Everything Old is New Again: Affordable Housing and WAGES

2000 ◽  
Vol 22 (1) ◽  
pp. 44-46
Author(s):  
Michele Ogilvie
Keyword(s):  
Welfare Reform ◽  
Housing Market ◽  
Affordable Housing ◽  
Low Income ◽  
Economic Status ◽  
Housing Assistance ◽  
Assistance Programs ◽  
The City ◽  
Local Levels ◽  
Low Income Households

Enactment of welfare reform, changes in housing assistance programs, and the devolution of control from the federal to local levels is about to have a significant impact on the housing market. The significance of these changes will be experienced differently, depending on social and economic status. For those in the middle and upper income brackets, changes will probably not be noticeable. For many low-income households and the communities in which they reside, change will be dramatic. This article's observations and comments will be limited to the city of Tampa rather than being expressed in universal terms.

scholarly journals A National Study on Transportation Affordability of HUD Housing Assistance Programs

2019 ◽  
Vol 12 (1) ◽  
pp. 123
Author(s):  
Jinat Jahan ◽  
Shima Hamidi
Keyword(s):  
Affordable Housing ◽  
Low Income ◽  
Transportation Cost ◽  
Subsidized Housing ◽  
Transportation Costs ◽  
National Study ◽  
Cost Models ◽  
Housing Assistance ◽  
Assistance Programs ◽  
Low Income Households

This national study is an effort to measure transportation costs and affordability for the major Housing and Urban Development (HUD) housing assistance programs since the transportation costs are the second largest expense of American households. This study estimates transportation costs for 76,000 address level properties from seven major HUD-designated affordable housing programs. Our transportation cost models are tailored for low-income households and account for built environmental determinants of travel, known as D variables, at the disaggregated level. We found that more than 44% of these properties in 326 U.S. metropolitan areas are unaffordable in terms of transportation costs. That could result in a waste of over $37.9 billion HUD spends annually to run these programs and subsidize housing for low-income families while some of these families spend substantial amount of their income on transportation. Our findings suggest that the provision of subsidized housing in mixed use, and transit-served neighborhoods would help low-income households to reduce their transportation costs even in auto-oriented sprawling regions. This study concludes with policy recommendations to local and federal governments and transit agencies on ways to incorporate transportation parameters to ensure true affordability for low-income residents of subsidized housing.

Food Stamps: Program Parameters and Standards of Living for Low-Income Households

1983 ◽  
Vol 15 (1) ◽  
pp. 43-49 ◽  
Author(s):  
Mark Brown ◽  
S. R. Johnson
Keyword(s):  
Low Income ◽  
Economic Status ◽  
Food Stamps ◽  
Food Stamp ◽  
Cost Of Living ◽  
Assistance Programs ◽  
Target Populations ◽  
Standards Of Living ◽  
Low Income Households

The food stamp and other assistance programs for low-income households require continual adjustment if some form of equity across time is to be achieved. For this reason, cost-of-living adjustments and related mechanisms for reflecting changes in prices and the economic status of the target populations have been used in formulae for computing the food stamp bonus and other welfare transfers.

The Fall of Connie Chambers and the Rise of Posadas Sentinel

2018 ◽  
pp. 256-289
Author(s):  
Lawrence J. Vale
Keyword(s):  
Housing Market ◽  
Public Housing ◽  
Urban Renewal ◽  
Low Income ◽  
Community Services ◽  
Hope Vi ◽  
Revitalization Effort ◽  
The City ◽  
Housing Units ◽  
Low Income Households

Chapter 9 chronicles the demise of Tucson’s Connie Chambers project during the 1980s and its replacement by Posadas Sentinel. The city’s Community Services Department (CSD) used HOPE VI to redevelop the property as Posadas Sentinel, part of a wider revitalization effort in the surrounding barrio. Acutely conscious of neighborhood critics who feared further insensitive urban renewal, the city assiduously worked to maximize housing opportunities for residents of Connie Chambers. As with Orchard Gardens but unlike River Garden, Tucson’s city leaders premised the redevelopment on occupancy by very low-income households, while seeking other ways to diversify range of incomes. The CSD replaced all two hundred public housing units but, rather than put these all back into the original barrio site, took advantage of the city’s peculiar housing market and scattered much of the housing across the city by purchasing homes in a variety of new or vacant subdivisions.

Housing market will be an election issue in Canada

2021 ◽  
Keyword(s):  
Housing Market ◽  
Affordable Housing ◽  
Low Income ◽  
Home Ownership ◽  
House Prices ◽  
Housing Demand ◽  
Credit Crunch ◽  
Content Type ◽  
Low Income Households

Significance A collapse in the housing market, which would hit indebted Canadians hard and contribute to a credit crunch that impacts the wider economy, remains unlikely but record house prices and the lack of affordable homes will be issues in the upcoming election. Impacts Consistently high house prices may see young and low-income households give up the idea of home ownership altogether. The prolonged failure of government to ensure more affordable housing will mean widening disparities between owners and renters. Housing demand in smaller markets around major cities, boosted by the pandemic, will cool with a return to office working.

