scholarly journals Selection in Insurance Markets: Theory and Empirics in Pictures

2011 ◽  
Vol 25 (1) ◽  
pp. 115-138 ◽  
Author(s):  
Liran Einav ◽  
Amy Finkelstein
Keyword(s):  
Public Policy ◽  
Adverse Selection ◽  
Theoretical Basis ◽  
Empirical Work ◽  
Classical Case ◽  
Preventive Health Care ◽  
Insurance Markets ◽  
Risk Averse ◽  
Advantageous Selection ◽  
Policy Interventions

Government intervention in insurance markets is ubiquitous and the theoretical basis for such intervention, based on classic work from the 1970s, has been the problem of adverse selection. Over the last decade, empirical work on selection in insurance markets has gained considerable momentum. This research finds that adverse selection exists in some insurance markets but not in others. And it has uncovered examples of markets that exhibit “advantageous selection”—a phenomenon not considered by the original theory, and one that has different consequences for equilibrium insurance allocation and optimal public policy than the classical case of adverse selection. Advantageous selection arises when the individuals who are willing to pay the most for insurance are those who are the most risk averse (and so have the lowest expected cost). Indeed, it is natural to think that in many instances individuals who value insurance more may also take action to lower their expected costs: drive more carefully, invest in preventive health care, and so on. Researchers have taken steps toward estimating the welfare consequences of detected selection and of potential public policy interventions. In this essay, we present a graphical framework for analyzing both theoretical and empirical work on selection in insurance markets. This graphical approach provides both a useful and intuitive depiction of the basic theory of selection and its implications for welfare and public policy, as well as a lens through which one can understand the ideas and limitations of existing empirical work on this topic.

scholarly journals Clinical and public policy interventions to address food insecurity among children

2021 ◽  
Vol Publish Ahead of Print ◽  
Author(s):  
Annelise Brochier ◽  
Arvin Garg ◽  
Alon Peltz
Keyword(s):  
Public Policy ◽  
Food Insecurity ◽  
Policy Interventions

scholarly journals Predictors of Perceived Salt Intake and Actual Salt Intake in Romania. Implications for public policy

2019 ◽  
Vol 70 (10) ◽  
pp. 3622-3626
Author(s):  
Corina Ilinca ◽  
Marian Preda ◽  
Stefania Matei ◽  
Stephen J. Cutler ◽  
Oana Tautu ◽  
...  
Keyword(s):  
Public Policy ◽  
Salt Intake ◽  
Active Lifestyle ◽  
Independent Variables ◽  
Policy Interventions ◽  
Obesity And Diabetes ◽  
Dependent Variables ◽  
Major Discrepancy ◽  
Nationally Representative ◽  
And Gender

Salt intake is one of the important predictors of hypertension, a widespread chronic disease among adults. Much remains to be known about its causes, especially in the Romanian context, where there is a scarcity of analyses on this particular topic. Its predictors are relevant for public policy in order to evaluate what strategy should be adopted given actual levels of salt intake and the way people think about their levels of salt intake. Our analyses focus on actual and perceived salt intake. Data for this analysis come from the SEPHAR project, gathered in 2016 (wave 3), a nationally representative sample of Romanians. After noting a major discrepancy between perceived and actual levels of salt intake, we used two regressions with actual and perceived salt intake as dependent variables and three types of factors as independent variables: socio-demographic (age, gender, region, type of locality, education), lifestyle (fat diet, alcohol consumption, active lifestyle, and smoking) and related diseases (obesity and diabetes). Results show Romanians have similar levels of salt intake perceptions independently of the characteristics considered, except fat diet and diabetes, and similar levels of actual salt intake except age and gender, even though previous research shows that there are differences between individuals across these characteristics when it comes to considering hypertension as a dependent variable. We conclude by noting policy interventions regarding salt intake based on the results of this research, especially the need to update the current Romanian TV campaign to reduce salt intake or similar campaigns from other countries.

scholarly journals El trabajo en la pepena informal en México: nuevas realidades, nuevas desigualdades / Informal Scavenging in Mexico: New realities, New Inequalities

2012 ◽  
Vol 27 (1) ◽  
pp. 95 ◽  
Author(s):  
José Juan Cervantes Niño ◽  
Lylia Palacios Hernández
Keyword(s):  
Public Policy ◽  
Evaluation Methodology ◽  
National Study ◽  
Policy Interventions ◽  
Politica Publica ◽  
New Inequalities

Generalmente se afirma que las actividades de la pepena informal son algunas de las peores formas de empleo en México. Sin embargo, con base en la información de un estudio nacional y mediante una metodología de evaluación rápida, en este texto se destaca que muchas de las características típicas de dichas actividades han mutado y que en la actualidad se pueden encontrar nuevas realidades de esas ocupaciones, las cuales conllevan diferentes desigualdades, pero pueden inducir a una mejor formulación de intervenciones de política pública. AbstractInformal scavenging in Mexico is generally held to be the worst form of employment. However, on the basis of information from a national study and a quick evaluation methodology, this text shows that many of the typical characteristics of these activities have changed and that nowadays, these occupations have new realities, which lead to different realities yet which can lead to a better formulation of public policy interventions.

scholarly journals “The way things get done around here…” Exploring spatial biographies, social policy and governance in the North East of England

2017 ◽  
Vol 37 (11-12) ◽  
pp. 655-666 ◽  
Author(s):  
Jon Warren
Keyword(s):  
Social Policy ◽  
Empirical Work ◽  
Social Progress ◽  
Local Conditions ◽  
Content Type ◽  
North East ◽  
The North ◽  
Policy Interventions ◽  
Health Related

Purpose The purpose of this paper is to argue that the application of social policy in the North East of England is often characterised by tension and conflict. The agencies and professionals charged with implementation of Westminster driven policies constantly seek to deploy their knowledge of local conditions in order to make them both practical and palatable. Design/methodology/approach This paper examines the region via established literature from history, geography, sociology and social policy. The paper gives illustrations via empirical work which has evaluated initiatives to improve the health of long term health-related benefit recipients and to sustain individuals in employment in the region. Findings Central to the paper’s argument is the notion of “biographies of place”. The core of this idea is that places have biographies in the same way as individuals and possess specific identities. These biographies have been shaped by the intersections between environment, history, culture and economic and social policy. The paper identifies the region’s economic development, subsequent decline and the alliance of labour politics and industrial employers around a common consensus that sought economic prosperity and social progress via a vision of “modernisation” as a key component of this biography. Originality/value The paper argues that an appreciation of these spatial biographies can result in innovative and more effective social policy interventions with the potential to address issues that affect entire localities.

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