Determining factors affecting broadband services adoption: an empirical analysis of Malaysian consumers

Author(s):  
Jia Jia Sim ◽  
Foong Min Kong ◽  
Voon Hsien Lee ◽  
Garry Wei Han Tan ◽  
Aik Chuan Teo
Author(s):  
Ahmet Özcan

Abstract: The main objective of this study is to construct a model based on financial and non-financial variables to identify factors affecting audit opinions. To examine the usefulness of financial and non-financial variables in distinguishing between firms with an unqualified audit opinion and firms with an adverse audit opinion, the relationship that exists between independent variables and the type of audit opinion is investigated through logit model. The findings of empirical analysis shed light on the relationship between firm specific factors and the type of audit opinion. The results of logit analysis suggest that an unqualified audit opinion is issued for firms that have a higher liquidity, profitability, operational efficiency, growth rate, percentage of outside board members and low debt to total asset ratio. The results of empirical analysis demonstrate that financial and non-financial variables can be significantly useful in distinguishing between firms with an unqualified audit opinion and firms with an adverse audit opinion. Additionally, the inclusion of non-financial variables, age and the percentage of outside board members, significantly improves the performance of empirical model.   Keywords: Audit opinion, Financial and non-financial variables, Going- concern assumptionJEL: M40, M41


2008 ◽  
Vol 74 (11) ◽  
pp. 3328-3335 ◽  
Author(s):  
Benjamin Orsburn ◽  
Stephen B. Melville ◽  
David L. Popham

ABSTRACT The endospores formed by strains of type A Clostridium perfringens that produce the C. perfringens enterotoxin (CPE) are known to be more resistant to heat and cold than strains that do not produce this toxin. The high heat resistance of these spores allows them to survive the cooking process, leading to a large number of food-poisoning cases each year. The relative importance of factors contributing to the establishment of heat resistance in this species is currently unknown. The present study examines the spores formed by both CPE+ and CPE− strains for factors known to affect heat resistance in other species. We have found that the concentrations of DPA and metal ions, the size of the spore core, and the protoplast-to-sporoplast ratio are determining factors affecting heat resistance in these strains. While the overall thickness of the spore peptidoglycan was found to be consistent in all strains, the relative amounts of cortex and germ cell wall peptidoglycan also appear to play a role in the heat resistance of these strains.


2018 ◽  
Vol 21 (2) ◽  
pp. 81-98
Author(s):  
Mehmed Ganić

This paper provides an empirical analysis of factors affecting Bank Interest Margins in eight countries of the South‑East European (SEE) region between 2000 and 2014. The purpose of this paper is to examine and investigate the main drivers of Bank Interest Rate Margins across selected countries throughout the SEE region. Also, the study explored the relationship between the dependent variable Interest Rate Spread (IRS – as a proxy variable for measuring variation in Bank Interest Rate Margins) and a set of selected banks’ specific variables in SEE by employing panel data estimation methodology. This research is based on aggregate data for the whole banking sector of each country. In line with some expectations, our findings confirm the importance of credit risk, bank concentration operative efficiency, and inflation expectations in determining Bank Interest Rate Margins. Interestingly, in contrast to the majority of recent empirical research, the study found an inverse relationship between the bank concentration variable and Bank Interest Rate Margins as well as between the operational efficiency variable and Bank Interest Rate Margins. Also, the study could not find statistically significant evidence that Bank Interest Rate Margins are determined by output growth, bank profitability (measured by ROA) or liquidity risk.


2021 ◽  
Vol 2 (2) ◽  
pp. 50-59
Author(s):  
Muna H. Ali

This study examined the factors affecting the academic achievement of undergraduate students at the faculty of Arts and Science Kufrah -Benghazi University as a case study. This study seeks to identify and analyze some determining factors that influence students' academic achievement in the study area. Four factors namely: psychological, family, learning facilities, and economic; were considered. The sample was randomly selected from the study population. A questionnaire was administered to 240 (90 males,150 females) students as a sample of this study. The responses of the students were analyzed to meet the objectives of the study using (SPSS) and displayed in forms and tables. After collecting the required data on the variables of the study, they were encoded to be entered into the computer to extract the statistical results. Statistical methods within the Statistical Package for Social Sciences (SPSS) were used to process data obtained by the field study of the sample. To analyze the data mean difference test is used. Results of arithmetic means of the psychological, family, learning facilities, and economic factors were medium. Furthermore, there were no statistically significant differences in the factors affecting academic achievement among the participants due to some demographic factors such as gender and marital status. following recommendations were made; provide proper learning facilities to the students and also improve the environment of the faculty. Furthermore, the students would perform well if they are properly guided by both their parents and teachers.


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