Racial Discrimination in Housing: How Landlords Use Algorithms and Home Visits to Screen Tenants

2021 ◽  
pp. 000312242110296
Author(s):  
Eva Rosen ◽  
Philip M. E. Garboden ◽  
Jennifer E. Cossyleon

An extensive literature documents racial discrimination in housing, focusing on its prevalence and effect on non-White populations. This article studies how such discrimination operates, and the intermediaries who engage in it: landlords. A fundamental assumption of racial discrimination research is that gatekeepers such as landlords are confronted with a racially heterogeneous applicant pool. The reality of urban housing markets, however, is that historical patterns of residential segregation intersect with other structural barriers to drive selection into the applicant pool, such that landlords are more often selecting between same-race applicants. Using interviews and observations with 157 landlords in four cities, we ask: how do landlords construct their tenants’ race within racially segmented housing markets, and how does this factor into their screening processes? We find that landlords distinguish between tenants based on the degree to which their behavior conforms to insidious cultural narratives at the intersection of race, gender, and class. Landlords with large portfolios rely on screening algorithms, whereas mom-and-pop landlords make decisions based on informal mechanisms such as “gut feelings,” home visits, and the presentation of children. Landlords may put aside certain racial prejudices when they have the right financial incentives, but only when the tenant also defies stereotypes. In this way, landlords’ intersectional construction of race—even within a predominantly Black or Latino tenant pool—limits residential options for low-income, subsidized tenants of color, burdening their search process. These findings have implications for how we understand racial discrimination within racially homogenous social spheres. Examining landlords’ screening practices offers insight into the role housing plays in how racism continues to shape life outcomes—both explicitly through overt racial bias, and increasingly more covertly, through algorithmic automation and digital technologies.

Urban Studies ◽  
2021 ◽  
pp. 004209802110265
Author(s):  
Rachel Ong ◽  
Gavin A Wood ◽  
Melek Cigdem

In the life cycle model of consumption and saving, homeownership is an important vehicle for horizontal redistribution. Households accumulate wealth in owner-occupied housing during working lives before benefiting from imputed rent streams in retirement. But in some countries housing wealth’s welfare role has broadened as owners increasingly use flexible mortgages to smooth consumption during working lives. One consequence is higher outstanding mortgages later in life, a burden exacerbated by high real house prices that compel home buyers to demand mortgages that are a growing multiple of their incomes. We investigate whether these developments are prompting longer working lives, an idea that is especially relevant in countries offering relatively low government pensions. Australia is one such country. We use the 2001–2017 panels of the Household, Income and Labour Dynamics in Australia Survey to estimate hazard models of exits from the Australian labour force as workers approach pensionable age. We find that those with high outstanding mortgage debts are more likely to postpone retirement, as are those with relatively low amounts of private pension wealth. These results are stronger in urban housing markets, and especially among males.


1978 ◽  
Vol 10 (3) ◽  
pp. 247-266 ◽  
Author(s):  
J W Byler ◽  
S Gale

A conception of the housing market as a lagged, dynamic matching process is presented as an alternative to the conventional microeconomic formulation. Various components of changes in occupancy patterns are identified, in a general multidimensional accounting framework, as a means for the structuring of observations of household and dwelling-unit characteristics of urban populations. Parameters for several stochastic models of housing-market phenomena are derived from the account-based representation. Finally, potential planning applications of these accounting frameworks are explored together with conditions for their adoption.


2021 ◽  
pp. 136843022110058
Author(s):  
Mason D. Burns ◽  
Erica L. Granz

Racial privity judgments – or the perceived causal connection between historical racial discrimination and current suffering among Black Americans – predicts sympathy for the victims of past injustices and perceptions of contemporary racial inequality. Four studies investigated the ideological roots of privity judgments; focusing on subjective temporal perceptions associated with privity judgments (e.g., subjective perceptions that past discrimination occurred more, versus less, recently). Study 1 revealed that liberals perceived historical instances of racial discrimination as having occurred more recently than conservatives, and that temporal perceptions of recency were associated with less anti-Black bias. Studies 2–4 manipulated temporal perceptions of recency by framing past discrimination as having occurred more recently. Results revealed that increasing perceived temporal recency resulted in reduced anti-Black bias and greater sympathy for present-day victims of racial discrimination across political ideology. Discussion surrounds how framing historical information as subjectively recent has implications for prejudice reduction.


2004 ◽  
Vol 113 (1) ◽  
pp. 109-114 ◽  
Author(s):  
Samuel J Arbes ◽  
Michelle Sever ◽  
Jigna Mehta ◽  
J.Chad Gore ◽  
Coby Schal ◽  
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2021 ◽  
Vol 13 (22) ◽  
pp. 12371
Author(s):  
Fengxian Qiu ◽  
Jing Liu ◽  
Heying Jenny Zhan

This study utilized the concept of social right to understand factors affecting migrant workers’ health and healthcare in China. Using mixed methods, this study integrated findings from a survey of 817 migrant workers and a follow-up study of 30 intensive interviews to present an in-depth understanding of cumulative disadvantage of health and healthcare of rural-to-urban migrant workers. Our quantitative results indicated that migrant workers with no more than 5 years of working experience and having a good relationship with employers were 65% and 72.8% more likely to report good self-rated health as compared to their counterparts; those with work-related injury experience and low income were 41.6% and 53.6% less likely to report good self-rated health. Qualitative findings revealed the social contexts of the cumulative effect of the length of work experience and fear of medical cost on migrant workers’ declining health. Even though the participation rate for health insurance in China is reported to be over 99%, the lack of portability in health insurance and different reimbursement rates in health care access are structural barriers in health-seeking behaviors among Chinese migrant workers and in establishing sustainability in China’s healthcare system. This study adds to the literature by delineating the process of the unequal access to social rights in general, healthcare in particular as the major explanation for migrant workers’ poor health beyond the surface of China’s universal healthcare.


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