Approval of Credit Lines for Legal Entities at Banco Do Brasil: An Application of the Multicritery Method of Decision Support

The problem of the decision-making process in the granting of bank credit lines at Banco do Brasil is considered and a proposal for the application of the multicriteria method for its decision is listed. With this, the general objective of the research is the description of algorithm and multicriteria mapping in the offer and selection of credit lines for legal entities at Banco do Brasil. To consolidate these objectives, a methodology based on a literature review of bibliographic references is adopted, in the search for information in the bank's own portfolios in a universe suitable for clients in the modality of legal entity in the universe of Banco do Brasil. The singular production of the research is a proposal for a strategy for selecting credit lines as well as offering recommendations for dealing with the topic and the like.

Smart Services for Energy Communities: Insights on Options and Priorities from a Multicriteria Mapping Study in Germany

Energy Communities are finding their way into the local energy systems as new regulations surge. However, they often lack resources due to their limited size, and depend heavily on subsidies for providing competitive offerings. In parallel, new technologies support the development of smart services for the energy market and provide chances for increasing the competitiveness of energy communities. This paper utilizes the multi-criteria mapping (MCM) method to discuss with stakeholders from energy communities in Germany the relevance and priorities for realizing specific smart services. A general ranking, as well as four perspective-based rankings, are analyzed by discussing contrasts and uncertainties. The results provide relevant insights on potentials from each service and a basis for the design of new information systems and architectures for energy communities.