Working beyond the state pension age in the United Kingdom: the role of working time flexibility and the effects on the home

2007 ◽  
Vol 27 (6) ◽  
pp. 849-867 ◽  
Author(s):  
ANDREAS CEBULLA ◽  
SARAH BUTT ◽  
NICK LYON
Keyword(s):  
United Kingdom ◽  
Older Workers ◽  
The State ◽  
Contractual Arrangements ◽  
The United Kingdom ◽  
Flexible Working ◽  
Domestic Lives ◽  
Pension Age ◽  
State Pension ◽  
Working And Living Conditions

ABSTRACTThe present and future security of employee-pension funding remains at the forefront of public debate across Europe and beyond. In the United Kingdom, to finance future pension entitlements it has been suggested that the state pension age be increased. This paper presents the results of analyses of four major national social surveys that have explored the working and living conditions of workers in paid employment after the state pension age. Comparing the circumstances of these workers with workers just below that age illustrates the extent to which it constitutes a break in the working and domestic lives of older people. The findings suggest that, in order to accommodate older workers in the workplace, more attention may need to be placed on informal as well as contractual arrangements of flexible working. Beyond part-time working, older workers rarely take up additional or alternative flexible working arrangements. At the same time, older workers continue to experience housework as burdensome, while in partnered households the gendered division of domestic labour prevails. Research and policy have yet to consider in depth these risks associated with working longer in life.

scholarly journals The equalisation of the state pension age in United Kingdom: Indirect sex discrimination?

2021 ◽  
pp. 135822912110114
Author(s):  
Pauline Roberts
Keyword(s):  
United Kingdom ◽  
Sex Discrimination ◽  
Age Discrimination ◽  
The State ◽  
European Convention ◽  
Social Welfare Policy ◽  
The United Kingdom ◽  
Indirect Discrimination ◽  
Pension Age ◽  
State Pension

This commentary examines the Court of Appeal’s decision in R (Delve and Glynn) v. Secretary of State for Work and Pensions, which concerned the judicial review of the incremental increase of the state pension age in the United Kingdom for women born in the 1950s. It focuses on the claims of discrimination contrary to Article 14 of the European Convention on Human Rights, in particular the discussion relating to indirect sex/sex and age discrimination. It is argued that there is scope for greater clarity in the Court’s reasoning which led to its conclusion that the measures did not result in indirect discrimination contrary to Article 14. However, the dismissal of each appeal is not surprising, in view of the adoption of the ‘manifestly without reasonable foundation’ test when scrutinising decisions relating to social welfare policy. In other words, even if the measures resulted in indirect sex discrimination, they were justified.

scholarly journals Extending working life and the management of change. Is the workplace ready for the ageing worker?

2018 ◽  
Vol 39 (11) ◽  
pp. 2397-2419 ◽  
Author(s):  
David Wainwright ◽  
Joanne Crawford ◽  
Wendy Loretto ◽  
Christopher Phillipson ◽  
Mark Robinson ◽  
...  
Keyword(s):  
United Kingdom ◽  
Older Workers ◽  
Working Life ◽  
Health Staff ◽  
Line Managers ◽  
The United Kingdom ◽  
Ageing Worker ◽  
Human Resources Managers ◽  
Pension Age ◽  
State Pension

AbstractIncreasing longevity and the strain on state and occupational pensions have brought into question long-held assumptions about the age of retirement, and raised the prospect of a workplace populated by ageing workers. In the United Kingdom the default retirement age has gone, incremental increases in state pension age are being implemented and ageism has been added to workplace anti-discrimination laws. These changes are yet to bring about the anticipated transformation in workplace demographics, but it is coming, making it timely to ask if the workplace is ready for the ageing worker and how the extension of working life will be managed. We report findings from qualitative case studies of five large organisations located in the United Kingdom. Interviews and focus groups were conducted with employees, line managers, occupational health staff and human resources managers. Our findings reveal a high degree of uncertainty and ambivalence among workers and managers regarding the desirability and feasibility of extending working life; wide variations in how older workers are managed within workplaces; a gap between policies and practices; and evidence that while casualisation might be experienced negatively by younger workers, it may be viewed positively by financially secure older workers seeking flexibility. We conclude with a discussion of the challenges facing employers and policy makers in making the modern workplace fit for the ageing worker.

