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2022 ◽  
Vol 33 (88) ◽  
pp. 29-45
Author(s):  
Ana Paula Capuano da Cruz ◽  
Anderson Betti Frare ◽  
Monique Couto Accadrolli ◽  
Vagner Horz

ABSTRACT The aim of this article was to investigate the effects of informal controls on psychological empowerment and job satisfaction. Despite previous studies having analyzed the role of certain management control systems in individual results, such as psychological empowerment and job satisfaction, the evidence on informal controls within this context is inconclusive. Credit union systems play a considerable role in economic growth, regional development, and employability. We therefore explore the perception of directors and managers of business units of one of the biggest cooperative systems regarding the informal controls used. Considering that job satisfaction has a series of implications for organizations (for example in employee loyalty and job performance), it is important to understand its determinants. The literature points to the growing concern among contemporary organizations about informal controls. Various studies focus on understanding the role of these controls and their respective effects on organizational and individual behaviors. From the individual perspective, there is a need to analyze the indirect effects of management controls on individual aspects by means of psychological variables. Thus, this study provides new evidence on informal controls in organizations by exploring the intervening role of psychological empowerment and the (beneficial) effects on job satisfaction. In addition, the study provides a methodological contribution to the national research on management control by adding an analysis based on mixed methods. A survey was applied to directors and managers of business units of one of the biggest credit union systems in Brazil. The data were analyzed using a mixed methods approach: partial least squares structural equation modeling and fuzzy-set qualitative comparative analysis. Informal controls are directly and indirectly associated (via empowerment) with job satisfaction. Moreover, the findings indicate more than one solution for high job satisfaction.


2021 ◽  
Vol 2 (2) ◽  
pp. 169-182
Author(s):  
Martinus Kamamas ◽  
Petrus Balak ◽  
Titus Kusumajati

This study aims to examine the role of Hati Amboina Credit Union in resolving the problem of poverty faced by members. This study uses a qualitative approach with the triangulation method. The subjects of this study were 100 active members of the Credit Union, 3 (three) administrators, and 2 (two) government officials from the government office of cooperatives. The research data were analyzed by classifying the data based on the variety of data and information obtained from literature, documents, surveys, interviews and field observations. The results of this study indicate that the presence of Hati Amboina Credit Union in Saumlaki is able to resolve socio-economic problems experienced by members. The model applied by Hati Amboina Credit Union to resolve the members' problems was encouraging members to take advantage of all loan and savings products as well as an empowerment approach to each business and non-business basis community. However, the achievement of Hati Amboina Credit Union was not at its maximum level due to the influence of the Covid-19 pandemic.


Skhid ◽  
2021 ◽  
pp. 28-35
Author(s):  
Oksana KAMINSKA

The civic-political activity of Sydor Golubovych during the World War I was analyzed in the article based on the complex study of archive sources, periodicals and scientific literature. His role in the political organizations in Vienna during his emigration period in 1914-1915-s and after his return to L’viv in 1915-1918-s was determined. Namely, the prerequisites of reorganization of the Main Ukrainian Council into the Common Ukrainian Council, problem of political struggle among different party groups within the political circles in Galicia and Bukovina were highlighted. The main aspects of Golubovych’s activity in the Common Ukrainian Council (CUC) were revealed, within the council his main attention was drawn to the issues of the “Military bank” creation, issues related to the Ukrainian refugees, migrant workers, internees from Galicia and Bukovina, who according to the official data were 90 thou in different parts of Austria, Germany and Czech Republic. Moreover, it is mentioned that S. Golubovych was a participant of the political actions for autonomy of Ukrainian schooling, separate Ukrainian university opening in L’viv, transformation of the STC into the Ukrainian academy of science, etc. It was found that after his return to L’viv in August 1915, S. Golubovych as a member of the L’viv’s delegation of the CUC and member of the Regional Credit Union (RCU) was predominantly responsible for the problems of region’s restoration after the military actions. Simultaneously, the main attention was drawn to the busy social activity, namely he was included into the senior council at Stavropigijskyi institute – former Moscow-oriented institution transferred to the Ukrainians by the Austrian governor general Kollard, and was a founder and editor of the newspaper “Ukrayinsʹke slovo” that was the main media source in Galicia. Furthermore, during 1917-1918-s the politician frequently visited Ternopol’s region where he endeavored to keep close contacts with his electorate.A role of S. Golubovych was described before the November events of 1918, where he as a figure of the Ukrainian National Democratic Party (UNDP) and member of the Ukrainian Parliamentary Representation (UPR) participated in meetings and demonstrations’ organization devoted to the independence proclamation of the Ukrainian National Republic (UNR), peace treaty agreement in Brest-Lytovsk, was actively involved in implementation of so called “viche week” organized to support the autonomy demands of the Eastern Galicia as a separate Ukrainian territory within the Austrian monarchy, etc.


Author(s):  
Vladislav Vladimirovich Nevlev ◽  
Larisa Vladimirovna Solovyova ◽  
Vladislava Igorevna Solovyova ◽  
Inna Mikhailovna Nevleva ◽  
Anastasia Vladislavovna Nevleva ◽  
...  

