scholarly journals Health and Health Care Use Among Individuals at Risk to Lose Health Insurance With Repeal of the Affordable Care Act

2017 ◽  
Vol 177 (4) ◽  
pp. 590 ◽  
Author(s):  
Pinar Karaca-Mandic ◽  
Anupam B. Jena ◽  
Joseph S. Ross
2015 ◽  
Vol 105 (2) ◽  
pp. 710-746 ◽  
Author(s):  
Neale Mahoney

This paper examines the implicit health insurance that households receive from the ability to declare bankruptcy. Exploiting multiple sources of variation in asset exemption law, I show that uninsured households with a greater financial cost of bankruptcy make higher out-of-pocket medical payments, conditional on the amount of care received. In turn, I find that households with greater wealth at risk are more likely to hold health insurance. The implicit insurance from bankruptcy distorts the insurance coverage decision. Using a microsimulation model, I calculate that the optimal Pigovian penalties are three-quarters as large as the average penalties under the Affordable Care Act. (JEL D14, H51, I13, K35)


EDIS ◽  
2013 ◽  
Vol 2013 (10) ◽  
Author(s):  
Meg McAlpine ◽  
Martie Gillen

President Obama signed the Affordable Care Act into law in March 2010, putting in place a set of reforms to health coverage in the United States. For Americans who have health insurance, they do not have to change their current plan under the health care law. However, those who do not have coverage will have the chance to shop for health insurance starting October 1 using the new Health Insurance Marketplace. This publication reviews some common questions about the new health care law and how it will affect citizens. This 3-page fact sheet was written by Meg McAlpine and Martie Gillen, and published by the UF Department of Family Youth and Community Sciences, October 2013. http://edis.ifas.ufl.edu/fy1394


Health Equity ◽  
2020 ◽  
Vol 4 (1) ◽  
pp. 509-517
Author(s):  
Andriana M. Foiles Sifuentes ◽  
Monica Robledo Cornejo ◽  
Nien Chen Li ◽  
Maira A. Castaneda-Avila ◽  
Jennifer Tjia ◽  
...  

Author(s):  
James A. Morone

This article explores the development, the present condition, and the likely future of private health insurance in the United States. It emphasizes the three kinds of fragmentation that mark American health care: scattered oversight, multiple risk pools, and inchoate government. I pay special attention to the health-care challenges we face, the persisting patterns of inequality, and the important but limited reforms introduced by the Affordable Care Act.


2019 ◽  
Vol 134 (4) ◽  
pp. 417-422
Author(s):  
Cara Jane Bergo ◽  
Bethany Dominik ◽  
Stephanie Sanz ◽  
Kristin Rankin ◽  
Arden Handler

Objectives: Before implementation of the Affordable Care Act, many uninsured women in Illinois received care through safety-net programs. The new law allowed them to acquire health insurance through Medicaid or the Illinois Health Exchange. We examined (1) the health care experiences of such women who previously used a safety-net program and acquired this new coverage and (2) persisting gaps in coverage for breast and cervical cancer services and other health care services. Methods: We interviewed a stratified random sample of 400 women aged 34-64 in Illinois each year during 2015-2017 (total N = 1200). We used multivariable logistic regression models to determine the association between health insurance status (Illinois Health Exchange vs Medicaid) and past 12-month gaps in coverage (ie, delaying care, not having a recent mammogram, having a medical cost, and having a medical cost not covered) for the 360 women who were former participants of the Illinois Breast and Cervical Cancer Program. We calculated odds ratios (ORs) and 95% confidence intervals (CIs), adjusting for race/ethnicity, age, income, and education. Results: We found no significant differences by health insurance status in the prevalence of delaying preventive, chronic, or sick care; timeliness of the most recent mammogram; and having a major medical cost. However, of women who reported a major medical cost, women with health insurance through the Illinois Health Exchange had a higher prevalence of not having a cost covered than women with Medicaid (adjusted OR = 4.86; 95% CI, 1.48-16.03). Conclusions: The results of this study suggest that many women who gained health insurance lacked adequate coverage and services. Safety-net programs will likely continue to play an essential role in supporting women as they navigate a complex system.


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