Aplikasi Mobile Money Management Dengan Fitur Optical Character Recognition Menggunakan Framework React Native

Financial management is one of the important things in the process of achieving the financial goals of a person or an organization. Everyone has their own way to manages finances, this is dependent on the character and they goals. Financial management can be done conventionally, for example by manual method which is commonly done by write the expenses, income, and savings in a notebook. However, if the note must contain details of the transactions carried out, it can be considered less efficient. The use of Optical Character Recognition will be able to answer this problem, by taking a picture of the transaction, all transaction details will be recorded on the smartphone, and the user can validate the results obtained and save the record on the smartphone user. Users can also immediately see the total transactions made according to the selected time range without having to calculate each transaction made manually. The application will be designed using the react native framework which allows it to run on various platforms.

Pengaruh literasi ekonomi, minat belajar, dan gaya hidup terhadap manajemen uang saku siswa kelas XI IPS SMA Negeri 1 Karangrejo

This study aims to determine the effects of economic literacy, interest in learning, and lifestyle on pocket money management of students IPS 11th grade in SMA Negeri 1 Karangrejo. The type of study is a descriptive quantitative. The amount of population in this study is 171 students. The sample used is 120 students by using proportional random sampling. Data collection methods are tests and questionnaires distributed online. The results showed that students had a level of economic literacy in the sufficient category, high interest in learning, lifestyle in the high category, and pocket money management which is classified as high. The results also indicate that the variable of economic literacy has no significant effect on the management of student’s pocket money, while the variables of learning interest and lifestyle have a significant effect on the management of student’s pocket money. In this study, it was found that students need to improve economic literacy to find out the basis for making good economic decisions in everyday life. Abstrak Penelitian ini bertujuan untuk mengetahui pengaruh literasi ekonomi, minat belajar, dan gaya hidup terhadap manajemen uang saku siswa kelas XI IPS SMA Negeri 1 Karangrejo. Jenis penelitian ini adalah deskriptif kuantitatif. Jumlah populasi dalam penelitian ini adalah 171 siswa. Sampel yang digunakan berjumlah 120 siswa dengan menggunakan proportional random sampling. Metode pengumpulan data adalah tes dan kuesioner yang disebar secara online. Hasil penelitian menunjukkan bahwa siswa memiliki tingkat literasi ekonomi dalam kategori cukup, minat belajar yang tergolong tinggi, gaya hidup dalam kategori tinggi, dan manajemen uang saku yang tergolong tinggi. Hasil penelitian juga mengindikasikan bahwa variabel literasi ekonomi tidak berpengaruh secara signifikan terhadap manajemen uang saku siswa, sedangkan variabel minat belajar dan gaya hidup berpengaruh secara signifikan terhadap manajemen uang saku siswa. Dalam penelitian ini ditemukan bahwa siswa perlu meningkatkan literasi ekonomi untuk mengetahui dasar pengambilan keputusan ekonomi yang baik dalam kehidupan sehari-hari.

Who Manages the Money at Home? Multilevel Analysis of Couples’ Money Management Across 34 Countries

Women’s and men’s predominant social practices in managing employment and unpaid work are influenced by both family policies and society’s predominant cultural family models. Comparative approaches integrating macro-level and micro-level variables are increasingly used to study gendered dynamics in intimate relationships. Yet similar comparative approaches to the study of money management in intimate relationships are lacking. Using data from 34 countries surveyed in International Social Survey Programme 2012 data ( N = 13,645), I explore how variation in institutional and cultural factors concerning gender expectations shapes money management decisions in intimate relationships. The results highlight the importance of contextual gender-egalitarian beliefs and institutional practices to the likelihood of using joint and individualized systems of money management over the traditional system. While macro-level gender ideology was associated with both joint and individualized system (vs. traditional), the institutional practices were found to have a stronger relationship with couples’ individualized money management.

