Investigation on College Students' Financial Management Behavior and Research on Guiding Strategies

The rapid development of information technology and economy has accelerated the integration of Internet and Finance, and contributed to changes in consumers’ attitudes and behaviors toward money. In the era of Internet consumer finance, more and more college students join the Internet financial management team. As a special consumer group, they occupy an important position, and their financial management behavior is concerned by the society. In this paper, college students in Sichuan Province are investigated by random sampling, and 514 valid questionnaires are collected and analyzed to study the characteristics of college students' financial behavior and the main factors affecting their investment tendency, so as to improve the quality of college students' consumption finance and optimize their financial ecology, and finally realize the sustainable development of campus finance.

Digital curation: the development of a discipline within information science

Purpose Digital curation addresses the technical, administrative and financial ecology required to ensure that digital information remains accessible and usable over the long term. The purpose of this paper is to trace digital curation’s disciplinary emergence and examine its position within the information sciences domain in terms of theoretical principles, using a case study of developments in the UK and the USA. Design/methodology/approach Theoretical principles regarding disciplinary development and the identity of information science as a discipline are applied to a case study of the development of digital curation in the UK and the USA to identify the maturity of digital curation and its position in the information science gamut. Findings Digital curation is identified as a mature discipline which is a sub-meta-discipline of information science. As such digital curation has reach across all disciplines and sub-disciplines of information science and has the potential to become the overarching paradigm. Practical implications These findings could influence digital curation’s development from applied discipline to profession within both its educational and professional domains. Originality/value The disciplinary development of digital curation within dominant theoretical models has not hitherto been articulated.

Innovations, Fragility and Complexity: Understanding the Power of Finance

This article examines financial innovation as a source of structural power of finance originally identified by Susan Strange. I build a synthesis based on complex network theory and the field of evolutionary finance which yields a conception of finance as a complex ecological habitat. On the one hand, the interaction between various entities inhabiting the financial system endows this complex habitat with a tangible degree of autonomy vis-à-vis politics, society and economy. On the other hand, the evolutionary process guiding this financial ecology is built on complexity and innovation and hence is fragile. The structural power of finance today, therefore, is necessarily twofold: it manifests the effects of the endeavours (intentional and otherwise) of financial agents; crucially, it also rests on the seemingly boundless ability of the financial system to adapt, change and evolve.

Management of Individual Consumption Credit Risk Based on Financial Ecology

Developing the individual consumption credit business is beneficial to the expanding domestic consumption demand, and the growing of economic. At present, there exist many limitations in the development of consumer credit business in China's commercial Banks, and risk is gradually revealed. Based on the concept of financial ecology, this paper analyzed the necessity of construction of financial ecology system to individual consumption credit risk management. Considering that financial ecology and individual consumption credit risk management has the function of mutual promotion.