Influences on Housing Cost Burden of the U.S. Households by Current and Previous Housing Tenure Types

2012 ◽  
Vol 13 (1) ◽  
pp. 129-145 ◽  
Author(s):  
Hyun-Jeong Lee
2020 ◽  
Vol 60 (8) ◽  
pp. 1485-1494
Author(s):  
Meghan Jenkins Morales ◽  
Stephanie A Robert

Abstract Background and Objectives In the United States, a growing number of older adults struggle to find affordable housing that can adapt to their changing needs. Research suggests that access to affordable housing is a significant barrier to reducing unnecessary nursing home admissions. This is the first empirical study we know of to examine whether housing cost burden (HCB) is associated with moves to nursing homes among older adults. Research Design and Methods Data include low- and moderate-income community-dwelling older adults (N = 3,403) from the nationally representative 2015 National Health and Aging Trends Study. HCB (≥30% of income spent on mortgage/rent) and housing tenure (owner/renter) are combined to create a 4-category housing typology. Multinomial logistic regression models test (a) if renters with HCB are most likely (compared with other housing types) to move to a nursing home over 3 years (2015–2018) and (b) if housing type interacts with health and functioning to predict moves to a nursing home. Results Across all models, renters with HCB had the greatest likelihood of moving to a nursing home. Moreover, self-rated health, physical capacity, and mental health were weaker predictors of nursing home moves for renters with HCB. Discussion and Implications Results suggest that older renters with HCB are most likely to experience unnecessary nursing home placement. The growing population of older renters experiencing HCB may not only signal a housing crisis, but may also challenge national efforts to shift long-term care away from nursing homes and toward community-based alternatives.


Author(s):  
Wilfried Altzinger ◽  
Emanuel List

This article presents an empirical analysis of the housing costs of Austrian households and the resulting financial burden for homeowners and renters. On average homeowners have significantly higher incomes than households that rent their main residence. In addition, the housing costs for homeowners are also lower in absolute terms, even if a current loan is still being paid off. Thus, the relative housing cost burden as a share of disposable income is much lower for homeowners than for renters. Consequently, the inclusion of housing costs leads to an increased inequality of disposable income (after deducting housing costs). The data also show that subsidized tenants have a comparatively lower housing cost burden than non-subsidized tenants. This finding is also confirmed by econometric exercises, which further show that housing costs represent an above-average burden for young households, singles and especially single parents. Housing policy measures designed to reduce the burden of the households most affected by high housing costs should therefore primarily focus on supporting renters.


2019 ◽  
Vol 3 (Supplement_1) ◽  
pp. S938-S938
Author(s):  
Ji Hyang Cheon ◽  
John Cagle ◽  
Amanda Lehning

Abstract Self-rated health is a multidimensional construct that includes not only physical health but also emotional and social well-being. Previous research has demonstrated that multiple factors contribute to individual self-rated health, including income. Because income is a somewhat limited indicator of older adults' financial circumstances, alternative measures such as housing cost burden may enhance our understanding of contributors to self-rated health. Further, because homeowners and renters may have a different attachment to their home and neighborhood, homeownership may moderate the association between housing cost burden and self-rated health. This study examined these relationships using data from 3,212 older adults in round 7 (2017) of the National Health & Aging Trends Study. Findings from multiple linear regression models indicate that the housing cost burden is associated with lower self-rated health, and this association is stronger for renters compared to homeowners. The findings indicate the potential for reduced housing cost burden to have a positive effect on health. The poster will conclude with practice and policy implications, including the potential benefits of expanding rental assistance programs to older adults who may not meet current income requirements but are experiencing high housing cost burden, as well as research implications, including the need for longitudinal approaches.


2019 ◽  
Vol 73 (3) ◽  
pp. 256-262 ◽  
Author(s):  
Amy Clair ◽  
Amanda Hughes

BackgroundThe link between housing and health is well established and long-standing, however much of the evidence relies on self-reported health measures. While these are useful, the availability of biomarker data allows us to add to this evidence using objective indicators of health.MethodsIn this paper, we use C-reactive protein (CRP), a biomarker associated with infection and stress, alongside information relating to housing details, demographic characteristics and health behaviours taken from the UK Household Longitudinal Study. Hierarchical linear regression models estimate CRP for individual housing characteristics, and all available housing characteristics, controlling for confounders.ResultsResults indicate that housing tenure, type, cost burden and desire to stay in current home are associated with CRP. Private renters have significantly higher (worse) CRP than owners with a mortgage. In terms of housing type, respondents living in detached homes had lower CRP than those in semidetached or terraced houses, or those living in flats. Housing cost burden is associated with lower CRP, although further analysis indicates that this is the case only for low-income renters. Desire to stay in current home is significantly associated with higher CRP.ConclusionsA number of housing characteristics were associated with CRP. These results further support an important role for housing in health.


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