scholarly journals CONDICIONES ACTUALES DEL FINANCIAMIENTO DE LAS PYMES COSTARRICENSES. (Current financing conditions for costa rican SME companies)

2013 ◽  
Vol 7 (2) ◽  
pp. 29 ◽  
Author(s):  
Lizette Brenes Bonilla ◽  
Ligia Bermúdez Mesén
Keyword(s):  
National Survey ◽  
Financial Management ◽  
Costa Rican ◽  
Previous Experience ◽  
Funding Source ◽  
Statistic Analysis ◽  
Use Of Self ◽  
Definite Relationship ◽  
End Use

<p>Uno de los temas indagados en el Segundo estudio nacional realizado por el Observatorio Costarricense de Mipymes durante el 2011 corresponde al financiamiento de las micros, pequeñas y medianas empresas costarricenses. Se consultaron las fuentes de financiamiento más utilizadas, la presentación de solicitudes de crédito durante los últimos cinco años, la utilización que en general hacen estas empresas de los diferentes medios de financiamiento y sus requerimientos actuales. De forma similar a lo que ocurre en otros países, los fondos propios constituyen la principal opción para estas empresas. Por ello, en este trabajo han sido analizadas las condiciones que propician la autofinanciación o el uso de otras opciones. Por medio del análisis estadístico de la información recopilada en la encuesta, se comprueba que algunas variables relativas a la gestión empresarial, tales como la fuente de financiamiento inicial, la experiencia del (de la) empresario(a) y la prioridad que dan al manejo de aspectos financieros, presentan una asociación significativa con las estrategias de financiamiento en las mipymes costarricenses.</p><p><strong>ABSTRACT</strong></p><p>Financing was one of the areas investigated in the Second National Survey of micro, small and medium sized Costa Rican companies during 2011. The most used financing sources, credit applications during the last five years, end use of this credit, and current credit requirements in various financing institutions were investigated. Similar to other countries, own funding was the main option for these companies. Thus, this work examines the conditions that facilitate the use of self financing or other options available. Through statistic analysis of the information collected, variables like initial funding source, previous experience of the entrepreneur and priority given to financial management were shown to present a definite relationship to financing strategies for Costa Rican SMEs.</p>

scholarly journals Las TIC y las Mipymes costarricenses: Situación actual, retos y oportunidades. (ICTs and Costa Rica SMEs: current status, challenges and opportunities)

2013 ◽  
Vol 7 (2) ◽  
pp. 41
Author(s):  
Rytha Picado Arroyo ◽  
Ana Cristina Rivas Bustos
Keyword(s):  
Costa Rica ◽  
National Survey ◽  
Costa Rican ◽  
Previous Experience ◽  
Current Status ◽  
Funding Source ◽  
Use Of Self ◽  
Redes Sociales ◽  
Challenges And Opportunities ◽  
End Use

<p>Las tecnologías de información y comunicación (TICs) han tenido un fuerte impacto en el desarrollo económico y social de los países. Costa Rica no se abstrae de esta realidad y muchos menos las micro, pequeñas y medianas empresas (Mipymes) por lo cual la Segunda Encuesta Nacional de Mipymes 2011 incursiona en temas de interés que relacionan el uso y aprovechamiento de las TIC. Este artículo resume los hallazgos más relevantes en las siguientes áreas: Internet, comercio electrónico, Internet en celulares y redes sociales.</p><p><strong>ABSTRACT</strong></p><p>SMEfinancing was one of the areas investigated in the Second National Survey ofmicro, small and medium sized Costa Rican companies during 2011. The most usedfinancing sources, credit applications during the last five years, end use ofthis credit, and current credit requirements in various financing institutionswere investigated. Similar to other countries, own funding was the main optionfor these companies. Thus, this work examines the conditions that facilitatethe use of self financing or other options available. Through statisticanalysis of the information collected, variables like initial funding source,previous experience of the entrepreneur and priority given to financialmanagement were shown to present a definite relationship to financingstrategies for Costa Rican SMEs.</p>

scholarly journals PERSEPSI STAKEHOLDERS TERHADAP TRANSPARANSI DAN AKUNTABILITAS PENGELOLAAN KEUANGAN SEKOLAH MENENGAH KEJURUAN (SMK) NEGERI DI KABUPATEN LOMBOK TENGAH

2017 ◽  
Vol 6 (1) ◽  
Author(s):  
Ishaq Ishaq
Keyword(s):  
Financial Management ◽  
Quantitative Research ◽  
Board Of Education ◽  
Statistic Analysis ◽  
School Committee ◽  
External Stakeholders ◽  
The Difference ◽  
Internal Stakeholders ◽  
Transparency And Accountability

        This study aimed to analyze the differences in perception between internal stakeholders with external stakeholders to transparency and accountability in financial management of the school. The population in this study were all teachers, staff, administrators of the school committee who becomes the object of research, vocational superintendent, Board of Education Central Lombok, and Non-Governmental Peoples, which operates in the field of education. The object of this study is SMKN 1 Central Praya, SMK 1 Praya, SMK 1 Kopang, SMK 1 Pujut, SMK 1 Janapria, SMK 1 Batukliang, SMK 1 North Batukliang, SMK 1 West Praya, and SMK 2 Central Praya. This research is descriptive quantitative research with a sample of 227 people. Statistic analysis results show: 1) the difference in the average perception of internal and external stakeholders on the transparency of financial management SMK in Central Lombok regency; 2) There is no difference in the average perception of stakeholders internal and external to the SMK accountability in financial management in Central Lombok regency.          Keywords : Stakeholders Perception, Transparency, Accountability, Financial Management Schools

scholarly journals DIFERENCIAS POR GÉNERO EN EL EMPRENDIMIENTO EMPRESARIAL COSTARRICENSE. (Gender differences in the costa rican entrepreneurial environment)

