma ◽  
Sanjay Taneja
Keyword(s):  
Private Sector ◽  
Comparative Study ◽  
Capital Adequacy ◽  
Public And Private ◽  
Public And Private Sector ◽  
Asset Quality

scholarly journals Financial Performance of Select Public and Private Sector Banks in India by using “Camel Model”

2019 ◽  
Vol 8 (6S4) ◽  
Keyword(s):  
Public Sector ◽  
Private Sector ◽  
Financial Performance ◽  
Capital Adequacy ◽  
Public And Private ◽  
Public Sector Banks ◽  
National Bank ◽  
Indian Banks ◽  
Public And Private Sector ◽  
Asset Quality

CAMEL model analysis is an important tool to analyse the banks’ and financial institutions’ performance and to suggest the necessary measures for its improvement where it is required. In the present study, Indian banks- five public and five private sector banks based on its total assets have been considered. This study is taken up for the five year period from 2012-17. The present study analyses the financial performance of the select banks. Five parameters of CAMEL- Capital Adequacy, Asset Quality, Management Efficiency, Earnings Ability and Liquidity are considered to rank the banks on its performance. The study found that Kotak Mahindra has performed better and ranked first among all the banks and Punjab National bank ranked the least position. Among all, private sector banks have outperformed compared to public sector banks. The top five positions are of private sector banks and Bank of Baroda being public sector bank ranked top third with HDFC bank.

Sign in / Sign up

Export Citation Format

Share Document