I Mind My Own Business and Expect Others to Do the Same: Conversations About Declining Financial Capacity

Introduction One of the smartest ways to prepare for declines in financial decision making capacity is to appoint an agent under power of attorney for finances and to share important financial information and preferences with trusted family or friends. Yet only 12% of older Americans with children think that they’ll need help with their finances as they age, and more than half are uncomfortable talking about their finances with children. Method: We conducted four in-depth interviews with older adults and four focus groups with Black, Latino, low income, and low-middle income adults aged 65 and older. An average of 9 participants were in each 2-hour focus group. Results Barriers included lack of awareness, denial of future changes in capacity, lack of trustworthy surrogate decision-makers, shame about one’s financial situation, desire for privacy, fear of being a burden, and resistance to overtures by children. Barriers differed by ethnicity and socioeconomic status, with lower income older adults having less knowledge of advance planning and Powers of Attorney. Implications: Significant education is needed around Powers of Attorney and how to begin the advance planning process. Study findings informed the Thinking Ahead Roadmap, a guide to facilitate planning and communication around future money management. The Roadmap uses an empowerment framework to motivate individuals to appoint trusted financial advocates and prepare them for a smooth transition in money management, thereby reducing risk of exploitation, costly mistakes, and family conflict.

Education about Learning Motivation, Time Management, and Pocket Money Management for Students of Strada Bhakti Utama Junior High School

Covid-19 pandemic has raised several problems faced by students including declining motivation to learn, lack of time to do independent assignments, and reduced amount of pocket money given by parents. This community service (CS) was designed to assist students in overcoming these problems through online education and training activities to increase students’ learning motivation and increase literacy on time management and pocket money management. Partners in this CS activity were 53 students of Strada Bhakti Utama Junior High School. The method of implementing activities used are counselling, exercises, and questions and answers. The success rate of this CS program was measured from analysis of the pre-test and post-test results conducted before and after the activity as well as from assessment of students' accuracy in answering online quiz questions. Based on results of pre-test and post-test analysis, CS activities through education and training on learning motivation, time management, and pocket money management were proven to be able to increase students' understanding of the importance of managing pocket money, saving, managing time, motivation, and source of motivators in life. In addition, based on the results of online quiz assessments, most students could answer correctly the questions about the material presented.

Impact of Internet Integrated Financial Education on Students’ Financial Awareness and Financial Behavior

In daily life, most people engage in money-related behavior. Adequate financial knowledge is required to successfully manage tasks, such as daily expenditure and the transformation of assets or debts, small, or large. However, the extent of financial knowledge may vary between individuals. With inadequate financial knowledge, people may easily fall into financial difficulties without having sufficient knowledge to redress them. A total of 217 students from departments of finance in universities in Fujian completed an 18-week educational course delivered via the Internet on integrated financial education (5h per week for a total of 90h). The conclusions were as follows: (1) The Internet can be used to provide education on making ends meet, cutting costs, and increasing profits. It is suitable for beginner students and new graduates who are rapidly accumulating money management experience. (2) Knowledge provided in the course includes the causes of investment, comprehensive changes in the market, unexpected risks, and wrong decision-making. As such, education provided through the Internet can assist in the teaching of money management and investment. (3) Providing teaching on integrated financial education through the Internet avoids the pitfalls of getting lost in the real-world investment market. We expected to cultivate students’ finance-related knowledge, skills, and attitudes through internalization of the financial literacy of money management.

Divergent Gender Revolutions: Cohort Changes in Household Financial Management across Income Gradients

The ways in which partners manage their money provide important clues to gender inequality in and the nature of couple relationships. Analyzing data from nationally representative surveys ( N = 11,730 couples), I examine changes across British cohorts born between the 1920s and 1990s in their household financial management, and how the changes vary across individuals and couples occupying differential income positions. The results show divergent, nuanced cohort trends toward gender equality in couples’ money management. Across successive cohorts of low-earning women, there has been a subtle relaxation in the form of male control, reflected in a decrease in the proportion of men adopting “back-seat” management by retaining the majority of the couple’s money while delegating the chore of managing daily expenses to their partners. By contrast, the empowerment of high-earning women is reflected primarily in an individualization of financial management, evident in a cohort decrease in joint financial management and an increase in independent management. The trend of individualization is particularly prominent among couples in which both partners have equally high earnings. The findings provide new insights into and important extensions of the theorization of gender relations in and the individualization of couple relationships.