Financial regulation in the age of the platform economy

Platform businesses allow for collaboration with nontraditional partners and bring together different categories of customers, in the financial context savers and investors or lenders and borrowers, creating large, scalable networks of users. Their entry into finance promises potential benefits to consumers in the form of new products, lower prices, wider choice, and enhanced consumer experience. At the same time, their new business models and technologies potentially threaten the dominant position of traditional financial services providers and create challenges for regulators. Platform businesses can use their preferential access to customer data to skim off high-quality loans, leaving only low-quality customers for other lenders. Their ability to offer complementary nonfinancial services that cannot be supplied by FinTech start-ups and banks can make it difficult or unattractive for customers to switch to alternative providers. This danger is especially acute when BigTech firms have monopoly power in other markets that complement financial services.

Security Challenges in Network Slicing in 5G

The evolving area of the upcoming technology in the era of “Mobile Security” is a 5G network. The aim of this technology is to provide security to the mobile nodes for the load balancing, for the voice security, capacity, quality of services, secure end-to-end communication, connectivity of the devices in a highly mobile network with reliable and scalable networks. The enhancement towards technology leads to connect home appliances with IoT devices, industries, business. Therefore, security-related issues will also increase. In wireless communication, devices want to connect all the time, which primes the vulnerabilities, increases network traffic at the device side on the channel, and creates the backdoor for the hacking and cracking mechanisms for the wireless devices.

PERFORMANCE ANALYSIS OF MPLS AND TRADITIONAL IP IN NODE SCALABLE NETWORKS

Multiprotocol label switching is the latest and developing technology in the world of the internet. It speeds up the network by using the technique of label instead of an IP address. It provides reliable transmission of data with high speed and low delay. For efficient use of network utilization MPLS has a key feature of QoS. Due to the effective utilization of network resources, minimum delay and predictable performance MPLS technology make it more appropriate for implementing multimedia type applications. In this research, the performance of MPLS technology is compared with the traditional IP network for multimedia traffic in node scalable networks. For simulating and comparing the performance of both technologies OPNET modular 14.5 is used. This comparison is done on the basis of network performance parameters such as packet loss/ traffic drop, end-to-end delay, and throughput. Finally, the results have been evaluated which show that MPLS technology provides better performance as compared to IP in node scalable environment.