scholarly journals Demographic Factors Affecting the Level of Financial Literacy in Rural Areas: The Case of Vietnam

2019 ◽  
Vol 48 (3) ◽  
pp. 3-9
Author(s):  
Phung Quang ◽  
◽  
Khuc Anh ◽  
2021 ◽  
Author(s):  
Raoul Akanro ◽  
Abraham AMOUSSOUGA GERO ◽  
Marie-Odile Attanasso

Abstract Cashew nut production is becoming more important in Benin’s economy and helps improve rural populations’ living conditions through the income it provides. However, production is characterized by an obsolete technology and a low farm productivity. This paper examines cashew producers’ technical efficiency in Dassa District in Benin using survey data collected from 100 farms in 2020. The research relied on the bootstrap modelling of Data Envelopment Analysis (DEA) while a censored Fractional Regression Model (FRM) was applied to assess the determinants of producers' technical efficiency. The results show that farms are 34.56% technically efficient. Factors affecting technical efficiency include experience, access to credit, age of farm managers, sale of cashew apples, and expenditure on education. Policies to promote cashew farm efficiency need to focus on promoting formal education in rural areas, establishing a financial literacy training programme for farm managers, and promoting the expansion of agricultural extension for farmers. In addition, producers should also set up a system for cashew apples’ conservation and sale as production waste in order to increase their income.


1970 ◽  
Vol 7 (2) ◽  
pp. 85-89
Author(s):  
Muhammad Irfan ◽  
Syed Mustansir Hussain Zaidi ◽  
Hira Fatima Waseem

Background: Diarrhea founds to be the major cause of morbidity and mortality in children less than five years. Various factors are associated with diarrhea but socio-demographic factors are the main key elements, which associated with diarrhea. Methods: This study was examined association of socio-demographic factors with diarrhea in children less than five years of age of Sindh, Pakistan, using data from the Multiple Indicator Cluster Survey (MICS) conducted from January 2014 to August 2014. Data were collected for 18,108 children in whom 16,449 children had complete data of demographic variables being included in the analysis. Bivariate analysis was done using Pearson's Chi square test and multivariate analysis being done using binary logistic regression. Results: We found increased risk of diarrhea among children lives in rural areas while household wealth index quintile was also associated with diarrhea. Children in the poor, middle and fourth wealth index quintiles being at increased risk of diarrhea compared to children in the richest wealth index quintile. The highest risk of diarrhea was found for the child having mother with no education as well as children aged 12-23 months. Conclusion: Age of child, mother education and wealth index found significant with diarrhea while Male children, child aged 12-23 months, child with no mother education, child from rural areas and child from poor households found with high risk of diarrhea.


Author(s):  
Tue Nguyen Dang

This research examines the factors affecting the financial literacy of Vietnamese adults. Using a sample of 266 observations of adults in 2 big cities in Vietnam (Hanoi and Vinh in Nghe An Province), the author evaluates the literacy level of adults in these urban areas. The financial literacy of the interviewed people is low. The multiple regression results show that lower financial literacy levels associate with higher age and married status and higher financial literacy levels associate with higher education, more family members, the person making financial decisions and the person attending a useful financial course. This research also explores the association between financial literacy and financial behaviors of individuals employing logistic models. It is found that higher financial literacy associates with less probability of overspending and higher probability of saving money and careful spending. Higher financial literacy is also found to associate with higher probability of opening a savings account and making various investments. 


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