Financial Literacy and Its Effect on Economic Empowerment Among Self Help Group Women Members

2016 ◽  
Vol 1 (1) ◽  
pp. 01-10
Author(s):  
Suganya Selvaraj ◽  
Sophia Johnson ◽  
Sakthivelrani Sakthivelrani

Objective - This study aims to explore financial literacy and its effects on economic empowerment among the self-help group (SHG) women members who are from the Virudhunagar District of Tamil Nadu, India. Methodology/Technique - Data were randomly collected from 400 SHG women members who were from 11 Blocks of the Virudhunagar District. The techniques used were the Financial Literacy Scale and Economic Empowerment Questionnaire which were developed and standardized for the study. Descriptive analysis, quartile and f-test were used to analyse data. Findings - The study reveals that financial literacy, like saving skills, financial knowledge, borrowing skills and investment skills, play a very significant and vital role in the economic empowerment of the self-help group women members in the Virudhunagar District. Novelty - Financial literacy like saving skills, financial knowledge, borrowing skill and investment skills play a very significant role in empowering women in the Virudhunagar District. Type of Paper - Empirical Keywords: Financial Literacy; Economic Empowerment; Self Help Group; Financial Knowledge; Women Empowerment. JEL Classification: I22, I25.

2021 ◽  
Vol 5 (1) ◽  
pp. 56-72
Author(s):  
Richa Sharma ◽  
Saurabh Mishra ◽  
Shashikant Rai

The paper describes the mitigating effect of self-help groups in India during and post covid-19 situation. The study examines the potential opportunities and challenges concerning the contextual differences across and within the countries. Self-help group has been important in empowering its members by providing opportunities for livelihood support and income generator during the covid-19 situation. The self-help group played a very important role during the covid-19 situation as half of the SHG was involved in community awareness and infection prevention activities in their community. The study identifies a potential mechanism through which women's groups may be affected by covid-19 situations. JEL Classification Codes: G21, I3.


2020 ◽  
Vol 10 (2) ◽  
Author(s):  
Errix Kristian Julianto ◽  
Yusuf Efendi

ABSTRAKSelf Help Group merupakan kelompok-kelompok termasuk orang dengan ikatan bersama yang secara sukarela datang bersama-sama untuk berbagi, menjangkau dan belajar satu sama lain dalam lingkungan yang terpercaya, mendukung dan terbuka (Knight, 2014). Tujuan penelitian ini adalah Menganalisis pengaruh Pengaruh Self Help Group  Terhadap Tingkat Harga Diri Keluarga Dengan Penderita Skizofrenia Di Poli Jiwa Puskesmas KalitiduDesain penelitian ii menggunakan Pre eksperiment dengan pendekatan one group pre-posttest design. Populasi pada penelitian ini adalah Seluruh keluarga penderita Skizofrenia di PKU Jiwa Kalitidu yang berjumlah 32 dengan teknik total sampling diperoleh 32 responden. Instrumen yang digunakan adalah kuesioner Harga diri. Kemudian penelitian ini dianalisa menggunakan wilcoxon sign rank.Dari hasil penelitian menunjukkan bahwa lebih dari sebagian responden mempunyai tingkat harga diri rendah yaitu terdapat 18 (56,2%) responden sebelum di beri self help group sedangkan setelah diberikan Self Help group menunjukkan bahwa sebagian besar responden mempunyai harga diri tinggi yaitu terdapat 25 (78,1%)  responden. Berdasarkan uji statistik dengan menggunakan SPSS uji Wilcoxon  Signed Ranks antara nilai pre test dan post test menunjukkan bahwa kondisi responden sebelum dan setelah dilakukan intervensi dengan self help group pada harga diri dengan  nilai uji wilcoxon  sebesar 0, 001 dengan nilai kesalahan sebesar   0,05.Berdasarkan hasil penelitian dapat disimpulkan ada pengaruh dari Self Help Group terhadap harga diri  keluarga dengan penderita depresi di poli jiwa puskesmas kalitidu Bojonegoro. Diharapkan para keluarga dengan penderita depresi di poli jiwa puskesmas kalitidu bojonegoro tetap aktif dalam mengikuti kegiatan Self Help Group di poli jiwa puskesmas kalitidu bojonegoro sehingga keluarga mampu meningkatkan harga diri. Kata Kunci       : Self Help Group, Harga diri, Skizofrenia  ABSTRACTSelf Help Groups are groups including people with common ties who voluntarily come together to share, reach out and learn from each other in a trusted, supportive and open environment (Knight, 2014). The purpose of this study was to Analyze the effect of Self Help Group Influence on the Self-Esteem Level of Family with Schizophrenia Patients in Psychiatric Poly at Puskesmas Kalitidu. This research design uses Pre experiment with one group pre-posttest design approach. The population in this study were all families of Schizophrenics in PKU Kalitidu Mental, amounting to 32 with a total sampling technique obtained by 32 respondents. The instrument used was the self-esteem questionnaire. Then this study was analyzed using Wilcoxon sign rank.From the results of the study showed that more than a few respondents had low levels of self-esteem, there were 18 (56.2%) respondents before being given a self-help group while after being given a Self-Help group showed that most respondents had high self-esteem ie there were 25 (78 , 1%) of respondents. Based on statistical tests using the SPSS Wilcoxon Signed Ranks test between the pre test and post test values indicate that the condition of respondents before and after intervention with self help groups on self-esteem with Wilcoxon test values of 0, 001 with an error value of 0.05. Based on the results of the study it can be concluded that there is an effect of the Self Help Group on the self-esteem of families with depressed patients at the mental health clinic of Bojonegoro kalitidu. It is expected that families with depression sufferers at the Kalitidu Bojonegoro mental health clinic remain active in participating in the Self Help Group activities in the mental health clinic at Kalitidu Bojonegoro so that families are able to increase self-esteem.Keywords         : Self Help Group, Self-Esteem, Schizophreni


