FCS7223, a 32-page curriculum by Josephine Turner, is Unit 3 in a series on personal financial management. It includes a slide presentation, money management newsletters, credit report request forms, fact sheets, and worksheets on debt management and debt dangers, using credit, and how to request a credit report. Published by the UF Department of Family, Youth and Community Sciences, January 2007.
Ask IFAS: Become Captain of Your Financial Ship curriculum (ufl.edu)
Having a good credit report can make all the difference when it comes to sourcing commercial funding or being granted good terms from suppliers. Adam Bernstein looks at the steps that clinics can take to improve their standing.
Having a national credit database system would help financial institutions (FIs) reduce credit risk and reduce non-recovered bad debts. The government will feel at ease when FIs and the people are protected from bad debts in a sustainably developing and transparent market. On the other hand, borrowers will also receive benefit. Those who have good credit history will be provided with a more favorable interest rate and less requirements, or even without collateral.
In 2014 the Vietnam National Assembly passed the Citizen Identity Law, which requires the government to issue a unique lifetime personal identification number for each citizen (starting 2016). This will play a crucial role in building a national credit database system. In this article we will give an overview of credit report and credit score models, mainly in the United States. Based on that, we draft a detailed proposal for a national credit database system which can be implemented in Vietnam.
The Impact of Housing Markets on Consumer Debt: Credit Report Evidence from 1999 to 2012