The Effect of Traditional Inclusive Finance and Digital Inclusive Finance on income Gap between Urban and Rural Residents

2021 ◽  
Vol 5 (1) ◽  
pp. 57-86
Author(s):  
Huang Xin
Keyword(s):  
Rural Residents ◽  
Income Gap ◽  
Urban And Rural Residents

Empirical analysis of the impact of financial development on the income gap between urban and rural residents in the context of large data using fuzzy Kmeans clustering algorithm

2020 ◽  
pp. 002072092093683
Author(s):  
Yao Li
Keyword(s):  
Empirical Analysis ◽  
Financial Development ◽  
Rural Areas ◽  
Clustering Algorithm ◽  
Financial Industry ◽  
Rural Residents ◽  
Income Gap ◽  
Urban And Rural Residents ◽  
Urban And Rural Areas ◽  
The Impact

With the rise of the tertiary industry, the financial industry has achieved unprecedented development, which is mainly reflected in the rapid growth of economic aggregate, the increasingly balanced financial structure system and the increasingly diversified financial products. However, with the rapid development of financial industry, the income of urban and rural residents is increasingly unbalanced. The increasing income gap between urban and rural areas has caused a large number of adverse phenomena in the process of economic development, seriously affecting the income distribution of the people and even causing social instability. Therefore, in today’s big data era, it is necessary to systematically study and analyze the impact of financial industry development on the national income gap between urban and rural areas. At the same time, it is of great significance to improve the problem of excessive income gap between urban and rural areas. This paper mainly analyses the relationship between the three effects of the development of financial industry and the income gap between urban and rural residents. In the empirical aspect, the paper creatively uses the fuzzy Kmeans clustering algorithm to regression analysis the panel data of a certain area from 2010 to 2018. At the same time, in the empirical data analysis, this paper creatively replaces the European norm measure of the Kmeans clustering algorithm with the AE measure, and puts forward a proposal. The index of financial development level is based on the proportion of loans from financial institutions. Through theoretical and empirical analysis, this paper draws the following conclusions: the financial scale in the financial industry will have a huge impact on the income gap between urban and rural areas. Finally, based on the above problems and current situation, this paper puts forward relevant improvement suggestions.

scholarly journals Can Digital Inclusive Finance Narrow the Chinese Urban–Rural Income Gap? The Perspective of the Regional Urban–Rural Income Structure

2021 ◽  
Vol 13 (11) ◽  
pp. 6427
Author(s):  
Naishu Yu ◽  
Yanzhe Wang
Keyword(s):  
Western China ◽  
Rural Residents ◽  
Income Gap ◽  
Rural Income ◽  
Urban And Rural Residents ◽  
Property Income ◽  
Urban Rural ◽  
Transfer Income ◽  
The Impact ◽  
Wage Income

This paper empirically studies the impact of digital inclusive finance on the income structure of urban and rural residents in eastern, central, and western China. The results show that, first, digital inclusive finance is beneficial to narrowing the urban–rural per capita disposable income gap that has a disequilibrium effect among regions. Second, narrowing the wage income, property income, and transfer income gaps is beneficial but has little effect on the net operating income gap between urban and rural residents. Third, narrowing the wage income, property income, and transfer income gaps reduces the total income gap, and the wage income gap has the strongest intermediary force. In the end, the paper puts forward corresponding countermeasures for the development of digital inclusive finance to narrow each of these income gaps in different regions of China.

The Income Gap Between Urban and Rural Residents in China: Since 1978

2017 ◽  
Vol 52 (4) ◽  
pp. 1153-1174 ◽  
Author(s):  
Xiao Ma ◽  
Feiran Wang ◽  
Jiandong Chen ◽  
Yang Zhang
Keyword(s):  
Rural Residents ◽  
Income Gap ◽  
Urban And Rural Residents

scholarly journals The influence of inclusive finance on the income gap between urban and rural residents

2020 ◽  
Vol 768 ◽  
pp. 052058
Author(s):  
Binghui Wu ◽  
Chenlu Li ◽  
Tingting Duan ◽  
Wenlong Miao
Keyword(s):  
Rural Residents ◽  
Income Gap ◽  
Urban And Rural Residents
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