Author(s):  
Shruti Agrawal

The chapter is based on the Self Help Group-Bank linkage Programme in India. The objective of the chapter is to assess the SHGs access to credit under SHG-Bank Linkage Programme, to know the progress of SHG-Bank Linkage Programme in India and to evaluate the impact of SHG-Bank Linkage Programme in India. Finally the chapter ends with suggestions to improve self help group-bank linkage programme and concludes that SHG-Bank Linkage Programme has provided a more favorable environment for enhancing India's potential for greater equitable growth with empowerment while considering the positive signs in their performance.


1997 ◽  
Vol 11 (3) ◽  
pp. 198-207 ◽  
Author(s):  
Jeffrey S. Nevid ◽  
Rafael A. Javier

Purpose. The purpose of this study was to compare a culturally specific, multicomponent behavioral smoking cessation program for Hispanic smokers with a low-intensity, enhanced self-help control condition. Design. Participants who completed pretreatment assessment were randomly assigned to treatment conditions. Smoking status was evaluated at posttreatment, 6-month follow-up, and 12-month follow-up intervals. Setting. The study was based in predominantly Hispanic neighborhoods in Queens, New York. Participants. Ninety-three Hispanic smokers participated: 48 men and 45 women. Intervention. The multicomponent treatment involved a clinic-based group program that incorporated a culturally specific component consisting of videotaped presentations of culturally laden smoking-related vignettes. The self-help control program was enhanced by the use of an introductory group session and follow-up supportive telephone calls. Measures. Smoking outcomes were based on cotinine-validated abstinence and self-reported smoking rates. Predictors of abstinence were examined, including sociodemographic variables, smoking history, nicotine dependence, acculturation, partner interactions, reasons for quitting, self-efficacy, and linguistic competence. Results. Significant group differences in cotinine-validated abstinence rates in favor of the multicomponent group were obtained, but only at posttreatment. With missing data included and coded for nonabstinence, validated abstinence rates at posttreatment were 21% for the multicomponent group and 6% for the self-help group. At the 6-month follow-up, the rates were 13% for the multicomponent group and 9% for the self-help group. By the 12-month follow-up, the rates declined to 8% and 7% for the multicomponent and self-help groups, respectively. A dose-response relationship between attendance at group sessions and abstinence status was shown at posttreatment and 6-month follow-up intervals. Conclusions. The results of the present study failed to show any long-term benefit from use of a clinic-based, culturally specific multicomponent smoking cessation intervention for Hispanic smokers relative to a minimal-contact, enhanced self-help control.


1968 ◽  
Vol 125 (2) ◽  
pp. 249-252 ◽  
Author(s):  
SAMUEL WAGONFELD ◽  
HOWARD M. WOLOWITZ
Keyword(s):  
The Self ◽  
Group A ◽  

2017 ◽  
Vol 22 (1) ◽  
pp. 163-179
Author(s):  
Maha N. Younes ◽  
Jody L. Vanlaningham

This descriptive study examines the attitudes and experiences of students at a midwestern public university who attended self-help group meetings to fulfill an undergraduate social work course requirement and to promote professional preparation for social work and other helping professions. Questionnaires were administered in two social work courses, and self-assessment papers submitted by social work students were used to gain insight into their perspectives related to self-help groups and to understand their personal experiences before, during, and after completing the assignment. The outcome revealed the impact that attending self-help group meetings had on students, the personal and professional knowledge they gained, and the vital role human service professionals, especially social workers, play in supporting self-help groups. The experience triggered a powerful and personal journey where students confronted their fears and biases, gained a more compassionate view of addictions and mental health, and walked away with an improved sense of self-efficacy.


2016 ◽  
Vol 32 (1) ◽  
Author(s):  
M. K. BARIYA ◽  
P. R. Kanani ◽  
S. J. Parmar

The present study was an attempt to identify the impediments faced by SHGs under Integrated Watershed Management Programme (IWMP). A total of 90 women self help group members as respondents were selected from Amreli district of Gujarat. The study findings revealed that the self help group women mainly encountered with the lack of knowledge in record maintenance. Their dependency on family male member was another impediment in solving money problems. Handling of bank account in which SHG Women were unaware of the rules has continuation of project and its expansion in other villages by establishing new SHG and addition of new activities have been largely suggested by most SHG-women. Although they were found not competent in performing bank formalities, yet their co-ordination among members and interpersonal trust were intact. Internal loaning and loaning through bank, clashes in their loan taking time, lack of time for meeting, dependency on members of family, and lack of marketing information needed major reforms as suggested by SHG members.


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