scholarly journals PROSEDUR PEMBERIAN KREDIT MIKRO (KREASI) PADA PT PEGADAIAN (PERSERO) CABANG PELITA MAKASSAR

2021 ◽  
Vol 5 (1) ◽  
pp. 1-10
Author(s):  
Imran Tahalua
Keyword(s):  
Credit Program ◽  
Credit Agreement ◽  
Micro Credit

The objectivies of the research were to find out kind evaluate the procedure of providing Micro Credit program (KREASI) at PT Pegadaian (Persero) Branch Pelita Makassar. The research was analysed descriptive qualitatively, the data were collected through observations and interviewing. This research was conducted in April to May 2020. The result of the research showed that the procedure of providing Micro Credit program (KREASI) at PT Pegadaian (Persero) Branch Pelita Makassar has been conducted well, starting with the introduction and approach of potential borrowers, the application stage for micro credit, identifying data. After identifying the data by the credit department, it can be deemed done or denied. The borrower then interviewing and the credit department reviewed the debtor directly. Afterwords, the credit department of analysis then analyzing the borrower’s credit to be given. If it is approved, the loan agreement (SPK) will be issued by the credit department and then make a credit agreement. If it is not approved, the credit department will issue a denial letter and return it to a customer.

scholarly journals Correlating Women Empowerment with Micro Finance in a Small Village in Bangladesh by Using Statistical Methodology

2021 ◽  
pp. 19-27
Author(s):  
MST Fatema Akter ◽  
Abdur Rakib Nayeem ◽  
Md. Abir Hossain Didar
Keyword(s):  
Random Sampling ◽  
Absolute Number ◽  
Women Empowerment ◽  
Statistical Methodology ◽  
Property Ownership ◽  
Face To Face ◽  
Credit Program ◽  
Credit Programs ◽  
Personal Meeting ◽  
Micro Credit

Women empowerment is the most significant and examining issues in non-industrial nations extraordinarily in Bangladesh. This study investigated the viability and Correlating Women Empowerment with Micro Finance in a Small Village in Bangladesh by Using Statistical Methodology. With absolute number of 220 respondents, where, 100 was experienced micro credit program and another 120 respondent did not have any experience regarding the micro credit program. Stratified random sampling was used from Aatghar Union porishad under Shaltha Upozilla in Faridpur, Bangladesh and information has been gathered through face to face interview and personal meeting by utilizing overview strategy. By investigating five measurements; monetary decision making, household unit dynamic, physical movement freedom, property ownership and finally, responsibility for political and social awareness the women empowerment was estimated. The outcomes demonstrated the positive impacts of micro credit programs on women strengthening inside different measurements and investigation uncovers that the women empowerment is impacted by the improvement of miniature credit programs in Bangladesh through the selected five measurements.

scholarly journals Effect of Community Based Organization microcredit on livelihood improvement

1970 ◽  
Vol 8 (2) ◽  
pp. 277-282 ◽  
Author(s):  
R Akter ◽  
MA Bashar ◽  
MK Majumder ◽  
Sonia B Shahid
Keyword(s):  
Family Income ◽  
Economic Condition ◽  
Community Based ◽  
Loan Repayment ◽  
Household Decision ◽  
Positive Effects ◽  
Credit Program ◽  
Livelihood Improvement ◽  
Community Based Organization ◽  
Micro Credit

The study was conducted to examine the effects of Community Based Organization (CBO) micro-credit program of Concern Worldwide on the livelihood improvement of beneficiaries in a selected area of Mymensingh district. In the study, 50 respondents were purposively selected of which 30, 12 and 8 were engaged in small trading, saloon and rickshaw pulling respectively. Tabular and statistical analyses were applied for achieving the objectives. All of the factors to measure the socio-economic condition such as awareness, family income, assets, clothing, etc has been changed. It was also found that the women participation in the household decision making increases. Repayment performance of CBO micro-credit program was highly satisfactory. Respondent’s income and loan receipt amount were positively contributed to loan repayment, whereas respondent’s age, education, family size and forced saving negatively affected the same. Ninety four per cent of the respondents mainly repaid their loan on time with the hope of getting loan in future. Overall, the CBO micro-credit program was found to have significant positive effects on livelihood improvement. Keywords: CBO; Micro credit; Concern Worldwide; Livelihood Improvement DOI: 10.3329/jbau.v8i2.7938 J. Bangladesh Agril. Univ. 8(2): 277-282, 2010

scholarly journals Pollution minimizing at traditional craft village by micro-credit program - case study from Tan Phu Dong rice powder production village

2012 ◽  
Vol 2 (2) ◽  
pp. 65-70
Author(s):  
Vo Chau Ngan Nguyen ◽  
Thi Ngoc Luu Huynh ◽  
Hoang Viet Le ◽  
Ngoc Quynh Do ◽  
Ngoc Em Nguyen
Keyword(s):  
Environmental Pollution ◽  
Negative Impact ◽  
Animal Husbandry ◽  
Biogas Plant ◽  
Construction Technology ◽  
Powder Production ◽  
Credit Program ◽  
Biogas Plants ◽  
Rice Powder ◽  
Micro Credit

