The Causal Factors behind Rising Non-performing Assets of India’s Commercial Banks: A Panel Study

The article investigates the determinants of commercial banks’ performance in India over the period from 2000 to 2017 with special reference to the macroeconomic factors. Considering return on assets (ROA), return on equity (ROE) and net interest margin (NIM) as the measure of performance, we have chosen a panel of public and private sector commercial banks of our country. Taking some macro variables such as GDP, inflation and lending interest rate as the prime explanatory variables along with some bank-specific and macroeconomic control variables, first difference generalized method of moments (GMM) method has been applied to observe the impact of these macroeconomic factors on the performance of commercial banks. Results indicate that external variables significantly affect commercial banks’ performance and these findings remain unaltered with the sequential inclusion of all control variables. This work has immense importance to the bankers, planners and policymakers in shaping appropriate policy decisions for the commercial banks.

Download Full-text

The relationship between risk and capital in Swiss commercial banks: a panel study

Applied Financial Economics ◽

10.1080/0960310042000233881 ◽

2004 ◽

Vol 14 (8) ◽

pp. 591-597 ◽

Cited By ~ 36

Author(s):

Robert Bichsel ◽

Jürg Blum

Keyword(s):

Commercial Banks ◽

Panel Study ◽

The Relationship

Download Full-text

Women’s Mobility into Upper-Tier Occupations

The Annals of the American Academy of Political and Social Science ◽

10.1177/0002716211422339 ◽

2011 ◽

Vol 639 (1) ◽

pp. 131-148 ◽

Cited By ~ 7

Author(s):

George Wilson

Keyword(s):

Human Capital ◽

Labor Market ◽

African Americans ◽

Racial Inequality ◽

Panel Study ◽

Income Dynamics ◽

Administrative Positions ◽

Causal Factors ◽

Racial Gaps ◽

The Continuum

Data from the 1998 to 2005 waves of the Panel Study of Income Dynamics are used to assess the particularistic mobility thesis, which maintains that among women there is a racialized continuum in the determinants of and timing to mobility into two “upper-tier” occupational categories. Findings support this theory, though racial gaps along the continuum are greater for professional/technical than for managerial/administrative positions. Specifically, the route to mobility for African Americans is relatively narrow and structured by traditional stratification causal factors, including human capital, background status, and job/labor market characteristics. In contrast, the route to mobility for whites is relatively broad and unstructured by the stratification-based causal factors, and they experience mobility the quickest. Along both dimensions, Latinas occupy an intermediate position between African Americans and whites. Implications of the findings for understanding racial inequality among managers, executives, and professionals are discussed.

Download Full-text

DETERMINANTS OF NET INTEREST MARGINS OF COMMERCIAL BANKS IN KENYA: A PANEL STUDY

10.5176/2251-1997_af96 ◽

2012 ◽

Cited By ~ 1

Author(s):

Daniel K. Tarus ◽

Yonas B. Chekol ◽

Milcah Mutwol

Keyword(s):

Commercial Banks ◽

Panel Study ◽

Interest Margins

Download Full-text

FDA Panel: Study Hepatitis B Drug in Children

Pediatric News ◽

10.1016/s0031-398x(05)70087-4 ◽

2005 ◽

Vol 39 (4) ◽

pp. 11 ◽

Cited By ~ 2

Author(s):

ELIZABETH MECHCATIE

Keyword(s):

Hepatitis B ◽

Panel Study

Download Full-text

Diagnostik von ICT Literacy: Messen Multiple-Choice-Aufgaben und simulationsbasierte Aufgaben vergleichbare Konstrukte?

