scholarly journals Approval of Credit Lines for Legal Entities at Banco Do Brasil: An Application of the Multicritery Method of Decision Support

Author(s):  
Bruno Oliveira Pinto Cardoso ◽  
Hugo Saba Pereira Cardoso ◽  
José Vicente Cardoso Santos ◽  
Renelson Ribeiro Sampaio

Abstract The problem of the decision-making process in the granting of bank credit lines at Banco do Brasil is considered and a proposal for the application of the multicriteria method for its decision is listed. With this, the general objective of the research is the description of algorithm and multicriteria mapping in the offer and selection of credit lines for legal entities at Banco do Brasil. To consolidate these objectives, a methodology based on a literature review of bibliographic references is adopted, in the search for information in the bank's own portfolios in a universe suitable for clients in the modality of legal entity in the universe of Banco do Brasil. The singular production of the research is a proposal for a strategy for selecting credit lines as well as offering recommendations for dealing with the topic and the like.

2021 ◽  
Vol 13 (12) ◽  
pp. 6581
Author(s):  
Jooyoung Hwang ◽  
Anita Eves ◽  
Jason L. Stienmetz

Travellers have high standards and regard restaurants as important travel attributes. In the tourism and hospitality industry, the use of developed tools (e.g., smartphones and location-based tablets) has been popularised as a way for travellers to easily search for information and to book venues. Qualitative research using semi-structured interviews based on the face-to-face approach was adopted for this study to examine how consumers’ restaurant selection processes are performed with the utilisation of social media on smartphones. Then, thematic analysis was adopted. The findings of this research show that the adoption of social media on smartphones is positively related with consumers’ gratification. More specifically, when consumers regard that process, content and social gratification are satisfied, their intention to adopt social media is fulfilled. It is suggested by this study that consumers’ restaurant decision-making process needs to be understood, as each stage of the decision-making process is not independent; all the stages of the restaurant selection process are organically connected and influence one another.


2021 ◽  
Vol 22 (1) ◽  
pp. 14-44
Author(s):  
Marija Zlatnar Moe ◽  
Tamara Mikolič Južnič ◽  
Tanja Žigon

AbstractThe article explores the interaction among three key figures in the process of publication of a literary translation into a language of low diffusion: the translator, the editor and the language reviser (the latter specific to the Slovene situation). The aim of the research is to identify who has the strongest position of power in the decision-making process of the production of a literary translation, especially when conflict arises. Information was gathered from the three groups with questionnaires, interviews and an analysis of public statements. The questions focused on the selection of the translator and language reviser, the translation process, the revision process and conflict resolution. A cross-comparison of the results indicates that despite the automatic central position of the editors, they tend to yield their decision-making power to translators, while language revisers have a more subservient, consulting role.


2019 ◽  
Vol 8 (3) ◽  
pp. 7251-7255

In current market conditions, the key to productive economic activity is the ability to provide a high-quality forecast, even in situations of insufficient information. Strategic forecasting refers to this type of activity, errors in which the actions of any company can have a detrimental effect on the fundamental level. The justification and selection of specific management decisions can often be carried out in conditions of uncertainty due to the inability to clearly predict the values of the final results of these decisions. The decision-making system within the framework of the strategic forecasting task should help maintain the effectiveness of actions by simplifying the picture of the real world by modelling it. While allowing to reduce the influence of the subjectivity of the personality of the decision-maker on the decision-making process itself


Author(s):  
Andrzej Biłozor ◽  
Małgorzata Renigier-Biłozor

Optimization is a complex activity that aims to find the best solution for a given activity, considering all existing limitations. The best variant possible in the set of acceptable variants is sought-out. In particular, in urban areas, optimization of land use function as the beginning of a decision-making process requires performing a great number of tasks, which minimize the risk of spatial conflicts, set at the stage of studies and analyses. Polyoptimization is optimization with a vector objective function. The aim of polyoptimization is to find the best solution, concurrently applying several criteria which, due to their limitations, are conflicting as a general rule. It leads to finding compromise solutions (polyoptimum variants in the set of acceptable variants). In the paper the following ideas will be presented – the idea of spatial processes polyoptimization, the methods for determining the collection and selection of compromise solutions, the methodology for determining polioptimum states of the space use, the possibility of using polyoptimization methods that are regarded as supporting decision-making tools in the planning and management of space with the use of GIS tools. The Authors will show the benefits of using the polyoptimization. The methods of formulating and solving problems which are related to selection of optimum way use of land will be delivered.