Reflections on the Roles of State and Occupational Pension Schemes in the United Kingdom

1973 ◽  
Vol 34 ◽  
pp. 533-594
Author(s):  
A. J. Low ◽  
P. E. Felton
Keyword(s):  
United Kingdom ◽  
White Paper ◽  
The State ◽  
Occupational Pension ◽  
The United Kingdom ◽  
Pension Schemes ◽  
State Pension ◽  
The Cost

SynopsisThe paper considers the role which the State should play in the provision of pensions to the retired population. The role of occupational schemes is also considered with particular reference to the restrictions placed on that role by the authorities through the requirements for approval for tax purposes and the cost and level of State pensions. The main features of various State pension schemes which have been proposed in successive White Papers are discussed together with their shortcomings and advantages. The White Paper “Better Pensions” and its implications for the pensions industry are then considered in greater detail.

Considerations on State Pension Age in the United Kingdom

2015 ◽  
Vol 21 (01) ◽  
pp. 165-203 ◽  
Author(s):  
R. Hammond ◽  
S. Baxter ◽  
R. Bramley ◽  
A. Kakkad ◽  
S. Mehta ◽  
...  
Keyword(s):  
United Kingdom ◽  
Current Position ◽  
The United Kingdom ◽  
Pension Age ◽  
State Pension ◽  
Topical Interest

AbstractState Pension Age (SPA) is an issue of topical interest in the United Kingdom at the time of writing owing to the Government’s plans to link SPA at future dates to estimates of the projected longevity of the population. This paper considers the background to the current position, how the linkage is proposed to work, other factors that may need to be considered and some changes in the proposed State pension regime that could be alternatives to, or complementary with, a changing SPA.

The portability of social rights of the United Kingdom with the European Union: Facts, issues, and prospects

2018 ◽  
Vol 20 (4) ◽  
pp. 325-340
Author(s):  
Robert Holzmann ◽  
Jacques Wels
Keyword(s):  
European Union ◽  
United Kingdom ◽  
National Level ◽  
The State ◽  
European Economic Area ◽  
The European Union ◽  
The United Kingdom ◽  
Child Allowances ◽  
The Uk ◽  
State Pension

The portability of social benefits – such as the state pension, child allowances and unemployment benefits – for international migrants is regulated by social security agreements concluded between countries or at supra-national level, such as within the European Economic Area (EEA). Focusing on the United Kingdom, this article aims at capturing the main issues that have been recently raised by such agreements, with particular emphasis on the case of migration between the UK and Europe. The first part of the paper summarises the main consideration researchers and policy makers should bear in mind in looking at portability. Using data from the 2013 World Bank migration matrix, the second part of the paper compares the stock of British migrants residing abroad and the stock of foreigners living in the United Kingdom. The third part of the paper summarises the main issues that were raised in relation to the EEA multilateral agreement including the notion of residence, the state pension, family allowances, and the portability of health care benefits. The conclusions highlight the main concerns and options that lie ahead following the withdrawal of the UK from the European Union.

Is there a Retirement Savings Crisis? Whither Pension Reform? A Discussion Meeting

2005 ◽  
Vol 11 (4) ◽  
pp. 727-751
Keyword(s):  
Financial Literacy ◽  
Pension Reform ◽  
Safety Net ◽  
The State ◽  
Retirement Savings ◽  
The United Kingdom ◽  
Role Of The State ◽  
National Debate ◽  
Pension Age ◽  
State Pension

INTRODUCTIONAs the national debate hots up, this Sessional Meeting is being devoted to the following important topics, which affect life, pensions and investment actuaries:— What should be the role of the State as pension provider — safety net or income replacement?— Should the State Pension Age be raised? If so, when and by how much?— Should the United Kingdom adopt a Citizen's Pension and scrap the State Second Pension and contracting out?— Should there be more compulsory savings for retirement? If not, how can a voluntarist system be made to work better?— What is the role for equity release?— How can consumers become better educated in financial matters, and what role can actuaries play in helping to achieve improved levels of financial literacy?These, and many other, challenging questions will be discussed.

