Procedures to evaluate volumetric bearing pad fretting flaws for crack initiation are in the Canadian Standard N285.8 for in-service evaluation of CANDU® pressure tubes. The crack initiation evaluation procedures use equations for calculating the elastic stress concentration factors. Newly developed engineering procedure for calculation of the elastic stress concentration factor for bearing pad fretting flaws is presented. The procedure is based on adapting a theoretical equation for the elastic stress concentration factor for an elliptical hole to the geometry of a bearing pad fretting flaw, and fitting the equation to the results from elastic finite element stress analyses. Non-dimensional flaw parameters a/w, a/c and a/ρ were used to characterize the elastic stress concentration factor, where w is wall thickness of a pressure tube, a is depth, c is half axial length, and ρ is root radius of the bearing pad fretting flaw. The engineering equations for 3-D round and flat bottom bearing pad fretting flaws were examined by calculation of the elastic stress concentration factor for each case in the matrix of source finite element cases. For the round bottom bearing pad fretting flaw, the fitted equation for the elastic stress concentration factor agrees with the finite element results within ±3.7% over the valid range of flaw geometries. For the flat bottom bearing pad fretting flaw, the fitted equation agrees with the finite element results within ±4.0% over the valid range of flaw geometries. The equations for the elastic stress concentration factor have been verified over the valid range of flaw geometries to ensure accurate results with no anomalous behavior. This included comparison against results from independent finite element calculations.