scholarly journals Real Estate Loan Knowledge-Based Recommender System

2020 ◽  
Vol 18 (2) ◽  
pp. 65
Author(s):  
Abdelkader Adla
Information ◽  
2021 ◽  
Vol 12 (8) ◽  
pp. 296
Author(s):  
Laila Esheiba ◽  
Amal Elgammal ◽  
Iman M. A. Helal ◽  
Mohamed E. El-Sharkawi

Manufacturers today compete to offer not only products, but products accompanied by services, which are referred to as product-service systems (PSSs). PSS mass customization is defined as the production of products and services to meet the needs of individual customers with near-mass-production efficiency. In the context of the PSS mass customization environment, customers are overwhelmed by a plethora of previously customized PSS variants. As a result, finding a PSS variant that is precisely aligned with the customer’s needs is a cognitive task that customers will be unable to manage effectively. In this paper, we propose a hybrid knowledge-based recommender system that assists customers in selecting previously customized PSS variants from a wide range of available ones. The recommender system (RS) utilizes ontologies for capturing customer requirements, as well as product-service and production-related knowledge. The RS follows a hybrid recommendation approach, in which the problem of selecting previously customized PSS variants is encoded as a constraint satisfaction problem (CSP), to filter out PSS variants that do not satisfy customer needs, and then uses a weighted utility function to rank the remaining PSS variants. Finally, the RS offers a list of ranked PSS variants that can be scrutinized by the customer. In this study, the proposed recommendation approach was applied to a real-life large-scale case study in the domain of laser machines. To ensure the applicability of the proposed RS, a web-based prototype system has been developed, realizing all the modules of the proposed RS.


2012 ◽  
Vol 39 (12) ◽  
pp. 10990-11000 ◽  
Author(s):  
Walter Carrer-Neto ◽  
María Luisa Hernández-Alcaraz ◽  
Rafael Valencia-García ◽  
Francisco García-Sánchez

Author(s):  
Piotr Danisewicz ◽  
Danny McGowan ◽  
Enrico Onali ◽  
Klaus Schaeck

Abstract We exploit exogenous legislative changes that alter the priority structure of different classes of debt to study how debtholder monitoring incentives affect bank earnings opacity. We present novel evidence that exposing nondepositors to greater losses in bankruptcy reduces earnings opacity, especially for banks with larger shares of nondeposit funding, listed banks, and independent banks. The reduction in earnings opacity is driven by a lower propensity to overstate earnings and is more pronounced among larger banks and in banks with more real estate loan exposure. Our findings highlight the importance of creditors’ monitoring incentives in improving the quality of information disclosure.


2015 ◽  
Vol 42 (3) ◽  
pp. 1202-1222 ◽  
Author(s):  
Luis Omar Colombo-Mendoza ◽  
Rafael Valencia-García ◽  
Alejandro Rodríguez-González ◽  
Giner Alor-Hernández ◽  
José Javier Samper-Zapater

2017 ◽  
Vol 20 (4) ◽  
pp. 417-450
Author(s):  
Kim Hin Ho ◽  
◽  
Satyanarain Rengarajan ◽  

he behavioural structure of large and strategic industrial real estate accommodation does not exist in a vacuum. Instead, its fundamental investment values and yields are uniquely affected through the dynamic interaction among exogenous and endogenous forces related to the industrial real estate demand-supply conditions, macroeconomic and institutional polices as well as urban industrial plans. This study aims to understand the dynamic behaviour of the industrial real estate market in Singapore that is slowly transitioning from a capital intensive to knowledge intensive economy. Using data obtained from various sources between 2001Q4-2010Q2 which essentially capture three property cycles, we incorporate a vector autoregressive (VAR) approach to holistically model the industrial real estate market in Singapore with respect to its demand-supply conditions, market capitalization rates which encompass information about rental yields, capital values along with future expectations. This study will help policy makers and developers to understand the structure of the industrial real estate market in Singapore along with respect to its macroeconomic conditions. The results are insightful as the data capture both the public and private markets along with a new hi-tech industrial accommodation (science parks), which is slowly gaining prominence as of the turn at the 21st century as Singapore strives to steer towards a knowledge based industrial economy.


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