Diagnostica ◽

10.1026/0012-1924/a000243 ◽

2020 ◽

Vol 66 (3) ◽

pp. 147-157

Author(s):

Martin Senkbeil ◽

Jan Marten Ihme

Keyword(s):

Information Literacy ◽

Large Scale ◽

Panel Study ◽

Multiple Choice ◽

Ict Literacy ◽

Computer And Information Literacy ◽

Literacy Test

Zusammenfassung. ICT Literacy legt eine performanzbasierte Erfassung mit simulierten und interaktiven Testaufgaben nahe. Der vorliegende Beitrag untersucht, ob mit Multiple-Choice (MC)-Aufgaben ein vergleichbares Konstrukt wie mit Simulationsaufgaben erfasst wird. Hierfür wurden die Testergebnisse zweier Instrumente aus aktuellen Large-Scale-Studien gegenübergestellt, die an N = 2 075 Jugendlichen erhoben wurden: der auf MC-Aufgaben basierende ICT Literacy-Test für Klasse 9 des Nationalen Bildungspanels (National Educational Panel Study, NEPS) und der simulationsbasierte Kompetenztest der internationalen Schulleistungsstudie ICILS 2013 (International Computer and Information Literacy Study). Die Analysen unterstützen die Gültigkeit der Konstruktinterpretation des MC-basierten Tests in NEPS. Im Sinne der konvergenten Evidenz korrelieren die MC-Aufgaben substanziell mit den computer- und simulationsbasierten Aufgaben in ICILS 2013 (.68 ≤ r ≤ .90). Weiterhin ergeben sich positive und für beide Tests vergleichbar hohe Korrelationen mit ICT-bezogenen Schülermerkmalen (z. B. Selbstwirksamkeit). Weiterführende Analysen zum Zusammenhang mit allgemeinen kognitiven Fähigkeiten zeigen zudem, dass ICT Literacy und kognitive Grundfähigkeiten distinkte Faktoren repräsentieren.

Download Full-text

The Effect of Suicide-Related Internet Use on Users’ Mental Health

Crisis ◽

10.1027/0227-5910/a000201 ◽

2013 ◽

Vol 34 (5) ◽

pp. 348-353 ◽

Cited By ~ 25

Author(s):

Hajime Sueki

Keyword(s):

Mental Health ◽

Young Adults ◽

Suicidal Ideation ◽

Internet Use ◽

Panel Study ◽

Psychological Effects ◽

The Internet ◽

Negative Effects ◽

Suicide Methods ◽

Internet Users

Background: Previous studies have shown that suicide-related Internet use can have both negative and positive psychological effects. Aims: This study examined the effect of suicide-related Internet use on users’ suicidal ideation, depression/anxiety tendency, and loneliness. Method: A two-wave panel study of 850 Internet users was conducted via the Internet. Results: Suicide-related Internet use (e.g., browsing websites about suicide methods) had negative effects on suicidal ideation and depression/anxiety tendency. No forms of suicide-related Internet use, even those that would generally be considered positive, were found to decrease users’ suicidal ideation. In addition, our results suggest that the greater the suicidal ideation and feelings of depression and loneliness of Internet users, the more they used the Internet. Conclusion: Since suicide-related Internet use can adversely influence the mental health of young adults, it is necessary to take measures to reduce their exposure to such information.

Download Full-text

An Application of the HFACS Method to Aviation Accidents in Africa

Aviation Psychology and Applied Human Factors ◽

10.1027/2192-0923/a000093 ◽

2016 ◽

Vol 6 (1) ◽

pp. 33-38 ◽

Cited By ~ 4

Author(s):

Isaac Munene

Keyword(s):

Human Factors ◽

Physical Environment ◽

Human Factor ◽

Flight Training ◽

African Countries ◽

Causal Factors ◽

Aviation Accidents ◽

Factors Analysis ◽

Adverse Weather ◽

Decision Errors

Abstract. The Human Factors Analysis and Classification System (HFACS) methodology was applied to accident reports from three African countries: Kenya, Nigeria, and South Africa. In all, 55 of 72 finalized reports for accidents occurring between 2000 and 2014 were analyzed. In most of the accidents, one or more human factors contributed to the accident. Skill-based errors (56.4%), the physical environment (36.4%), and violations (20%) were the most common causal factors in the accidents. Decision errors comprised 18.2%, while perceptual errors and crew resource management accounted for 10.9%. The results were consistent with previous industry observations: Over 70% of aviation accidents have human factor causes. Adverse weather was seen to be a common secondary casual factor. Changes in flight training and risk management methods may alleviate the high number of accidents in Africa.

Download Full-text