Favelas, Affordable Housing, and Authoritarian Urbanism in the Era of Mass Eradication in Rio de Janeiro, 1960s–1970s

2021 ◽  
Author(s):  
Leandro Benmergui
Keyword(s):  
Affordable Housing ◽  
Low Income ◽  
Rio De Janeiro ◽  
Social Science Research ◽  
Urban Infrastructure ◽  
Science Research ◽  
Military Regimes ◽  
The 1960S ◽  
The Right ◽  
The City

As the number of favelas and poor residents of Rio de Janeiro grew quickly by the mid-20th century, they became the object of policymaking, social science research, real estate speculation, and grassroots mobilization. After a decade in which local authorities recognized the de facto presence of favelas but without legally ascertaining the right of permanence, the 1960s and early 1970s witnessed the era of mass eradication. Seemingly contradictory—but complementary—policies also included the development of massive low-income housing complexes and innovative community development and favela urbanization experiences empowered by community organizations with the assistance of experts committed to improving the lives of poor Cariocas (residents of Rio). Favelas in Rio were at the crossroads of a particular interplay of forces: the urgent need to modernize Rio’s obsolete and inadequate urban infrastructure; the new administrative status of the city after the inauguration of Brasilia; and the redefinition of the balance of power between local, municipal, and federal forces in a time of radical politics and authoritarian and technocratic military regimes, Cold War diplomacy, and the transnational flows of expertise and capital.

Chit Funds as an Innovative Access to Finance for Low-income Households

2011 ◽  
Vol 3 (3) ◽  
pp. 287-333 ◽  
Author(s):  
Mudit Kapoor ◽  
Antoinette Schoar ◽  
Preethi Rao ◽  
Sharon Buteau
Keyword(s):  
Interest Rates ◽  
Low Income ◽  
Small Businesses ◽  
Economic Status ◽  
Average Percentage ◽  
Long Period ◽  
Time Period ◽  
Fund Industry ◽  
Predetermined Time ◽  
Low Income Households

Chit Funds are indigenous financial institutions in India that combines credit and savings in a single scheme. In a chit fund scheme, a group of individuals come together for a predetermined time period and contribute to a common pool at regular intervals. In order to understand the intricacies of the chit fund model in India, we studied the size of the registered chit fund industry and how it serves the members. We find that the money circulated in the registered chit fund industry ranges from 10 per cent to 50 per cent of bank finance when compared to the total deposits and credits in the bank. The number of chit schemes registered has been reducing over the years. The average percentage change in the number of schemes registered from 2003 to 2006 is approximately a negative 10 per cent. While the number of schemes has reduced, the total value of registered chit schemes increased by approximately 13 per cent from 2003 to 2006. Our survey of the chit fund members shows that as much as 72 per cent of the members participate in chit funds for saving. Additionally, 96 per cent of the current and non-current chit fund members think that chit funds are safe. Majority of the current and non-current chit fund members belong to low-income households. Our study also suggests that the institutional arrangements which govern the functioning of the chit scheme that have emerged seem to serve the interest of all participants irrespective of their socio-economic status. Perhaps, this could explain why this industry has survived for such a long period of time. Our findings point to the fact that though chit funds are an important source of finance for small businesses and low-income households in India, there has been a general exodus of low value chit schemes from the registered chit fund market. This is mainly because registered chit funds find it less lucrative to serve the poor due to the increased cost of operating such schemes imposed by the regulators. We find that the chit fund industry addresses the savings needs of people, is considered very safe and also offers loans at lower interest rates than moneylenders.

Public Housing and Vouchers

2013 ◽  
Author(s):  
Alex Schwartz
Keyword(s):  
Public Housing ◽  
Affordable Housing ◽  
Low Income ◽  
The United States ◽  
Housing Subsidy ◽  
Housing Program ◽  
Design Evolution ◽  
Advantages And Disadvantages ◽  
Privately Owned ◽  
Low Income Households

Public housing and rental vouchers constitute two distinct forms of housing subsidy in the United States. Public housing, the nation’s oldest housing program for low-income renters provides affordable housing to about 1.2 million households in developments ranging in size from a single unit to multibuilding complexes with hundreds of apartments. The Housing Choice Voucher Program, founded more than 35 years after the start of public housing is now the nation’s largest rental subsidy program. It enables around 2 million low-income households to rent privately owned housing anywhere in the country. Although both programs provide low-income households with “deep” subsidies that ensure they spend no more than 30 percent of their adjusted income on rent, and both are operated by local public housing authorities, they offer distinct advantages and disadvantages. This chapter reviews and compares the two programs, examining their design, evolution, and strengths and weaknesses, including issues of racial segregation and concentrated poverty.

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