The United Kingdom – a new moral imperative: live longer, work longer

2017 ◽  
Author(s):  
Sarah Vickerstaff ◽  
Wendy Loretto
Keyword(s):  
Government Policy ◽  
Older Workers ◽  
Individual Responsibility ◽  
The United Kingdom ◽  
Job Opportunities ◽  
Family Demands ◽  
The Individual ◽  
Pension Age ◽  
The Uk ◽  
State Pension

The drift of government policy affecting older workers in the UK has been focused on encouraging individual responsibility for working longer and saving more, often with an idealised 'adult worker' in mind; an individual devoid of family context and family demands and accumulated advantages or disadvantages. As a result the policies have a differential impact on women and men and diverse incomes groups and are likely to lead to greater inequality between older workers. The focus on the individual (the supply side in the labour market) also takes emphasis away from the problem of demand: whether employers want to retain or recruit older workers. There is an increasingly strong moral assertion that to live longer should mean to work longer, but research demonstrates that those most likely to be unemployed before state pension age are out of work because of lack of job opportunities, poor health or caring responsibilities.

scholarly journals Ethnic elders and pension protection in the United Kingdom

2016 ◽  
Vol 37 (5) ◽  
pp. 1025-1049 ◽  
Author(s):  
ATHINA VLACHANTONI ◽  
ZHIXIN FENG ◽  
MARIA EVANDROU ◽  
JANE FALKINGHAM
Keyword(s):  
United Kingdom ◽  
Later Life ◽  
The State ◽  
Private Pension ◽  
Private Pensions ◽  
Pension Income ◽  
The United Kingdom ◽  
Specific Analysis ◽  
State Pension ◽  
To Receive

ABSTRACTPension receipt in later life is determined by the way in which individuals' pension contributions and circumstances over the lifecourse interact with eligibility rules. Within the British context, such pensions relate to sources such as the State Pension, an occupational or private pension, and Pension Credit. Existing research shows that membership of certain ethnic groups is associated with a lower likelihood of receiving occupational or private pensions. Data from Understanding Society allows us to build on existing evidence by examining the factors associated with the receipt of three different kinds of pension income – State, occupational/private and Pension Credit – among older men and women from separate Black and Minority Ethnic (BME) groups. The results show that belonging to certain BME groups reduces one's chances of receiving the State Pension or an occupational/private pension, but increases the chance of receiving Pension Credit. The gender-specific analysis shows that these results hold true for many BME groups of men, whereas among women, only Pakistani women are less likely than White British women to receive an occupational/private pension. Such findings provide up-to-date empirical evidence that ethnic inequalities in pension protection are still evident and contribute to the increasingly important debate in the United Kingdom and elsewhere regarding migrants' social security and welfare over the lifecourse and in later life.

scholarly journals Later retirement, job strain, and health: Evidence from the new State Pension age in the United Kingdom

2020 ◽  
Vol 29 (8) ◽  
pp. 891-912
Author(s):  
Ludovico Carrino ◽  
Karen Glaser ◽  
Mauricio Avendano
Keyword(s):  
United Kingdom ◽  
Job Strain ◽  
The United Kingdom ◽  
Pension Age ◽  
State Pension

Considerations on state pension age in the United Kingdom ‐ Abstract of the Edinburgh Discussion

2016 ◽  
Vol 21 (01) ◽  
pp. 204-220
Keyword(s):  
United Kingdom ◽  
Publication Type ◽  
The United Kingdom ◽  
Pension Age ◽  
State Pension

This abstract relates to the following paper:HammondR.,BaxterS.,BramleyR.,KakkadA.,MehtaS.andSadlerM..British Actuarial Journal, doi:10.1017/S1357321715000069

Sign in / Sign up

Export Citation Format

Share Document