IGNORING ECONOMICS IN DEALING WITH THE SAVINGS AND LOAN AND COMMERCIAL BANKING CRISIS

1991 ◽  
Vol 9 (1) ◽  
pp. 36-53
Author(s):  
R. DAN BRUMBAUGH ◽  
ROBERT E. LITAN
Author(s):  
Eiji Hotori ◽  
Mikael Wendschlag ◽  
Thibaud Giddey

AbstractThis chapter deals with the formalization of banking supervision in Switzerland, which occurred throughout the twentieth century in a three-step process. First, between 1914 and 1931, the introduction of formal banking supervision, including a detailed Banking Act enforced by an authority, was discussed but was rejected under the influence of leading bankers. Second, in the aftermath of a severe banking crisis in 1931–1934, the resistance of bankers was undermined and a federal law on commercial banking, featuring the setting up of a new supervision agency, was adopted. Third, until the late 1970s, despite the existence of a legal code and a designated authority, the formalization was still incomplete, because the agency was lacking the formal capacity and resources to guarantee an effective enforcement of financial regulation. During that period (1930s–1970s), policymakers were unable to remove the flaws of the supervisory regime because of the strong preference of the main stakeholders (commercial banks, banking supervisors) for the existing system.


1991 ◽  
Vol 65 (3) ◽  
pp. 606-661 ◽  
Author(s):  
Larry Schweikart

In this wide-ranging essay, a banking historian surveys the major debates in the historiography of U.S. commercial banking. Touching on various controversies in the field—old, new, and brewing, from financing the Revolution to the savings and loan crisis—the article serves as a guide to the parameters of debate and provides an introductory bibliography to acquaint interested readers with banking literature from colonial times to the present.


2010 ◽  
Vol 21 (-1) ◽  
pp. 29-41 ◽  
Author(s):  
Patrick Minford
Keyword(s):  

Author(s):  
Sang Nguyen Minh

This study uses the DEA (Data Envelopment Analysis) method to estimate the technical efficiency index of 34 Vietnamese commercial banks in the period 2007-2015, and then it analyzes the impact of income diversification on the operational efficiency of Vietnamese commercial banks through a censored regression model - the Tobit regression model. Research results indicate that income diversification has positive effects on the operational efficiency of Vietnamese commercial banks in the research period. Based on study results, in this research some recommendations forpolicy are given to enhance the operational efficiency of Vietnam’s commercial banking system.


1967 ◽  
Vol 23 (4) ◽  
pp. 39-42 ◽  
Author(s):  
G. Howard Conklin
Keyword(s):  

1981 ◽  
Vol 37 (3) ◽  
pp. 31-43 ◽  
Author(s):  
Heinz Jauch
Keyword(s):  

2019 ◽  
Vol 7 (2) ◽  
pp. 101-108
Author(s):  
Angga Hapsila

This research is about savings and loans for women UPK Gerbang Sari, Rengat Barat District. The research lasted for 5 (five) months. This research try to determine the effect of whether there was a significant influence between fixed assets and current assets on income on women's savings and loans UPK Gerbang Sari, Rengat Barat District. The formulation of the problem to be investigated is whether there is a simultaneous and partial effect between fixed assets and current assets on women's savings and loan income UPK Gerbang Sari, Rengat Barat District. This research used quantitative methods, that illustrates whether there is a significant influence between fixed assets and current assets on income on savings and loans for women UPK Gerbang Sari, Rengat Barat District. To analyzed the data, this research used multiple regression, correlation coefficients, and Hypothesis testing which will be assisted using SPSS version 21. From the results of the study with the regression equation Y = 1,379,231-1,075 X1 + 0,214X2. This means: a = if the fixed assets and current assets are equal to Zero (0), then the value of income is equal to 1,379,231. The coefficient of multiple correlation R is 0.686. and furthermore tested with multiple determination Keofisie (R2 is 0.471. This indicates that (X1) fixed assets and (X2) current assets have together an influence of 47.10% and the remaining 52.90% is influenced by variables other than ( X1) and (X2). Hypothesis testing in which F arithmetic (0.891) <Ftable (3.00), then there is no significant effect simultaneously between fixed assets and current assets to income on savings and loans for women in UPK Gerbang Sari, Rengat Barat District.


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