Effects of Tight Money Policy on the Availability of Bank Loans to Small Businesses

1979 ◽  
Vol 4 (1) ◽  
pp. 22-30 ◽  
Author(s):  
C. F. Charles

Despite efforts in the past, the issue of whether tight money policy unfairly discriminates against small businesses remains an unsettled debate. More statistical investigation of the issue seems to offer the only answer to resolve the issue. This paper presents results from a statistical investigation of the financial conditions of small manufacturing corporations. The time-series analysis covering three cycles and one minor slump during '66–67 reveals that commercial banks did drastically reduce the volume of loans to small manufacturers during tight money periods when large corporations demanded more accommodation from banks.

2021 ◽  
Author(s):  
Dayana Benny

BACKGROUND Turin, a province in the Piedmont region sees second highest new COVID-19 infections in Northern part of Italy as of March 31, 2021. During the first wave of pandemic, many restrictive measures were introduced in this province. There are many studies that conducted time series analysis of various regions in Italy, but studies that are analysing the data in province level are limited. Also, no applications of Cross Correlation Function(CCF) have been proposed to analyse relationships between COVID-19 new cases and community mobility at the provincial level in Italy. OBJECTIVE The goal of this time series analysis is to find how the restrictive measures in Turin province, Italy impacted community mobility and helped in flattening the epidemic curve during the first wave of the pandemic. METHODS A simple time series analysis is conducted in this study to analyse whether there is an association between COVID-19 daily cases and community mobility. In this study, we analysed whether the time series of the parameter that estimates the reproduction of infection in the outbreak is related to the past lags of community mobility time series by performing cross-correlation analysis. RESULTS Multiple regression is carried out in which the R0 variable is a linear function of past lags 6, 7, 8, and 1 of the community mobility variable and all coefficients are statistically significant where P = 0.024043, 2.69e-05, 0.045350 and 0.000117 respectively. The cross-correlation between data fitted from the significant past lags of community mobility and transformed basic reproduction number (R0) time-series is obtained in such a manner that the R0 of a day is related to the past lags of community mobility in Turin province. CONCLUSIONS Our analysis shows that the restrictive measures are having an impact on community mobility during the first wave of COVID-19 and it can be related to the reported secondary cases of COVID-19 in Turin province at that time. Through further improvement, this simple model could serve as preliminary research for developing right preventive methods during the early stages of an epidemic.


2021 ◽  
Author(s):  
Dayana Benny

BACKGROUND Turin, a province in the Piedmont region sees second highest new COVID-19 infections in Northern part of Italy as of March 31, 2021. During the first wave of pandemic, many restrictive measures were introduced in this province. There are many studies that conducted time series analysis of various regions in Italy, but studies that are analysing the data in province level are limited. Also, no applications of Cross Correlation Function(CCF) have been proposed to analyse relationships between COVID-19 new cases and community mobility at the provincial level in Italy. OBJECTIVE The goal of this time series analysis is to find how the restrictive measures in Turin province, Italy impacted community mobility and helped in flattening the epidemic curve during the first wave of the pandemic. METHODS A simple time series analysis is conducted in this study to analyse whether there is an association between COVID-19 daily cases and community mobility. In this study, we analysed whether the time series of the parameter that estimates the reproduction of infection in the outbreak is related to the past lags of community mobility time series by performing cross-correlation analysis. RESULTS Multiple regression is carried out in which the R0 variable is a linear function of past lags 6, 7, 8, and 1 of the community mobility variable and all coefficients are statistically significant where P = 0.024043, 2.69e-05, 0.045350 and 0.000117 respectively. The cross-correlation between data fitted from the significant past lags of community mobility and transformed basic reproduction number (R0) time-series is obtained in such a manner that the R0 of a day is related to the past lags of community mobility in Turin province. CONCLUSIONS Our analysis shows that the restrictive measures are having an impact on community mobility during the first wave of COVID-19 and it can be related to the reported secondary cases of COVID-19 in Turin province at that time. Through further improvement, this simple model could serve as preliminary research for developing right preventive methods during the early stages of an epidemic.


