scholarly journals Drivers of depositor discipline in credit unions

2021 ◽  
Author(s):  
Javier Gómez‐Biscarri ◽  
Germán López‐Espinosa ◽  
Andrés Mesa‐Toro
Keyword(s):  
Credit Unions ◽  
Depositor Discipline

ANALYSIS OF THE ACTIVITY AND PROSPECTS OF THE DEVELOPMENT OF CREDIT UNIONS IN UKRAINE

2018 ◽  
Author(s):  
Z.M. Krykhovetska ◽  
L.R. Foros
Keyword(s):  
Credit Unions

Growth of Credit Unions

1963 ◽  
Vol 19 (4) ◽  
pp. 55-58
Author(s):  
Leslie B. Schwinn
Keyword(s):  
Credit Unions

STATE REGULATION OF THE FINANCIAL SERVICES MARKET IN UKRAINE

2018 ◽  
Vol 1 (11) ◽  
pp. 30-47
Author(s):  
Lyudmila Nikolayevna Akimova ◽  
Alla Vasilievna Lysachok
Keyword(s):  
Life Insurance ◽  
Financial Services ◽  
Credit Unions ◽  
State Regulation ◽  
The State ◽  
Existing Problems ◽  
Insurance Contracts ◽  
State Pension

The essence of such concepts is “financial service”, “financial ser- vices market”, and “participants of the financial services market”; determined the purpose of state regulation of the financial services market; forms of state regu- lation of the financial services market; financial services that are present in the financial services market; the structure of state regulation bodies of the financial services market in Ukraine is given; The role of state bodies in the regulation of the financial services market was studied; to characterize the regulatory le- gal regulation of the financial services market in Ukraine; the main problems of functioning of the domestic market of financial services are revealed; ways to solve existing problems. It is grounded that the state regulation of financial ser- vices markets consists in the state’s implementation of a set of measures aimed at regulating and overseeing financial services markets to protect the interests of financial services consumers and preventing crisis phenomena. It is concluded that the financial services market is an important element of the development of the economy as a whole, in particular, it concerns not only the state but also society. We must understand that when this market is settled, that is, all bodies that carry out state regulation are competent in their powers, only then will we make informed, effective decisions about the normal and effective functioning of the RFP. It is important that the data of the subjects of control do not overlap, their activities should be fixed at the legislative level. It is also worth bearing in mind that appropriate conditions must be created to create compensatory mecha- nisms in the financial services markets by developing a system for guarante- eing deposits and providing for payments under long-term life insurance contracts, non-state pension provisions, deposits with deposit accounts to credit unions, etс.

Depositor Discipline During Good and Bad Times: The Role of the Guarantor of Last Resort

2015 ◽  
Author(s):  
Krzysztof Jackowicz ◽  
Oskar Kowalewski ◽  
ukasz Kozzowski
Keyword(s):  
Depositor Discipline

Credit Unions-(Continued)

1935 ◽  
Vol 8 (4) ◽  
pp. 338
Author(s):  
Lewis Froman
Keyword(s):  
Credit Unions

Drivers of income diversification in credit unions: Do size, resource, liquidity, and environment matter?

2021 ◽  
Author(s):  
Benjamin Amoah ◽  
Godfred A. Bokpin ◽  
Kwaku Ohene‐Asare ◽  
A. Q. Q. Aboagye
Keyword(s):  
Credit Unions ◽  
Income Diversification

scholarly journals The Effect of Bundling Trade Association Monitoring and Female Board Representation on Loan Losses in Community Credit Unions

2021 ◽  
pp. 089976402110014
Author(s):  
Anne Marie Ward ◽  
John Forker ◽  
Barry Reilly
Keyword(s):  
Agency Theory ◽  
Credit Unions ◽  
Credit Union ◽  
Trade Association ◽  
Complementary Effect ◽  
Nuanced Understanding ◽  
Board Representation ◽  
Loan Losses ◽  
The Relationship ◽  
Different Levels

Loan book management is important to community credit union survival, particularly in deprived localities. Consistent with agency theory, prior studies of credit unions report an association among individual monitoring mechanisms, trade association monitoring, and female board representation, respectively, and reduced loan losses. This study provides a more nuanced understanding by investigating the moderating influence of these monitoring mechanisms on the relationship between loan losses and deprivation and by considering the effect of bundle combinations of different levels of the two monitoring mechanisms on loan losses. The results reveal that credit unions subject to trade association monitoring have the lowest loan losses. However, in the absence of trade association monitoring, female board representation has a moderating effect on loan losses as deprivation increases. Finally, trade association monitoring and female board representation have a substitutive, rather than a complementary effect on loan losses.

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