The aim of the research was to examine the influence of cooperative ideologies on the origin of credit societies in Russia. The emergence of a legal framework for consumer and, later, credit cooperation in Russia came in two ways. The first formal credit union was established in 1831 by Russian military officers banished to Siberia after the December 1825 revolt. Other cooperatives were organized in a Western model by enthusiasts from the wealthy strata. Later, the history of cooperation in consumer credit before the revolution in Russia can be divided into three stages: first, 1831-1860 (before the peasant reform); second, 1861-1904 (after the peasant reform); and third, 1905-1917 (adoption of government regulations on cooperation). To solve the objective set, the authors used the documentary method close to the historical method. It is concluded that analysis of the preconditions of the first cooperative organizations in Russia shows that there were some known forms of primitive cooperation or pre-cooperation over the centuries.


2021 ◽  
Author(s):  
Tanti Insani Qiblati

KesimpulanKehadiran bank syariah diharapkan dapat berpengaruh terhadap kehadiran sistem ekonomi Islam yang menjadi keinginan bagi setiap negara Islam. Kehadiran bank syariah juga diharapkan dapat memberikan alternatif bagimasyarakat dalam memanfaatkan jasa perbankan yang selama ini di dominasi oleh sistem bunga.Lembaga keuangan dalam dunia keuangan bertindak selaku lembaga yang menyediakan jasa keuangan bagi nasabahnya, dimana pada umumnya lembaga ini diatur oleh regulasi keuangan dari pemerintah. Bentuk umum dari lembaga keuangan ini adalah termasuk perbankan, building society (sejenis koperasi di Inggris), credit union, pialang saham, aset manajemen, modal ventura, koperasi, asuransi, dana pensiun, pegadaian dan bisnis serupa. Pada umumnya lembaga keuangan ini dibagi kedalam 2 kelompok yaitu lembaga keuangan bank dan lembaga keuangan non bank (asuransi, pegadaian, perusahaan sekuritas, lembaga pembiayaan, dll).


2021 ◽  
Vol 5 (2) ◽  
pp. 99-108
Author(s):  
Nova Arestia

The purpose of this study is to determine the influence of leadership study variables and organizational culture both simultaneously and partially on the job satisfaction of Credit Union Gerakan Konsepsi Filosofi Petani Pancur Kasih Pontianak Activists. The analytical method used is referred to as the associative method and multiple linear regression analysis. The respondents of this study are all Credit Union Gerakan Konsepsi Filosofi Petani Pancur Kasih Pontianak Activists totalling 33 people. The results of applying this study to an F test show that there is a simultaneous influence between leadership style variables and organizational culture variables on job satisfaction while the results of hypothesis testing using a T-test show that there is a partial influence between leadership style variables on job satisfaction, but there is no partial influence between organizational culture variables on job satisfaction. The conclusion from the results of this study is that the leadership style variables and organizational culture variables have a simultaneous influence on job satisfaction, and there is a partial influence of leadership style variables on job satisfaction but there is no influence of organizational culture variables on job satisfaction.


2021 ◽  
Author(s):  
Tanti Insani Qiblati

KesimpulanKehadiran bank syariah diharapkan dapat berpengaruh terhadap kehadiran sistem ekonomi Islam yang menjadi keinginan bagi setiap negara Islam. Kehadiran bank syariah juga diharapkan dapat memberikan alternatif bagimasyarakat dalam memanfaatkan jasa perbankan yang selama ini di dominasi oleh sistem bunga.Lembaga keuangan dalam dunia keuangan bertindak selaku lembaga yang menyediakan jasa keuangan bagi nasabahnya, dimana pada umumnya lembaga ini diatur oleh regulasi keuangan dari pemerintah. Bentuk umum dari lembaga keuangan ini adalah termasuk perbankan, building society (sejenis koperasi di Inggris), credit union, pialang saham, aset manajemen, modal ventura, koperasi, asuransi, dana pensiun, pegadaian dan bisnis serupa. Pada umumnya lembaga keuangan ini dibagi kedalam 2 kelompok yaitu lembaga keuangan bank dan lembaga keuangan non bank (asuransi, pegadaian, perusahaan sekuritas, lembaga pembiayaan, dll).


2021 ◽  
Author(s):  
Sabinus Beni
Keyword(s):  

Mendengar kata sejahtera pasti semua orang sangat bergairah dan ingin berada dalam lingkaran orang-orang yang sejahtera. Sejahtera tidak bisa diraih oleh orang yang selalu berada pada zona nyaman.Buku ini lahir sebagai salah satu bentuk aksi nyata penulis dalam membuka arah pikiran masyarakat yang ingin sejahtera salah satunya melalui gerakan Credit Union dan sebagai materi pengayaan bagi para mahasiswa di Perguruan Tinggi.


2021 ◽  
Vol 3 (2) ◽  
pp. 128-134
Author(s):  
Sinta Wijayanti ◽  
Yosua Damas Sadewo

The purpose of this study was to analyze Customer Profitability in the Diaspora Savings and Loans Cooperative (Credit Union). This research is a comparative quantitative research. The consumers studied were limited to debtor customers only. There are 4 consumer groups studied, where each group consists of 30 customers. Data were collected by using a documentary study technique by examining credit contracts and financial statements of each customer. The data were analyzed by means of a mean difference test with an independent sample t-test technique. The results showed that the groups of consumers who gave the highest profitability were the cheap and passive groups. Meanwhile, the consumer group that tends to harm the cooperative is the aggressive group. Thus, it is suggested to the cooperative manager to increase the number of consumers in the cheap and passive groups and reduce the number of consumers in the aggressive group.


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