The spending patterns and inflation experience of low-income households over the past decade

Author(s):  
Zoe Oldfield ◽  
Peter Levell
2021 ◽  
Vol 17 (3) ◽  
pp. 41
Author(s):  
Yealin Kwon

The purpose of this study is to research and analyze the second-hand platforms in China and Korea. Todays, second-hand trading has evolved and more and more consumers are using it. In the past, most of the users of the second-hand trading market were low-income households, and the current users of the used trading market are the MZ generation. In this reason, feeling the necessity of researching the second-hand trading platform, I analyze it from data of China and Korea. To achieve the purpose of this study, I collect and analyze two big platform of each country “Xianyu” from China and “Secondhand Market” from Korea. We can see how differences in economies, societies and cultures between China and Korea affect second-hand trading platforms. The study compared the trend of second-hand clothing consumption, the major channels of second-hand clothing consumption, the key categories of second-hand clothing consumption, the leading brands of second-hand clothing consumption, the motivations and obstacles of second-hand clothing consumption. I hope this study to develop the second-hand trading platforms around the world.


2020 ◽  
Vol 18 (3) ◽  
pp. 431-459
Author(s):  
Lloyd Levine

Purpose The digital divide has persisted in California and the USA as a whole at approximately the same level for the past decade. This is despite multiple programs being created and billions of dollars being spent to close it. This paper examines why the efforts to date have been ineffective and to offers policy alternatives that might be more successful. Design/methodology/approach Using data from three, variable constrained projects in California, this paper examines the effectiveness of information-based outreach efforts at closing the digital divide. The projects tested various outreach and enrollment methods to see which, if any, could increase broadband adoption in low-income households. Findings This project found that providing low-income households’ information about low-cost broadband offerings was ineffective at closing the digital divide. The findings in this paper were similar to those of two other works that examined the federal Broadband Technology Opportunities Program (BTOP) grants under the American Recovery and Reinvestment Act. Practical implications The findings of this paper along with the works cited that evaluated the BTOP program should be enough to change public policy. For the past ten years, efforts to close the digital divide have focused on providing information to low-income households. However, two independent surveys show broadband adoption has remained virtually flat during that period. Social implications The digital divide brings concomitant economic and education harms and challenges that plague those unable to access information, services, educational and employment opportunities with the same ease, speed and sufficiency as their connected peers and neighbors. Those harms exacerbate the already existing education and income divides. This paper shows that without a change in strategy, those harms will persist. Originality/value This paper breaks new ground and addresses one of the weaknesses identified in existing research. To the best of author’s knowledge, this is the first paper of its type to use programs designed to generate data that can be empirically evaluated for effectiveness. Prior studies attempted to assess program effectiveness by using data generated from fully implemented government programs. However, those programs contained a vast number of unidentified variables and insufficient data collection. They were not designed to facilitate academic evaluation, and as such made a true effectiveness evaluation challenging.


2021 ◽  
Vol 31 (5) ◽  
pp. 533-548
Author(s):  
Salvatore Morelli ◽  
Brian Nolan ◽  
Juan C Palomino ◽  
Philippe Van Kerm

Many low-income households in rich countries have very little wealth, but the role of intergenerational wealth transmission in underpinning this deficit is not known. This article seeks to fill that gap by investigating patterns of past wealth transfer receipt for low-income versus other households in seven rich countries and assessing the contribution that these transfers, or their absence, make to current wealth levels. We find that households on low incomes are relatively disadvantaged in terms of intergenerational transfers received in the past, both in terms of the likelihood of having received any and the amounts received by those who do benefit from such transfers. The role that this disadvantage plays in the linkage between current low-income and low wealth is assessed and evidence presented that it is significant. Simulation of a universal wealth transfer scheme or ‘capital endowment’ on reaching adulthood for two countries shows that such a policy could lead to a marked decline in the proportion of low-income adults with negative or no wealth. This and alternative or complementary policy responses to these wealth deficits merit the most serious attention.


2020 ◽  
Vol 4 (Supplement_1) ◽  
pp. 80-80
Author(s):  
Peiyi Lu ◽  
Jun Yao ◽  
Chunyu Yang ◽  
Mack Shelley ◽  
Li Zhang

Abstract Background: This study applied the Andersen Model of Health Care Utilization to explore the variables associated with health service use among Chinese adults living in rural low-income households. Method: A survey of 2,429 adults living in 787 low-income households in Jiangsu, China was conducted. Respondents were asked the presence of outpatient service in the past one month and the amount of hospitalization in the past one year. Mixed effect logistic and negative binomial models were used to examine the relationship of individual-level and household-level characteristics with health service use. Results: Health condition was the predominant determinant of both outpatient and inpatient service use (Odds Ratio [OR] >1, p<0.001). Individuals living in a poor household were less likely to use outpatient service (OR=0.05, 95% confidence interval CI: 0.00, 0.71), and the longer in poverty status the less likely to use outpatient service (OR=0.92, CI: 0.86, 0.99). Age was associated with lower likelihood to use outpatient service (OR=0.93, CI: 0.93, 1.00), and this relationship was stronger for larger households (OR=1.01, CI: 1.00, 1.01). For inpatient service use, most household-level measures were insignificant. Conclusion: Rural Chinese health service use was influenced primarily by needs variables. Outpatient service use was constrained by household enabling variables. Older adults were at a disadvantage for using outpatient service when the family prioritized younger members in allocating resources. These results suggest the need for policy advocacy to expand insurance reimbursement and improve benefits for poor older adults.


2019 ◽  
pp. 105477381986725 ◽  
Author(s):  
Zhi Qi Toh ◽  
Serena Siew Lin Koh ◽  
Pei Kwee Lim ◽  
Joyce Soo Ting Lim ◽  
Wilson Tam ◽  
...  

Childhood diabetes is a rising concern as the overall annual increase in diabetes among children/adolescents is estimated to be around 3% over the past decade. Diabetes management places children/adolescents and their parents at greater risks of psychological distress. This study aims to measure the levels of diabetes-related emotional distress in children/adolescents with diabetes and their caregiving parents and to identify associations between sociodemographic characteristics and clinical variables in Singapore. A cross-sectional study was conducted using validated questionnaires. Ninety-two parent–child/adolescent dyads completed self-reported questionnaires. Elevated levels of diabetes-related distress were found in both children/adolescents with diabetes and their parents. Female children/adolescents with diabetes, low-income households, and less-educated parents of children/adolescents with diabetes were more susceptible to diabetes-related distress. It is important for healthcare professionals to educate less-educated parents in the management of their children’s/adolescents’ diabetes. Greater financial assistance should be provided to low-income households that may not have access to advanced diabetes treatments.


2011 ◽  
Author(s):  
Viverita . ◽  
Ririen Setiati Rianti ◽  
Abdurrahman Sunanta ◽  
Ida Ayu Agung Faradynawati

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