Prevention Model of Disguised Crime in Indonesian Banking Facing the Deviation Actions of The Credit Use/Side Streaming by Debtor; Theoretical Review On Risk Management Of Default Due To Side Streaming

AbstractThe purpose of this paper is to explore and conduct a systematical research through reading materials (researching by reading) on the possibility of prevention steps to prevent or reduce the Deviation Actions of the Credit Use (Side Streaming) by Debtor in the Problem of Banking Credit Facilities Utilization in Indonesia. This paper is constructed by referring to one step of researching conducted by Ian Crow and Natasha Semmens in “Researching Criminology” (2006). It is stated that in researching by reading there are three approaches, they are (1) process of literature review; (2) process of reading and utilizing other people research findings; and (3) process of data analysis which is not used in researches, for example data taken from a writing in a newspaper or other mass media called content analysis. This research concludes that : side streaming as a form of WCC and criminogenic with its fraudulent misrepresentation mode. Although the mode has been regulated in Law of Crime, the actions of side streaming has not been set up in banking crime actions in Indonesia. For the time being, side streaming occurs due to the availability of chances or opportunities and the possibility of using it to hide fraudulent misrepresentation actions. Keyword: side streaming, criminal banking, fraudulent misrepresentation, enterprise risk management, white collar crime, isolation, rational choice.

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The Benefit of Enterprise Risk Management (ERM) On Firm Performance

Indonesian Management and Accounting Research ◽

10.25105/imar.v17i2.4949 ◽

2019 ◽

Vol 17 (2) ◽

pp. 168

Author(s):

Mochamad Muslih

Keyword(s):

Risk Management ◽

Corporate Governance ◽

Firm Performance ◽

Stock Exchange ◽

Control Variable ◽

Secondary Data ◽

Enterprise Risk Management ◽

Enterprise Risk ◽

Research Findings ◽

Independent Variable

There were inconsistencies on the results of some ERM researches formerly. There were some variabilities on the benefits and obstacles hampering the implementation of ERM. The purpose of this research is to study the benefits of Enterprise Risk Management (ERM) to increase firm performance.This research used quantitative method, using the statistical software of eviews 9 to process the data samples. The Sampled firms arecompanies listed in the Indonesian stock exchange. 108 questionnaires were filled by the respondents. The variables measured are firm performances and enterprise risk management. The implementation of corporate governance and firm performance are also measured as control variables. Regression procedures were used to analyze the data samples. Some secondary data were also used to enrich analizing the research phenomena.The research findings showed a significant relationship between ERM with firm performance. The effect of ERM as independent variable on firm performance waso significant so that the influence of corporate governance (CG) as control variable became insignificant. Actually based on individual regression, CG influence on firm performance is significant. But totally the influence became insignificant, hampered by the magnitude of ERM influence significancy. These findings add to positive heuristics of falsification model of research as proposed by Imre Lakatos.

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Financial Enterprise Risk Management

10.1017/cbo9780511844133 ◽

2009 ◽

Cited By ~ 17

Author(s):

Paul Sweeting

Keyword(s):

Risk Management ◽

Enterprise Risk Management ◽

Enterprise Risk

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Effect of Enterprise Risk Management on Firm Value: Empirical Evidence from Non-Financial Firms in Pakistan

GIS Business ◽

10.26643/gis.v13i2.3298 ◽

1970 ◽

Vol 13 (2) ◽

pp. 15-28

Author(s):

Nouman Nasir

Keyword(s):

Risk Management ◽

Firm Value ◽

Positive Impact ◽

Stock Exchange ◽

Enterprise Risk Management ◽

Least Square ◽

Return On Equity ◽

Financial Firms ◽

Enterprise Risk ◽

Ordinary Least Square Regression

This research examines the effect of enterprise risk management on firm value in Pakistan. Further, this study empirically examines company characteristics that establish the execution of an enterprise risk management system. Using a sample of final dataset of 83 non-financial firms located in Pakistan. The sample included non-financial firms from the year 1999 to 2015 and so up to seventeen observation years per company. As in context of Pakistan, most of the organizations are already implement an ERM programs and establish specialized ERM departments because the ERM is now a global term and has become increasingly relevant because of the growing difficulty of risk and an additional development of regulatory frame works. For the empirical evidences, data collected from non-financial firms listed at the Pakistan Stock Exchange (PSX). Results of logistic regression shows that Capital Opacity, Profitability, Financial Leverage, Firm Size and Slack have positive impact on the implementation of an ERM system but Industrial diversification, Industry and Return on Equity are negatively related to an ERM engagement. The results of ordinary least square regression finds positive relationship between use of an ERM and firm value.

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MODELLING AND CONTROLLING THE ENTERPRISE RISKS COMPLEX ASSESSMENT SYSTEMON THE BASIS OF RUSSIAN STATE STANDARD ISO 9001-2015 CONCERNING RISK-ORIENTED THINKING. GENERAL PROBLEMS AND WAYS OF SOLVING THEM

Automation and modeling in design and management of ◽

10.30987/2658-6436-2020-2-33-41 ◽

2020 ◽

Vol 2020 (2) ◽

pp. 33-41

Author(s):

Irina Merzlyakova ◽

Aleksandr Feofanov

Keyword(s):

Risk Assessment ◽

Risk Management ◽

State Standard ◽

Control Model ◽

Enterprise Risk Management ◽

Iso 9001 ◽

Management Procedure ◽

Russian State Standard ◽

Russian State ◽

Enterprise Risk

The article considers general problems of implementing the enterprise risk management procedure. One of the ways to solve the problems arising when meeting Russian state standard ISO 9001-2015 requirements concerning risk-oriented thinking is presented. A risk assessment control model aimed at coordinating all kinds of the enterprise departments activities, forming a clear algorithm of risk management procedure implementation and attracting a greater number of employees towards this activity is offered.

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