This paper introduces the results of a project initiated by Cantho University (CTU) on the introduction of micro-credits for addressing the environmental pollution in Vietnam’s craft villages. At Tan Phu Dong, a traditional rice powder production village in Sa Dec, Dong Thap, all wastes from domestic and production activities and animal husbandry were freely disposed into open water sources. This practice led to a negative impact on the local environment. With the financial support provided by the Bread for the World (BfdW), a micro-credit program was initiated in which farmers could borrow money to construct a biogas plant to treat animal husbandry and domestic wastes. In addition, the staff transferred biogas plant construction technology to the local masons and organized training courses on biogas plant operation and maintenance and biogas usage for the farmers and the local officials. 61 farmers borrowed money from the program to construct their biogas plants, followed by more than 250 farmers that constructed their biogas plants by their own finance after realizing the positive benefits of biogas plants. As result, the environmental pollution issue was solved step-by-step, thereby helping enhance the living conditions of the local community. Bài báo này trình bày biện pháp sử dụng nguồn quỹ tín dụng nhỏ để các hộ dân cải thiện tình trạng ô nhiễm môi trường ở các làng nghề Việt Nam. Tại làng nghề làm bột Tân Phú Đông -Sa Đéc -Đồng Tháp,các loại chất thải sinh hoạt, chất thải sản xuất và chăn nuôi xả thải bừa bãi đã gây ônhiễm môi trường nghiêm trọng. Với kinh phí tài trợ từ tổ chức Bánh mỳ cho thế giới (BfdW), các cán bộ trường Đại học Cần Thơ đã tổ chức cho người dân luân phiên vay vốn để xây dựng hầm ủ khí sinh học xử lý chất thải chăn nuôi và chất thảisinh hoạt. Bên cạnh đó còn tổ chức các lớp tập huấn chuyển giao công nghệ xây hầm ủ khí sinh học cho thợ xây địa phương, hướng dẫn vận hành và bảo dưỡng hầm ủ cho người dân và cán bộ địa phương. Thông qua nguồn vốn vay của dự án, có 61 hộ dân đã xây dựng hầm ủ khí sinh học và trên 250 hộ dân khác đã tự đầu tư xây dựng khi thấy được lợi ích của hầm ủ. Nhờ đó tình trạng ô nhiễm môi trường từng bước được giải quyết góp phần cải thiện điều kiện sống của người dân tại địa phương.

scholarly journals Contribution of Ad-din Micro-credit program in Fistula Prevention, Case identification and Referral

2018 ◽  
Vol 13 (2) ◽  
Author(s):  
Fazlul Haque ◽  
Sheikh Mohiuddin ◽  
Sk Nazmul Huda
Keyword(s):  
Performance Data ◽  
Community Based ◽  
Need Assessment ◽  
Rehabilitation Training ◽  
Case Identification ◽  
Credit Program ◽  
Field Workers ◽  
Rehabilitation Need ◽  
Fistula Prevention ◽  
Micro Credit

Aims: The objective of this presentation is to describe the practice of fistula case identification, referral and rehabilitation of  patients under the Ad-din microcredit program and to share performance data and program experience in this field. Methods: Using a 4 question checklists developed through the Fistula Care Plus project, Ad-din field workers identify fistula clients from community. Ad-din does a customized rehabilitation need assessment of individual fistula cases then and supports them accordingly. Results: During this period, 358 cases have been identified with probable fistula symptoms. Diagnosis was confirmed among 169 cases through community fistula diagnosis events. Ad-din facilitated treatment of 153 cases. The program has provided rehabilitation training to 46 cases and livelihood support to 59 cases. Conclusion: Microcredit networks can be used for community-based fistula case identification, treatment facilitation, case referral and case rehabilitation. If the networks of microcredit systems in many settings are utilized in fistula prevention and care, they could be useful partners to address fistula in any community.

scholarly journals Role of Micro Credit Program in Empowering Rural Women in Bangladesh: A Study on Grameen Bank Bangladesh Limited

2015 ◽  
Vol 3 (4) ◽  
pp. 114 ◽  
Author(s):  
Dhanonjoy Kumar ◽  
Afjal Hossain ◽  
Monto Chandra Gope
Keyword(s):  
Rural Women ◽  
Grameen Bank ◽  
Credit Program ◽  
Micro Credit

scholarly journals Role of Micro Credit Program in Empowering Rural Women in Bangladesh: A Study on Grameen Bank Bangladesh Limited

2013 ◽  
Vol 3 (2) ◽  
pp. 106-112
Author(s):  
Dhanonjoy Kumar ◽  
◽  
Afjal Hossain ◽  
Monto Chandra Gope ◽  
◽  
...  
Keyword(s):  
Rural Women ◽  
Grameen Bank ◽  
Credit Program ◽  
Micro Credit
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