scholarly journals On the possible tools for the prevention of non-performing loans. A case study of an Italian bank

2015 ◽  
Vol 12 (3) ◽  
pp. 133-145 ◽  
Author(s):  
Elena Bruno ◽  
Giuseppina Iacoviello ◽  
Arianna Lazzini

This work analyzes the contribution of an Information Systems (IS) to the implementation of credit monitoring as a new integrated process to prevent non-performing loans in a small bank. The study focuses on the process of active monitoring of the entire credit portfolio, aimed at guiding the best migration between risk classes. This is understood as a set of integrated activities, in which the quality of information becomes a major determinant of the outcome. Such tools support risk management in the decision-making process and aiding performance evaluation. The purpose of this work is to highlight the possibility of an IS to support this new integrated process of credit monitoring, providing increasingly reliable data, availability on demand and real-time information

2015 ◽  
Vol 5 (1) ◽  
pp. 7-19
Author(s):  
Elena Bruno ◽  
Giuseppina Iacoviello ◽  
Arianna Lazzini

This work analyses the contribution of an Information Systems (IS) to the implementation of credit monitoring as a new integrated process to prevent non-performing loans in a small bank. The study focuses on the process of active monitoring of the entire credit portfolio, aimed at guiding the best migration between risk classes. This is understood as a set of integrated activities, in which the quality of information becomes a major determinant of the outcome. Such tools support risk management in the decision-making process and aiding performance evaluation. The purpose of this work is to highlight the possibility of an IS to support this new integrated process of credit monitoring, providing increasingly reliable data, availability on demand and real-time information.


2021 ◽  
Vol 13 (5) ◽  
pp. 2840
Author(s):  
Jillian M. Rickly ◽  
Nigel Halpern ◽  
Marcus Hansen ◽  
John Welsman

There is considerable research on people with vision impairment (PwVI) in the transport, travel and tourism sectors, which highlights the significance of real-time information and consistency in services to accessibility. Based on interviews with guide dog owners in the United Kingdom, this paper contributes an additional dimension to our understanding of transport accessibility for PwVI by focusing specifically on guide dog owners’ experiences in the travel and tourism sector. A guide dog is more than a mobility tool, but a human–dog partnership that improves the quality of life for PwVI; however, it also introduces constraints related to the dog’s welfare and safety. Further, lack of understanding of guide dog owners’ rights to reasonable accommodation leads to discrimination through service refusals and challenges to service access. This paper concludes that the limited and inconsistent public knowledge of disability diversity has serious ramifications for transport accessibility and suggests specific industry and legislative interventions in response.


Author(s):  
Archana Kero ◽  
Abhirup Khanna ◽  
Devendra Kumar ◽  
Amit Agarwal

The widespread acceptability of mobile devices in present times have caused their applications to be increasingly rich in terms of the functionalities they provide to the end users. Such applications might be very prevalent among users but the execution results in dissipating many of the device end resources. Mobile cloud computing (MCC) has a solution to this problem by offloading certain parts of the application to cloud. At the first place, one might find computation offloading quite promising in terms of saving device end resources but eventually may result in being the other way around if performed in a static manner. Frequent changes in device end resources and computing environment variables may lead to a reduction in the efficiency of offloading techniques and even cause a drop in the quality of service for applications involving the use of real-time information. In order to overcome this problem, the authors propose an adaptive computation offloading framework for data stream applications wherein applications are partitioned dynamically followed by being offloaded depending upon the device end parameters, network conditions, and cloud resources. The article also talks about the proposed algorithm that depicts the workflow of the offloading model. The proposed model is simulated using the CloudSim simulator. In the end, the authors illustrate the working of the proposed system along with the simulated results.


2020 ◽  
Vol 11 (4) ◽  
pp. 316
Author(s):  
Puji Rahayu Setyaningsih ◽  
Nengzih Nengzih

This research wants to find out how far internal control, organization culture and the quality of accounting information system will help the small-medium enterprises (SMEs) to prevent fraud. by applying the case study approach in achieving its aims and objectives. This study is done by a used case study from SMEs in the agriculture industry in Lampung province, Indonesia. The data were collected through observations and semi-structured interviews with employed and managerial staff. This research applied a mixed method in collecting and analyzing data, which were document analyses and interviews. Applying more than a single method in collecting data enables the researcher to compare and to verify the information accuracy (Brewer and Hunter 2006). This method can increase the credibility and validity of the findings because the final bias will depend on one method which later can be avoided (Yin 2012). This type of research is quantitative descriptive research. The purpose of this descriptive research is to provide a descriptive, systematic, factual and accurate description of the facts, properties, and relationships between the phenomena investigated. All data that will be used in this study is sourced from the results of respondents' answers to the questionnaire given to employees at PT. XYZ as many as 70 respondents with the unit of analysis are part of Business Control, Human Capital, Finance, Marketing, and Operations. The sampling technique that uses saturated sampling, which is a sampling technique where all members of the population will be used as samples. The results of the study show that some weaknesses of the internal controls have been identified as one of the factors of fraud. The results show that Internal Control Organizational Culture and Quality of Information Accounting have a positive significant effect to prevent fraud.


2008 ◽  
Vol 32 (4) ◽  
pp. 750 ◽  
Author(s):  
Christopher A Bain ◽  
Snehal M Mehta ◽  
Kanchana Ratnayake ◽  
Terry L Symonds ◽  
Marcus P Kennedy

Access to care for patients remains a concern for all parties in the provision of hospital services. It is the subject of patient complaints, large investments of funds and vigorous debate in the community, hospitals and the political arena. This is a common problem in developed nations. There has been little achievement in information technology solutions to this significant problem in Australia. This paper presents a case study of the development and implementation of an organisational access display system intended to provide realtime, or near to real-time information and feedback on access for staff on the floor. This is believed to be one of the first times such a development has been reported in the Australian literature, albeit limited to the context of a single organisation.


2005 ◽  
Vol 21 (2) ◽  
pp. 105-114 ◽  
Author(s):  
Jaring Boersma ◽  
Gabriel Loke ◽  
Valia T. Petkova ◽  
Peter C. Sander ◽  
Aarnout C. Brombacher

Author(s):  
Yulia Aleksandrovna Evgrafova

Volume and quality of information circulating in modern society is constantly increasing. To process, record and transfer which it is needed to employ more capacious means that ask for less effort while decoding and perception. This leads to the situation when a semiotically expanded heterogeneous text becomes dominant in the modern information society. This article deals with the means of information coding in heterogeneous texts which mean of transmission is the screen. The classification of information codes based on synthesis of information and semiotic theories is suggested. The case study of a film text demonstrates the codes employed to generate audio-visual message, device of semiotic “stacking doll” is described, the employment of which leads to the appearance of semiotic situation od sumulacrativity, which aim is to make the spectator believe in what is happening on the screen. This article is aimed at specialist audience: students, post-graduates, professors, linguists and others who are interested in general and linguistic semiotics.


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