Outreach, Impact, and Sustainability of Informal Banking: A Case Study of the Ouelessebougou-Utah Alliance Microenterprise Program in Mali

2002 ◽  
Vol 18 (4) ◽  
pp. 290-314 ◽  
Author(s):  
Yodit Solomon ◽  
Bonnie Ballif-Spanvill ◽  
Carol Ward ◽  
Addie Fuhriman

This paper presents a case study of a rural credit program sponsored by the Ouelessebougou-Utah Alliance (OUA) in Mali, West Africa. Ethnographic methods are employed to determine the outreach, impact, and sustainability of the program. Findings indicate that program specifications increasingly limit participation to an established and primarily male clientele. Both male and female borrowers reported higher earnings and greater contribution to household expenses; however, access to credit for women is not associated with improved status. The prospect for administrative and financial sustainability of the program is undermined by a weak and ineffective educational component.

Food Chain ◽  
2019 ◽  
Vol 8 (1) ◽  
pp. 18-38 ◽  
Author(s):  
Marcel Houngbédji ◽  
Sègla Wilfrid Padonou ◽  
Ana Maria d’Auchamp ◽  
Noël Akissoé ◽  
Moses Dachariga Mengu ◽  
...  
Keyword(s):  

2019 ◽  
Vol 2 (3) ◽  
pp. 128-140
Author(s):  
Alhaji Bakar Kamara

The focus of this research is to investigate the influence of wharfs on school children. Therefore it will report the findings of the result on the influences of wharfs on school children with specific case on Portee Wharf in Freetown, Sierra Leone in West Africa. In this regard, the introduction describes the research area, stating the statement of the problem, the overall goal and specific objectives that will be attained in this study, justification for selecting the topic, problems to be encountered during the course of carrying out this research and major influences. Besides, an indication of the methods used to investigate the topic will also be highlighted. Moreover, the studies will analyze the actual responses of the respondents of the activities of the wharf on school-going children. It will address the questionnaire in accordance with the following: Background information of respondents, this investigated areas such as sex, age, religion, occupation and tribe; It enquires about the activities of the wharfs, reasons and consequences of children engaged in wharfs and strategies to control problems that may emanate from the wharf. The paper will show the findings, gives the summary, conclusion and recommendations of problems identified while carrying out the research.


2020 ◽  
Vol 2 ◽  
pp. 1-24 ◽  
Author(s):  
Deogratius Joseph Mhella

Prior to the advent of mobile money, the banking sector in most of the developing countries excluded certain segments of the population. The excluded populations were deemed as a risk to the banking sector. The banking sector did not work with cash stripped and the financially disenfranchised people. Financial exclusion persisted to incredibly higher levels. Those excluded did not have: bank accounts, savings in financial institutions, access to credit, loan and insurance services. The advent of mobile money moderated the very factors of financial exclusion that the banks failed to resolve. This paper explains how mobile money moderates the factors of financial exclusion that the banks and microfinance institutions have always failed to moderate. The paper seeks to answer the following research question: 'How has mobile money moderated the factors of financial exclusion that other financial institutions failed to resolve between 1960 and 2008? Tanzania has been chosen as a case study to show how mobile has succeeded in moderating financial exclusion in the period after 2008.


Author(s):  
Sumeer Gul ◽  
Sangita Gupta ◽  
Sumaira Jan ◽  
Sabha Ali

The study endeavors to highlight the contribution of women in the field of Political research globally. The study is based on the data gathered from journal, Political Analysis which comprises a list of articles published by authors for the period, 2004-2014. The proportion of the male and female authors listed in the publication was ascertained. There exists a colossal difference among male and female researchers in the field of Political Science research, which is evident from the fact that 88.30% of publications are being contributed by male authors while as just 11.70 % of publications are contributed by female authors. Furthermore, citation analysis reveals that highest number of citations is for the male contributions. In addition, the collaborative pattern indicates that largest share of the collaboration is between male-male authors. This evidently signifies that female researchers are still lagging behind in the field of Political Science research in terms of research productivity (publications)and thus, accordingly, need to excel in that particular field to overcome the gender difference. The study highlights status of women contribution in the Journal of Political Analysis from the period 2004-2014. The study provides a wider perspective of female research-contribution based on select parameters. However, the study can be further be enriched by taking into consideration various other criteria like what obstacles are faced by female researchers impeding their research, what are the effects of age and marital status on the research-productivity of female authors, etc.


Author(s):  
Ebenezer S. Nyadjro ◽  
Brian K. Arbic ◽  
Christian E. Buckingham ◽  
Paige E. Martin ◽  
Edem Mahu ◽  
...  

2020 ◽  
pp. 1-37
Author(s):  
RUBEN PEETERS

This article explores the link between the history of small-firm associations and the development of Dutch financial infrastructure geared toward small firms. In particular, it tests Verdier’s thesis about the origins of state banking using an in-depth case study of the Dutch small-firm movement. This article shows that Dutch small-firm associations did not simply became politically relevant and use their power to lobby for state banking, but rather used the topic of insufficient access to credit to rally support, mobilize members, and obtain subsidies from the government. During this associational process, they had to navigate local contexts and power structures that, in turn, also shaped the financial system. State banking was initially not demanded by small firms, but arose as the result of failed experiments with subsidized banking infrastructure and a changing position of the government on how to intervene in the economy.


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