1988 ◽  
Vol 18 (12) ◽  
pp. 1587-1594 ◽  
Author(s):  
Joseph Buongiorno ◽  
Jean-Paul Chavas ◽  
Jussi Uusivuori

Softwood lumber imports by the United States from Canada more than doubled during the past 10 years. The objective of this paper was to investigate two possible reasons for this change: (i) the increase in value of the U.S. dollar relative to the Canadian dollar, and (ii) the rise in the price of softwood lumber in the United States. The method used was time-series analysis, leading to measures of feedback and long-term multipliers between imports, exchange rate, and U.S. price. The results, based on monthly data from January 1974 to January 1986, suggested that 68% of the rise in Canadian imports during this period was due to the rise in the price of softwood lumber in the United States. The exchange rate, however, was not found to have a significant effect on imports. The findings also indicate that the increase in imports has not led to a decline in the price received by U.S. producers.


2016 ◽  
Author(s):  
Yu Fan Zeng ◽  
Adree Khondker

The relationship between air pollution and public health has gained increasing attention in the past decade. Many time-series analyses have been conducted worldwide, including in all the major cities of the United States, Europe, and Asia. However, the most current time-series analysis study of Ontario, Canada dates back to 2012 and includes only a single city, calling the need of a more recent study at a provincial scale. As a result, we propose to conduct time-series analyses of major Ontario cities and then use a hierarchical model to pool the results and construct a dose-response relationship and generate a predictive regression.


2016 ◽  
Author(s):  
Yu Fan Zeng ◽  
Adree Khondker

The relationship between air pollution and public health has gained increasing attention in the past decade. Many time-series analyses have been conducted worldwide, including in all the major cities of the United States, Europe, and Asia. However, the most current time-series analysis study of Ontario, Canada dates back to 2012 and includes only a single city, calling the need of a more recent study at a provincial scale. As a result, we propose to conduct time-series analyses of major Ontario cities and then use a hierarchical model to pool the results and construct a dose-response relationship and generate a predictive regression.


2017 ◽  
Vol 12 (1) ◽  
pp. 3113-3122
Author(s):  
Dr Mohammad Salih Memon ◽  
Dr.Nadeem Ahmed Bhatti ◽  
Alveena Mirza ◽  
Dr.Najma Shaikh ◽  
Dr.Munawwar Ali Kartio ◽  
...  

This research investigates the Time Series Analysis of Performance efficiency  of MCB Bank Limited. Data were collected from Primary as well as secondary sources from management of commercial banks and from SBP officials comprising middle and top management, a closed ended questionnaire.  It was revealed that As stated by the findings, five a considerable length of time Normal proportion about MCB is 81. 20%, which will be higher after that the business Normal. This indicates the execution from claiming MCB will be similarly finer as contrasted with those Normal of UBL, which might have been attempting openly division At as of late privatized. Same time those execution from claiming UBL may be superior At that point ABL which might have been handy in the begin However fair for administration issue Previously, 1999. This demonstrates that UBL need Additionally carried out great its possessions to fill in Be that not finer after that MCB.


2010 ◽  
Vol 14 (4) ◽  
pp. 332-346 ◽  
Author(s):  
Ayotunde Olawande Oni

Building collapses in Lagos metropolis have become worrisome to residents, developers, and Government. This study examined the incidences of collapsed buildings in Lagos metropolis over a thirty‐year period. Time series analysis was carried out to determine the past and predict direction of the future occurrences. In addition, a process of inference from reports on investigations of past occurrences was adopted to establish causes of building collapses in the study area. Spatial analysis of the collapses showed high concentration in swampy terrain that was reclaimed in the past. The study recommends, amongst other things, comprehensive investigation of the geophysical characteristics of the affected locations towards finding lasting solution to the menace. Santruka Lagose griūvantys pastatai kelia nerima gyventojams, vystytojams ir vyriausybei. Šiame tyrime nagrinejamas pastatu griuvumo dažnumas Lagose per trisdešimt metu. Atlikta laiko eilučiu analize, siekiant nustatyti buvusius atvejus ir numatyti būsimu atveju tendencijas. Be to, siekiant nustatyti, del kokiu priežasčiu tiriamoje teritorijoje griūva pastatai, buvo pasirinktas išvadu procesas, pagristas ankstesniu atveju tyrimo ataskaitomis. Erdvine griuvimu analize parode didele koncentracija pelketose vietovese, kurios anksčiau buvo melioruotos. Be kitu dalyku, tyrime rekomenduojama atlikti išsamu paveiktu vietoviu geofiziniu savybiu tyrima, siekiant rasti ilgalaiki sprendima, kaip išvengti šios gresmes.


Sign in / Sign up

Export Citation Format

Share Document