2013 ◽  
Vol 7 (2) ◽  
pp. 19
Author(s):  
Lizette Brenes Bonilla ◽  
Ligia Bermúdez Mesén
Keyword(s):  
Gender Differences ◽  
National Survey ◽  
Business Owners ◽  
Costa Rican ◽  
Female Participation ◽  
Entrepreneurial Experience ◽  
Las Mujeres ◽  
Great Dependency ◽  
Micro Enterprises ◽  
Female Business Owners

<p>El Observatorio de Mipymes realizó el Segundo estudio nacional de micros, pequeñas y medianas empresas (mipymes) costarricenses durante el 2011, por medio de una encuesta aplicada a 1167 mipymes. En este trabajo se obtienen resultados desglosados por género para algunas variables principales indagadas en dicho estudio, las cuales permiten identificar características de las personas propietarias de estas empresas y las condiciones en que emprendieron sus negocios. Con el propósito de comprobar si las diferencias observadas son significativas, se aplicaron las pruebas correspondientes. Los resultados muestran que la participación femenina en el parque empresarial mipymes costarricense es muy baja y está limitada principalmente a las microempresas. Además, se verifican diferencias por género estadísticamente significativas que develan mayores dificultades para las mujeres en aspectos tales como: falta de experiencia en el sector empresarial, menor conocimiento del negocio, falta de recursos para emprender en forma individual y mayor dependencia respecto a los ingresos de la empresa.</p><p><strong>ABSTRACT</strong></p><p>The SME Observatory developed the Second National Survey of micro, small and medium sized Costa Rican companies (SMEs) during 2011 using survey answers from 1167 SMEs. This work generated gender classified data for a few of the variables examined that led to the identification of characteristics for female business owners, and the limitations in which they developed their businesses. Tests for the validation of significant differences observed were applied. Results show that female participation in the Costa Rican SME population is very low and limited to micro enterprises only. Besides, statistically different gender differences revealed greater difficulties for women in areas like the lack of entrepreneurial experience, lesser knowledge of the business, lack of resources for individual entrepreneurship and a great dependency from the company’s revenue.</p>

scholarly journals Prevalence and severity of dental caries in Costa Rican schoolchildren: results of the 1999 National Survey

2005 ◽  
Vol 55 (1) ◽  
pp. 24-30 ◽  
Author(s):  
I. Solórzano ◽  
MT Salas ◽  
P Chavarría ◽  
E Beltrán-Aguilar ◽  
H Horowitz
Keyword(s):  
Dental Caries ◽  
National Survey ◽  
Costa Rican

Trends in the US decking market: A national survey of deck and home builders

2009 ◽  
Vol 85 (1) ◽  
pp. 82-90 ◽  
Author(s):  
Indroneil Ganguly ◽  
Ivan L. Eastin
Keyword(s):  
National Survey ◽  
Wood Products ◽  
Building Industry ◽  
Timber Species ◽  
Residential Housing ◽  
Western Redcedar ◽  
The Us ◽  
Usage Patterns ◽  
End Use ◽  
Composite Wood

The deck-building industry is going through a period of rapid growth and dramatic change with respect to the types of materials available to build decks. Naturally durable timber species (i.e., redwood, western redcedar, Alaska yellow-cedar and tropical hardwoods) are facing acute competition from engineered decking products, primarily plastic lumber and composite wood products. The results of a 2004 national survey of 156 deck builders and 212 home builders indicate that wood–plastic composites are quickly gaining popularity among deck-building professionals as they increase their market share. This paper investigates deck-building professionals’ use and perceptions of the different decking materials. The study also reveals the usage patterns of the various decking materials in the primary end-use applications (substructure, deck surface and deck accessories). Finally, a comparative assessment of the different decking materials relative to a common set of material attributes is presented. Key words: decking market, deck-building practices, decking material, residential housing, deck builders, homebuilders

scholarly journals Prevalence and severity of dental caries in Costa Rican schoolchildren: results of the 1999 National Survey

2005 ◽  
Vol 55 (1) ◽  
pp. 1-2
Author(s):  
I. Solórzano ◽  
P. Chavarrfa ◽  
M.T. Salas ◽  
E. Beltrán-Aguilar ◽  
H. Horowitz
Keyword(s):  
Dental Caries ◽  
National Survey ◽  
Costa Rican

scholarly journals ¿QUIEN CREA MIPYMES EN COSTA RICA? (¿Who are the SME creators in Costa Rica?)

2013 ◽  
Vol 7 (2) ◽  
pp. 9
Author(s):  
Juan Carlos Leiva Bonilla
Keyword(s):  
Costa Rica ◽  
National Survey ◽  
Costa Rican ◽  
Using Data

<p>Este trabajo presenta las características más relevantes de los emprendedores que crearos sus propias empresas en Costa Rica, así como el entorno en el cual lo hicieron. Esto a partir de los datos emanados del segundo estudio nacional de micros, pequeñas y medianas empresas (mipymes) costarricenses efectuado por el Observatorio de Mipymes durante el año 2011.</p><p><strong>ABSTRACT</strong></p><p>This paper presents the most relevant characteristics of the entrepreneurs that created companies in Costa Rica and the country’s entrepreneurial environment. This analysis was done using data from the Second National Survey of micro, small and medium sized Costa Rican companies made by the SME Observatory during 2011.</p>

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