2004 ◽  
Vol 9 (1) ◽  
pp. 41-43
Author(s):  
Cynthia Chernecky ◽  
Katherine Nugent ◽  
Jennifer L. Waller ◽  
Denise Macklin

Abstract The purposes of this study were to describe who should be involved in the vascular access device (VAD) decision-making process, according to patients and caregivers, and to describe if there were differences associated with persons involved in the selection of VADs according to race and gender. Convenience sample included 32 oncology out-patients and 10 caregivers from the southern United States. There were differences by race and sex in decision-making priorities of patients with vascular access devices indwelling; however, these were not statistically significant. Patients, physicians, and oncology nurses were viewed by both patients and caregivers as significant to the decision-making process. In contrast, caregivers were ranked as the least significant by both patients and caregivers. Females chose the physician as the primary decision-maker while males chose the patient as the primary decision-maker.


2016 ◽  
Vol 820 ◽  
pp. 200-205 ◽  
Author(s):  
Naďa Antošová ◽  
Katarína Minarovičová

The paper has the ambition to point out the validation of conceptual and a strategic reasoning in the design of solution of “green façade” with external thermal insulation composite system (ETICS). The text deals with selected information derived from long-term research on contamination of ETICS by biological materials (mostly unicellular organisms - algae). The paper concludes with a draft of decision-making process.


Kybernetes ◽  
2019 ◽  
Vol 49 (6) ◽  
pp. 1721-1740
Author(s):  
Shuaishuai Geng ◽  
Yu Feng ◽  
Yaoguo Dang ◽  
Junjie Wang ◽  
Rizwan Rasheed

Purpose This paper aims to propose an enhanced algorithm and used to decision-making that specifically focuses on the choice of a domain in the calculation of degree of greyness according to the principle of grey numbers operation. The domain means the emerging background of interval grey numbers, it is vital for the operational mechanism of such interval grey numbers. However, the criteria of selection of domain always remain same that is not only for the calculated grey numbers but also for the resultant grey numbers, which can be assumed as unrealistic up to a certain extent. Design/methodology/approach The existence of interval grey number operation based on kernel and the degree of greyness containing two calculation aspects, which are kernel and the degree of greyness. For the degree of greyness, it includes concepts of domain and calculation of the domain. The concepts of a domain are defined. The enhanced algorithm is also comprised of four deductive theorems and eight rules that are linked to the properties of the enhanced algorithm of the interval grey numbers based on the kernel and the degree of greyness. Findings Aiming to improve the algorithm of the degree of greyness for interval grey numbers, based on the variation of domain in the operation process, the degree of greyness of the operation result is defined in this paper, and the specific expressions for algebraic operations are given, which is relevant to the kernel, the degree of greyness and the domain. Then, these expressions are used to the algorithm of interval grey numbers based on the kernel and the degree of greyness, improving the accuracy of the operation results. Originality/value The enhanced algorithm in this paper can effectively reduce the loss of information in the operation process, so as to avoid the situation where the decision values are the same and scientific decisions cannot be made during the grey evaluation and decision-making process.


2014 ◽  
Vol 548-549 ◽  
pp. 1587-1595
Author(s):  
Waled Alzober ◽  
Abdul Razak Yaakub

A complex or unstructured problem is based on multi criteria not on a single criterion. A contractor selection problem is a multi-criteria problem. A correct decision-making is required for selecting the appropriate contractor for a construction project. Selection of a contractor is a key decision made by clients and the process of selection a contractor has become an important issue in construction projects. Many multi-criteria techniques have been proposed and applied to such problems solution. This paper aims to propose integrated model for MCDM. The integrated model contains two stages. First stage integrates two MCDM methods are AHP and ANN to prepare a shortlist of the best alternatives. Second stage apply statistical model COP to choose the optimum alternative from the best alternatives in a shortlist. Proposed model for tendering system provides automated a decision-making process that reduces the time and manpower requirements for processing tender


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